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LIC’s Anmol Jeevan I

LIC Anmol Jeevan 1 Table No. 164

Term insurance is often the most inexpensive life insurance solution. Term insurance is recommended by most of the investment and financial experts.

Anmol Jeevan-I Summary:

Life Insurance Corporation Of India’s Anmol Jeevan-I (Plan No. 164) is a unique plan of assurance, by far the cheapest policy to buy; cheaper than even a whole life policy to start with.  Anmol Jeevan-I is a pure term cover provides only life cover unlike endowment and money back policies which have a built-in saving element too.

LIC anmol jeevan

Benefits:

On Maturity:
On Maturity no amount will be paid to the Policyholder.

On Death:
On death of the Policyholder during policy term, S.A. will be paid to the nominee.

Income tax rebate:
The premium paid towards Anmol Jeevan-I is eligible for tax deduction under section 80C of the Income Tax Act,1961.

Eligibility Conditions and Restrictions for LIC Of India’sAnmol Jeevan-I:
Minimum Age at entry: 18 years (completed)
Maximum Age at entry: 55 years (nearest birthday)
Maximum Age at maturity: 65 years (nearest birthday)
Policy Term: 5 years to 25 years
Minimum Sum Assured: Rs.5,00,000/-
Maximum Sum Assured: Less than 25,00,000 /-
(Policies will be issued in multiples of Rs.1,00,000/- for Sum Assured above the minimum Sum Assured)
Loan: Not available
Surrender Value: Nil
Dating Back: Allowed
Grace Period: 15 days

Payment Of claims:
No Claims concession will be applicable to this Policy.

Mode of Premium :
Premium can be paid either in Yearly, Half-yearly & Single Premium.

Example: Mr. LIC takes a policy for 20 years for Rs.20 lakh sum assured.
(a)
On survival till maturity, Mr. LIC will not receive any amount.
(b) On death of Mr. LIC during policy term, his nominee will get Rs.20 lakhs S.A.

Don’t like Term plan? Check out : Jeevan Anand whole life endowment Plan

The Unique Identification Number (UIN) for LIC Of India’s Anmol Jeevan-I Plan is 512N213V01.

How to Apply for LIC Of India’s Anmol Jeevan 1?
Contact your nearest Life Insurance Corporation Of India (LIC of India) Branch/ LIC Agent. Or
Fill the Application form to apply online. (Mumbai only)

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

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88 comments

  1. please infom me waht is the meaning of unfortunity deth the word is useing in lic insurence , pl inform me on my e mail
    thankiny you sir , i hope your replay will be soon .

  2. Dear LIC Group ,

    I request you to please send the details of coverage in Anmol Jeevan – I [Plan - 164] .

    What type of death benefits i.e. accident, earthquake,bomb blast,illness,terrorist attack, heart attack., swimming, riding by horse, attack by tiger or any other animals., Drink and died, heavy rain and water logging area death., Shock by electricity or electricity fall down on head or any other part of body., any other major surgery.

    And yearly premium my D.O.B. is 01.09.1980.

    Period 25 years

    please

    rgds.
    Sameer

    Mob:- 09323734474

  3. Hi,

    Are these things covered :

    Death by
    1. Natural calamity
    2. Drink and drive?

    Adhiraj.

  4. Siddharth s. Kamble

    My birth date is 21/5/1970 and in Govt. job . For assuring 50 lacs for 20 yrs how much will be premium per year.

  5. my age is 26 years. what is good plan for my next future if i required 2500000 rs risk cover with mediclaim ( health insurance)? what will be monthly premium.?

  6. Hi,

    What kind of death scenarios are covered by this policy – critical illness, natural, accident etc.

    Best,
    Ashutosh

  7. May i know at present what is the YEARLY PREMIUM AMOUNT for 10 lakhs LIC policy with 15 years scheme?

  8. my fathers age is 62. on submission of medical documents, is it possible to make an entry to jeevan anmol policy ??? or which you think is best and suitable policy available at present.

  9. i am a man and my date of birth is 01/07/1971 and i want a term insurance policy covering a sum of Rs. 25 lac for a maximum time. Kindly tell me the yearly premium amount.

  10. Hello,
    i am Pal 30 years- housewife, i want to take JEEVAN ANMOL policy for my 2.5 years old kid. I want to know the premium for 25 lacs for 10 years? and can you please tell me which document do you need for this policy because this kid is Australian citizen but his both parents are indian citizen.
    Can you pls tell me yearly premium as well as single premium?

  11. SIR,
    MY DOB IS 01.12.69. I WANT A TERM PLAN (ANMOL-JEEVAN) UPTO THE MAX. AGE OF MATURITY.KINDLY ADVISE THE ANNUAL PREMIUM FOR i)20 LAC.ii)25 LAC.IS ANY MEDICAL IS REQUIRED FOR POLICY.
    MANOJ BATRA
    AMBALA CANTT.

  12. sir,
    In Anmol Jivan term plan one line is there, it reads like that(Payment of claims: No claims concession will be applicable to this plan).I did not understand the meaning.please help.Kindly tell me onething if I die during the policy(jivan anmol) will Lic pay the S.A at a time or in installment? Please reply.

  13. i want to take jeevan anumol-1 policy to mother at age 55.of 1000000 rs/ policy.for 10 years term, single premium.

    what is the single premium amount

  14. I am 38 years old, working as executive in Apollo Hospitals, Non Smoker / Non Alcoholic, kindly send me the Premium for 50 lacs for the maximum term period of 30 years.

    with regds

    Ponnambalam

  15. Bhupender Gautam

    Sir ,

    Can i change Premium amount in Jeevan Saral Policy

  16. pooran pankaj sharma

    sir
    regards
    i want to opt anmol jivan plan164,
    which documents and formalities are required for this policy

  17. My age is 28 .Please inform me the premium of 35 year term plan on the anmol -jeevan-1 inssure damount 25 lac

  18. Anmol jeevan 1 plan 164 also cover accidental or natural death and medical claim

  19. I want to take anmol jeevan -1 plan 164 for my son dob 20.08.2008 amount 25 lac – 20 years premium M/Q/H/Y and daughter 04.11.2003 amount 25 lac- 15 years premium as above. I am wating for your valueable response

  20. my age is 46 year please inform me the premium of 19 year term on the anmol-jeevan-1 and inform maturity amount also for some assured rs 10,00000

  21. Hi Tabrej,
    .
    for term insurance policies of anmol jeevan and amulya jeevan, I have confusion about this line “Sum assured will be paid to the beneficiary in the unfortunate event of death of the policy holder”

    Does “in the event of death” mean either natural,due to illness or accidental or suicide death?
    could u plz elaborate on unfortunate event of death of the policy holder ? which type of death cover by this policy?

    I will really appreciate you if you provide the ans ASAP.

    Thanx
    Sp gupta

  22. if term period is over still death benefit are there to nominees or not ?

  23. i am December 1962 born and want to have term plan for 15 years of 20 lac .What will be the yearly premium ?

  24. My son study in B.E.,
    I want Anmal Jeevan 1 Table 164 for Rs. 24,00,000 for seven years,Plus health Insurance for overseas for seven year what will be premium for both (one time payment)?
    plz. tell me detail of this plan?
    can i get discount of premium on online pament ?
    plz send me thease informations
    thanks & regards

  25. i am born 13/8/1978,take anmol jeevan-1 for 50 lacs,1carore sum assured,term 25years

  26. what will be premium for
    Amount Rs. 25 Lac, Period 25yr
    Amount Rs. 25 Lac, Period 25 yr.
    Amount Rs. 20 Lac, Period 25 yr.
    Amount Rs. 2o lac , Period 20 yr.

  27. my date of birth is 27/07/1987.i am 23 year old.please tell me
    me Premium of Jivan Anmol Table (No. 164 ) and Jeevan Amulya-yearly and half yearly with following condition
    Amount Rs. 25 Lac, Period 25yrs.
    Amount Rs. 20 Lac, Period 25 yrs.

    thank you
    reply pl at my e-mail address as soon as possible.

  28. i am 35 year old man with a monthly salary of around rs 35000. i want maximum life coverage from a scheme. please suggest me some policy,

  29. Dear sir,
    I want to about term insurance policies of Anmol jeevan and Amulya jeevan, In the ecase of Accidental death (onspot death )benefit is covered or not?
    Answered please as soon as posible.

    Thank you,

  30. Dear sir,
    I am 40year old. please tell me Premium of Jivan Anmol Table (No. 164 )
    and Jeevan Amulya
    Amount Rs. 20 Lac, Period 20yr
    Amount Rs. 20 Lac, Period 15 yr.
    Amount Rs. 20 Lac, Period 10 yr.
    Amount Rs. 2o lac , Period 5 yr.

    thank you

  31. My Birth date is 28/5/79
    I nedd Anmol Jeevan 1 For 30 years
    S A 3000000
    what will be premium

    for wife
    Birth date 14/04/84
    anmol jeevan 1 for 30 years
    S A 2500000
    Give Primium Details

  32. my age is 25 years i want 50 lac term plan for 25 years tell all requirment with premimium

  33. sir ,
    my date of birth is 07.11.1987.
    i want to take a term plane like lic anmol jeevan1 .
    time 25to 35 year
    amount 10000000.
    plz. tell me anual premium.?
    plz. tell me detail of this plan?
    can i get discount of premium on online pament ?

    plz send me thease informations

    thanks & regards
    indrapal singh

  34. my date of birth 23/11/1984, what will be my premium for anmol jeevan for 10 yrs plan for 20 lack.

  35. Dear Sir,

    I opened an LIC policy Jeevan Saral through Allahabad Bank for a premium of Rs. 255 by ECS. After few months bank stopped deducting amount towards my policy.
    I enquire about this to Bank and Lic both by letter. LIC replied me that Bank told them that, insufficient balance in my account thats why premiums was not paid in my policy.
    But thats wrong, i am maintaining sufficient amout in my account.
    I paid my due premium to LIC counter for 3 months with a penalty of Rs. 135 extra. From next month onwards bank started deducting amout towards that policy.
    Now i want that Rs. 135 back what i have paid without any of my mistake/fault.
    How i will get it back?
    can/should I go to consumer court against that bank for not respecting my ECS order?
    Pls Reply ang guide me.

    Regards,

    Debraj Choudhary

    • Ask for your bank statement from Allahabad bank and analyze if there were sufficient balance in your account. LIC can’t do anything if your bank refuse to pay ECS.

  36. Dear Sir,

    I am Bijon Mondal 36+ age and want to know what will be my premium for anmol jeevan policy of an amount 10 lac for 25 years? As i am working in shiping line, the policy will cover me at sea also?

    Regaards,

    Bijon Mondal

  37. i want to buy a term plan policy for 5000000 (fifty lac). my age is 46 yrs,which policy will be best for me.Aegon religare has very low premium as compared to lic ANMOL JEEWAN, WHY IT IS SO ?

  38. pls send me details of jeevan mitra tripple risk cover

  39. My age is 31 year Bdate is 02/12/78.
    tell me premium for anmol jeevan for 10 lac for 25 years and is there any need for medical checkup

  40. Sir,

    Is it possible to convert yearly premium mode to single premium later?

  41. term and conditions anmol jeevan

  42. Hi,

    I am 38 year old software professional, I would like to take LIC Jeevan amulya policy
    for 25 Lakhs for 25 years. Do I get any benefit if i apply online instead of going through an agent.

    Thanks & Regards
    Narendra

  43. shyam pratap singh

    dear sir i want to know how much my premium will be for 20 lac for 15 years plan on maturity how much i get

  44. I want to take Anmol jeevan1 for a period of 20 years and amount is 5 lakhs.

    what will be the single premium and what will be the yearly premium.

    my age is 45.

  45. I am 52 yrs old. I want to know what will be the yearly primium for 13 year term Anmol Jeevan 1 (Table 164). Also how much will be the one time primium for the same plan

  46. i have taken home loan of rs1000000 from lic hfl now i want to protect my loan. Can i take LIC AMULYA JEEVAN 1(TABLE 190)
    What advantages i can get. ? What will be the half yearly/yearly/single premium to be paid.

  47. SIR,

    IN Anmol jeevan can be revived under special revival

    scheme?

  48. Dear sir,
    I want to about term insurance policies of Anmol jeevan and Amulya jeevan, In the ecase of Accidental death (onspot death )benefit is covered or not?
    If i want to take Anmol jeevan for my wife, can itake and pay for her?
    Answered please as soon as posible.

    Thank you,
    G P Shukla

  49. Leeladhar Chouhan

    Dear Sir,
    I have jeevan anmol policy. What will get my nominee after my accedental death ?

  50. Satya Prakash Sharma

    Dear Sir/Ma’am

    I want to know the medical tests required before applying the Anmol jeevan policy for 10Lac.

    Thanks & Regards

  51. Kaushik G Gandhi

    Dear sir

    Please infome premium amount for anmol jivan (term plan)

    my b’date 11/08/1974

    Regards,

  52. i want amulaya jeevan policy for my mother, age 55
    wat will be the premimun yearly

  53. my date of birth is 17/01/1956. what would be the premium in anmol jeevan policy for 10 lacs p.a. also when does the risk start after taking the policy.

  54. my date of birth is 17/01/1956. what would be the premium in anmol jeevan policy for 10 lacs p.a. also when does the risk start after taking the policy.

  55. plan 164-anmol jivan -1(without profit) rs.1500000/-
    plan 149 jeevan anand rs.200000/- joint policy
    birth date 12.03.1982
    the below table show the annual premium paid & risk cover & return & loan availability

  56. shrinivas katkar

    Resp. sir

    Please send me following details

    –prem. of anamol jivan

    age– 27 yrs and 30 yrs

    duration– 20 yrs and 25 yrs

    sum assu.–10 and 15 lakhs for both age

  57. I want to take Anmol jeevan1 for a period of 20 years and amount is 10 lakhs.

    what will be the single premium and what will be the yearly premium.

    my age is 38.

  58. parvinder singh

    I am holding an anmol jeevan since 2004.could u please educate me on the issue that what will happen to the money that i am paying as an yearly premium at the time of maturity?

    i am paying an yearly premium of rupees 10,000. sum assored is 5lacs for the period of 20years.

    • Parvinder,
      Are you aware that this is a Term Insurance?
      There is no maturity benefit in Term, the SA is payable on death to your nominee within the term.

  59. my date of birth 23/05/1982, what will be my premium for anmol jeevan for 25 yrs plan for 25 lack.

  60. Hi, My age is 37+, I want to know about jeevan anmol policy,ie: if I take jeevan anmol policy for 20 years and for Rs.2000000/- what will the half yearly and yearly premium made.
    ———————————————————

  61. Hi, My age is 37+, I want to know about jeevan anmol policy,ie: if I take jeevan anmol policy for 20 years and for Rs.2000000/- what will the half yearly and yearly premium made.

  62. my name bindu
    my father 50years old he want to ANMOL JEVAN POLICE
    what you tell me full information
    exampal : how amunt per year
    : when last premium amunt

  63. voleti .sankara sastry

    my age is 43 years , policy cover upto 58 yeras age how much premium for yearly i will be paid please send datils

  64. Vivekanandan Tiwari

    My age is 23 years. Please tell me the half-yearly and Yearly premium for 25 years for a sum assured of 10laks.

  65. Dear sir, i am eng. Age 27y. i want anmol jeevan1. time-15y -20 lac.
    amount pre annual.
    This is garuanted scheme or not?

  66. Hi Tabrej,

    for term insurance policies of anmol jeevan and amulya jeevan, I read on the apna insurance site comparison chart that accidental death benefit is not covered.
    Does “in the event of death” mean either natural,due to illness or accidental (except suicide)?

    another question – do the above policies have no riders i.e disability clauses for which additional premium amount can be paid.

    also is a health checkup required to get the policy?

    Thank you,
    Sanjeev

  67. is in anmol jeevan-1 accident death cover i included or not?

  68. Dear sir, i am eng. Age 31y. i want anmol jeevan1. time-25y -25 lac

    • Age : 31
      Policy term (in yrs.) : 25
      Payment term (in yrs.) : 25
      Yearly Premium: 10,222.00
      Half yearly Premium: 5,163.00
      Single Premium: 1,22,375.00

      Please send your contact no. and address so we can complete the documentation.

  69. I am working for Pvt firm,cai i take Anmol Jeevan policy on my Husbands name,if so can i get the tax benifit for me as my husband is not eligible to pay tax.

  70. Dear sir,
    I am 34 year old. please tell me Premium of Jivan Anmol Table (No. 164 )
    Amount Rs. 20 Lac, Period 20yr
    Amount Rs. 20 Lac, Period 15 yr.
    Amount Rs. 20 Lac, Period 10 yr.
    Amount Rs. 2o lac , Period 5 yr.

    Thanks.

  71. Mrs. ALPANA ANOOP KUMAR SAHU

    i am house wife i want to takeover anmol jeevan plan-1 (pure term insurance plan) for 1000000 amount for maximum year. my date of birth is11/12/1978.and premium will be paid by my govt. employee husbund.can i take this policy .is any other condition for takeover the policy.please onform me my i.d. as soon as possible.what will be my premium for annual payment.

  72. My age is 46 yrs, pls. tell me what will be the premium for Anmol Jeevan-1 (plan no. 164)
    amount – 10,00000——monthly—-half yrly—-yearly—?????

    amount-15,00000———-do————-do———-do—–?????

    same for 20 and 25 lacs for the period of 15 yrs.

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