Check current Cash Value of your ULIP Policy

If you ever asked yourself, How to check current cash value of your ULIP? then then keep reading. Most of us don’t know how to calculate the maturity value or current cash value. You just guess the value, right? or may be calling your LIC agent every month to check the value.

To know the current cash value of your ULIP policy, you need to know the number of units you have.

LIC sends a separate latter to your postal address with the unit allotment details after bond papers are issued.

Once you know the units, visit to LIC NAV page at www.licindia.in/plan_navs.htm and locate the policy NAV.

For example: Let’s assume you have 50,000 units of Market Plus 1 Growth fund. Now we need to check Today’s NAV. At the time of writing Market Plus 1’s NAV was Rs.14.71/unit
Hence Current Cash value: 50000×14.71=735500

Your current Cash value will be Rs.7,35,500/-

As you know NAV may go up or may go down as per market condition. Its good to keep checking the cash value of your investment once in six month.

If you have any general insurance question please ask in our Insurance forum at http://forums.lifeinsuranceindiaonline.com/

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Comments

  1. Shambhu Nath Ram says

    Dear Sir/ Madam Please send me maturity details of policy no 116157517 on above Email Id. Thank you.

  2. sushil kumar choudhary says

    sir,
    kindly confirm my lic mutual fund policy no 523776594 latest value so can i decide for further plan

  3. sunil Dhiman says

    My father was a LIC agent How i can check the amount invested by him in ulip plans of lic and last Funds Values

  4. rajkumar says

    Dear

    Sir / Madam
    My policy no is 153603270 Please send me my
    policy detail on my email id .
    I want to see my policy status how mutch amount in my policy . please sir reply .

    Thanku you

    Raj Kumar

  5. rajkumar says

    Dear

    Sir / Madam
    My policy no is 153603270 Please send me my
    policy detail on my email id .
    I want to see my policy . please sir reply .

    Thanku you

    Raj Kumar

  6. Aalok Kumar says

    I have two ULIP Plans and I want to withdraw these amounts. I have been checking the cash value of my policy. sometimes I see the value at least with no loss. At that point of time I want to quit the policy then how to do that. Is it possible to quit lock is alarmed to when I need to lock the policy.

  7. GOPAKUMAR KS says

    Dear sir,

    My profit plus paln 188 policy for the sum assured of 300000 with premium paying term of 5 years is maturing on september 2013. it is a growth fund policy. how much return can i get in addition to sum assured. number of units alloted to me is 24162.616. present NAV is 11.74. please give information about the total amount i will get on october-2013 . is there any bonuses available to this policy . please give details if any.

    regards

    Gopa kumar ks

  8. ruma adhikary says

    policy -makret plus(191)11

    total valu i given-25000

    fund- growth

    so if i surrender the policy how much money i received in current condition

  9. Dipankar Das says

    My Policy Name: Market Plus 1,
    Plan No. :1921
    My policy no-579294557
    Date of commencement-31/12/2009.
    Mode of primum: Single
    Total investment: 10,000/-
    Questions-Current cash value of my policy .
    kindly answer.
    Thank you
    Dipankar Das

  10. joydeb ghosh says

    Let’s assume I have 1415.577 units of Market Plus 1 Growth fund. Now we need to check Today’s currnet market value.

  11. Gagan says

    My first Policy Name: Market Plus 1,
    Plan No. :191
    My policy no-142496202,
    Date of commencement-15/07/2010.
    plan of term-10 Years
    Mode of primum: Single
    Total investment: 50,000/-

    and

    My second Policy Name: Market Plus 1,
    Plan No. :191
    My policy no-142496203,
    Date of commencement-15/07/2010.
    plan of term-19 Years
    Mode of primum: Single
    Total investment: 50,000/-
    Questions-Current cash value of my both policies .
    kindly answer.
    Thank you

  12. BALDEV SINGHH S/O DAULAT SINGH says

    MY POLICY NAME : GROWTH (MARKET PLUS) PLAN NO. 188 MY POLICY NO. 132918511 DATE OF COMMENCEMENT 05/06/2009 PLAN OF TERM — 5 YEARS MODE OF YEARS 05/06/2013 PREMIUM — SINGAL TOTAL INVESTMENT = 1,25,000 Q. CURRENT CASH VALUE OF POLICY TODAY PLEASE ANSWER THANK YOU

  13. Radhacharan Singh says

    Please tell me my policy value of today .
    My policy no. 563551080
    Growth Fund
    Total investment 20000
    Policy year 2009

  14. SUDHIR says

    I have LIC Money Plus policy with Growth Fund. As of today Bond fund is having high NAV values. Can i switch from Growth Fund to Bond Fund and then surrender the policy just after switching?.

  15. pralhad Patil says

    I want to withdraw all policies from below mentioned policies taken from LIC of India

    please help me current market value of each policy so that I will surrender:

    Waiting for your prompt and favorable reply

    LIC – Plan 180 Money 20000
    Policy No 923994288
    Date of commencement 14.08.07
    Policy Term

    LIC – Plan Market Plus plan 191 30000
    Policy No 903565432
    Date of commencement 7.01.2010
    Policy Term

    LIC – Future Plus plan 172 10000
    Policy No 923203087
    Date of commencement 31.03.05
    Policy Term

    LIC – Growth plan 180 10000
    Policy No 923993084
    Date of commencement 11.08.07
    Policy Term

  16. radha devi says

    Dear

    Sir / Madam
    My policy no is 123336016 Please send me my
    policy detail on my email id .
    I want to see my policy . please sir reply .

    Thanku you

    Radha devi

  17. Biswajit Bardhan says

    market plus-1. tablet no-191.policy no-439564892/439564893.date of starting-12-08-2008 to 12-08-2033. please give surrender value & current amount

  18. Christopher Castelino says

    I have an amount of Rs. 1000/- p.m going as an ECS from my Bank towards Market Plus 1 scheme from Aug-2009 onwards. It is now more than 3 years & would like to discontinue the ECS. How do i go about doing it. Please send reply by email. Thank you

  19. kanishk says

    dear sir
    i invest 30000 in ulip policy my policy no is 516774242.i want to know about my current value of policy.ple send my current value on my mob no.my no is 9431079368.

  20. Tapan Biswas says

    LIC is a Govt Body with a lot of fund because Educated & less educated Indians believe that their future savings are secured with Government.

    It is time to rethink all of us.
    The agents are cultivated by the Government who are actually sharks and are willing to suck your money after you pay them the premium.

    I have invested in Table 180, Policy No 425837944 fr a sum of Rs 5 Lakhs and the entire amount is paid. But till date i do npt know the units allotted to me.

    LIC Portaals are confusing and useless.
    Agents do not help you but keep asking you to make more policies. LIC offices through out Kolkata is a chaos, no different then other Govt offices. Babus behavious are like IAS officers till you are not opening a new policy. They forget, its our Money invested.

    Unfortunately this will not change for next 100 years if the officers and clerks attitude do not change.

  21. RATNA KUMARI says

    Res/Sir/Madam,
    Please tell me total cash value including with surrender value with today market, my policy no. is 216868260 and 216868259 ULIP Plan MARKET PLUS (181).

    Thanks with regards!
    Ratna Kumari

  22. ashit says

    My bitter experience with ULIP policies, where in agents give such a rosy picture about the product, i lost a huge sum,feel being cheated

  23. BULU SARKAR says

    I want to know the fund value of my policy . Market plus . Its no is 438686958 .plan no 181. And also I want to know how to surrender my policy.

  24. SHAMVABI PARIA says

    I want to know the fund value of my policy 438692051. .plan no 181. And also I want to know that the procedure of the surrender my policy.

  25. SUKHWINDER SINGH says

    Res/Sir/Madam,
    Please tell me total cash value including with surrender value with today market, my policy no. is 163894690 ULIP Plan MARKET PLUS.

    Thanks with regards!
    Sukhwinder Singh.

  26. Dipak Malme says

    I have two welth plus policy.policy no is 823936168 & 823936169.
    Please send me fund value of my both policies.
    Give me information about
    Nav& allotted units of both
    policies.

  27. Navneet chhibber says

    I want to know the fund value of my policy . Markit plus . Its no is 176101713 .plan no 181. And I want to surrender my policy.

  28. subir gangopadhyayApr 26-04-2012 @1200 Noon says

    Ihave a lic policy TT180-20. Policy no123897031.Branch unit-122. I have diposited Rs30000 continus.Iwant to withdrall my policy in May 2012.Kindly help me about my total amount and to whom I suppose to meet. Thanking you. Yours faithfully.Subir gangopadhyay .

  29. subir gangopadhyay says

    Ihave a lic policy TT180-20. Policy no123897031.Branch unit-122. I have diposited Rs30000 continus.Iwant to withdrall my policy in May 2012.Kindly help me about my total amount and to whom I suppose to meet. Thanking you. Yours faithfully.Subir gangopadhyay

  30. ambika prasad says

    Dear

    Sir / Madam
    My policy no is * 272450072 And 272450073 * Please send me my
    policy detail on my email id .
    I want to see my policy . please sir reply .

    Thanku you

    Ambika
    prasad

  31. ambika prasad says

    Dear

    Sir / Madam
    My policy no is * 272450072 And 272450073 * Please send me my policy detail on my email id .
    I want to see my policy . please sir reply .

    Thanku you
    Ambika prasad

  32. Zenappan says

    My Policy Name: Market Plus 1,
    Plan No. :181
    My policy no-776523320
    Date of commencement-10/03/2008
    plan of term-10 Years
    Mode of primum: Single (yearly 10,000)
    Total investment: 40,000/-
    Questions-Current cash value of my policy .
    kindly answer.
    Thank you

  33. Amol aher says

    Sharmarket invest 2007year se annual rs 20
    000 invest kiya ab tak 100000 rs invest ho chuka hai return kitana milega

  34. SATISH CHAND says

    Hi. WHAT IS THE CURRENT VALUE OF ONE UNIT IN MARKET PLUS 1,GROWTH FUND,PLEASE INFORM ME VIA E-MAIL IN EVERY MONTH

  35. Sushil says

    Is there any Interface / option / tool on website where we can come to know the unit linked with our policy if we provide a policy number?????

    Please suggest

  36. mohd naseemansari says

    Sir,

    May i request to ask about bond.
    1-I have taken Rs.5000/-LIC bond and deposited 5×5000/-
    as on surrender value Rs.23715/- is it correct.
    Yours Faithfully,
    Mohd Naseem Ansari,Field Inspector,UPNEDA,Lucknow

  37. homnarayan pradhan says

    let me know the web site addresses of the sources so that I can obtain the uptodate current value of units of Market Plus…

  38. Nand Lal Thakur says

    My Policy Name: Market Plus 1,
    Plan No. :191
    My policy no-153179569,
    Date of commencement-15/11/2008.
    plan of term-15 Years
    Mode of primum: Single
    Total investment: 40,000/-
    Questions-Current cash value of my policy .
    kindly answer.
    Thank you

  39. bimal shasmal says

    my policy no-438852815, date of commencement-03/08/2007.
    plan of term-181 14 0.
    schedule no-43j
    mode of primum-sg1
    total investment-17000/
    questions-current date of the my policy value.kindly answere.thank you

  40. SUNIL PADMAKAR PATIL says

    Sir,

    My ulip (Market Plus) Policy No. 961420425 – I have invested Rs10000/- yearly premum in ths said policy from 3 yrs. But Still I have not received any type of letter about currently holding in No of Units and Its current value at my residance address.

  41. anil says

    i have 2 ulip policy i .e 1)wealth plus 40000 RS 2)MARKET PLUS 50000 RS but i dont know the how units wll b given 4 me so i req 2 tell me units & current cash value my policy no is 1)883487555 2)883775584

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