ULIP Policy NAV: If you ever asked yourself, How to check current cash value of your ULIP policy? then then keep reading. Most of us don’t know how to calculate the maturity value or current cash value. You just guess the value, right? or may be calling your LIC agent every month to check the value.

In this Digital India, you can get all the information of your policy anytime from your smartphone itself. Now, no need to call your agent or visit the branch.

To know the current cash value of your ULIP policy, you need to know the number of units you have. I hope you already know how many units you have in your policy.

LIC sends a separate letter to your postal address with the unit allotment details after bond papers are issued. If you are unable to find the allotted units, you can register on LIC Website. Once you have your account registered, you can enroll all your policy in your account to have a glance of all your policy at one place. To Enroll, you must have all your policy details handy. ie. Policy Number.

Once you know the units, visit to LIC NAV page at www.licindia.in and locate the policy NAV.


Check current Cash Value of your ULIP Policy


For example:

Let’s assume you have 50,000 units of Market Plus 1 Growth fund.

  • Now we need to check Todays NAV.
  • At the time of writing Market Plus 1’s NAV was Rs.23/unit (As of 8th August 2017)
  • Hence Current Cash value: 50000 x 23= 1150000

Your current Cash value will be Rs.1150000/-

As you know NAV may go up or may go down as per market condition. It’s good to keep checking the cash value of your investment once in six month.

Other ways to check your policy NAV

Your Branch: Your Branch will be able to tell you the exact value of your policy. Please contact your nearest LIC Branch.

Your Agent: Your agent has all the information of your policy, consider contacting them.

Customer Care: Call LIC Customer care and ask your policy NAV and current value.

If you are looking for Traditional Policy status, you can check it here.