Jeevan Anand Endowment Plan

Summary:

Jeevan Anand is the combination of Endowment Assurance and Whole Life plan.
The risk cover will continue even after the maturity, that means Zindagi Ke Saath Bhi Zindagi Ke Bad Bhi… Jeevan Anand plan no. 149 provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

For Example: Mr. Pankaj, age 25 years, takes Jeevan Anand policy for 25 years for Sum Assured Rs. 1 lakh. Now on Maturity Pankaj will receive Rs. 2,12,500/- (Rs. 1 lakh sum assured Plus Rs.1,12,500/- is the estimated bonus at Rs.45/- per thousand per year.)

In case, Mr. Pankaj, dies ( After premium paying term is over) at the age of 60 years, his nominee will get additional Rs. 1 lakh equal to sum assured amount. Since Mr. Pankaj has already received the bonus, LIC will not pay second time bonus.

In case, Mr. Pankaj dies during the Premium Paying Term, his nominee will get Rs.1 Lakh (sum Assured) + Accrued bonus till Mr. Pankaj’s death.

Key Jeevan Anand Features:

1. LIC Jeevan Anand is the combination of Whole Life and Endowment Assurance plan.
2. Even after the Premium Paying Term (PPT) is over, risk cover continues till the death of the policy holder.
3. Accident Benefit is available during the Premium paying term adn thereafter upto age 70.
4. Limited premium payments.
5. Double accidental cover upto age 70.
6. Tax Savings

jeevan anand

Modes of Premium Payment:

You can pay premium yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

LIC Jeevan Anand Plan Premiums are limited. You only pay till the selected term of years or until death if it occurs during the term period. This policy not only makes provisions for the family of the life assured in the event of early death but also assures a lump sum at a desired age. The lump sum can be reinvested to provide an annuity during the remainder of policy holders life or in any other way considered suitable at that time.

Premium Stoppage:

If payment of premiums ceases after at least 3 years premiums have been paid, a free paid-up policy for a reduced sum assured will be automatically secured provided the reduced sum assured, exclusive of any attached bonus, is not less than Rs. 250/-. The reduced sum assured will become payable on the event as stipulated in the policy.

Bonuses:

Jeevan Anand is a with-profit insurance plan and participates in the profits of the Corporation’s life insurance business. You will get the profit in the form of Bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.  Once the bonus is declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death, if it occurs earlier. Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Maturity Benefit:

Sum Assured along with all vested bonuses payable at the end of the term to the policy holder.(Endowment term)

Death Benefit:

Sum Assured along with vested bonuses are payable on death during the premium paying term. An amount equal to the Sum Assured is payable if death occurs after the premium paying term. Simple Reversionary Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with final additional bonus, if any. No Bonus is paid on death after the premium paying term.

Accident Benefit:

Double Accident Benefit is available during the premium paying term and thereafter up to age 70. Maximum Accident Cover available under this plan will be Rs 5 lakh (this limit excludes accident benefit taken under other plans).

In case of permanent disability of the life assured due to accident this additional Sum assured is payable in instalments.

Eligibility Conditions and Restrictions:

  • a:) Minimum Entry Age: 18 Years completed
  • b:) Maximum Entry Age: 65 Years
  • c:) Max. PPT Mat. Age: 75 years
  • d:) Min. Premium term: 5 yrs
  • e:) Max Premium term: 57 yrs
  • f:) Minimum Sum Assured: Rs. 1,00,000/-
  • g:) Maximum Sum Assured: No Limit
  • h:) Risk cover: Sum Assured + Bonus
  • i:) Loan on policy: Avaialable
  • j:) Housing loan : Avaialable

Surrender Value:

Buying a life insurance contract is a long-term commitment. However, surrender values are available on the plan on earlier termination of the contract.

Also Check: Jeevan Saral – Most popular Endowment plan

Guaranteed Surrender Value:

The policy may be surrendered after it has been in force for 3 years or more.  The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium. Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded.

LIC policy on surrenders:
In practice, the Corporation will pay a Special Surrender Value – which is either equal to or more than the Guaranteed Surrender Value. The benefit payable on surrender reflects the discounted value of the reduced claim amount that would be payable on death or at maturity. This value will depend on the duration for which premiums have been paid and the policy duration at the date of surrender. In some circumstances, in case of early termination of the policy, the surrender value payable may be less than the total premium paid.

Who should buy Jeevan Anand policy?

Since Jeevan Anand is an endowment assurance plus whole life policy, this plan is apt for people of of all ages and social groups who wish to protect their families from a financial setback that may occur owing to their demise. The amount assured if not paid by reason of his death earlier will payable at the end of the endowment term where it can be invested in an annuity provision for the rest of the policyholder’s life or in any other way he may think most suitable at that time.

Comments

  1. vicky maurya says

    dear sir,
    sir mera questions ye ki muje 1o yera me 15 lakha ,15 yers me 20 lakha or 20 yers me 30 lakha mechurity per chahi ye to muje kitna priumum bharna hoga or insurance kitana mile ga to muje lic ke plan ke bare me samaj dijiye ok to plz replay me sir

  2. Saumitra KIshore says

    I met an accident in June 2012 due to which my forehead & eye came in problem AIIMS doctors also refused.
    Please help if i can get benefit for accidental benefit for Jeevan Surbhi & Jeevan Anand.

  3. dr rajnish sharma says

    hello sir,i want to know about jeevan anand plan.
    my yearly premium is 57175Rs for 21yrs
    please tell me about my maturity amount as well as other details
    my policy plan-149.

  4. mahesh says

    is there any surity in declaration of( FAB) final addition bonus ,for the jeevan anand policy?
    lic brochure says ,FAB may be declared.
    is it right in believing FAB for this policy?

  5. clara says

    Dear sir
    I want to know about jeevan anand policy.149
    I will pay the premium of yearly 27876
    and what amount will get after ten years …
    and what amount will get after fifteen years …
    and what amount will get after twenty one years …
    date of birth – 11-9-1979.

  6. GOPINATH.S says

    i wish to put an LIC policy for my niece. shall i put the policy in my name with her name as nominee.
    i planned for SA = 1 LAC
    ppt = 15 yrs to 18 yrs

    which plan is suitable for me?

    plz guide me.

    it is for her marriage/education purpose in near future. now she is 4 yrs old.

  7. Imon Das says

    Hi,
    I am 30. If I am to go for a LIC Jeevan Anand policy of Sum assured Rs 5,00,000 for 20 years, what will be my annual premium? What will be my returns at the end of the accumulation period?

  8. raju mallik says

    I m going to buy a policy of assured Rs 100000/ next week of this month(15/10/2012) up to 6 year. My date of birth is 07/01/1988, i will pay the premium quarterly Rs 5000/. Could you tell me that it is possible to become a policy holder, and shall I get the loan or not? please reply me as soon as possible, I m hopefully waiting for your advise.

  9. Arun says

    I am a retired person age 62. I need a policy with term of 12/15 years and premium payment period of about 5 years. Pl send me details of available plans and also suggest a best one.

  10. lakshmi dutt upadhyay says

    lakshmi dutt upadhyay
    September 27th, 2012

    Hello Sir/Madam,

    date of birth – 05-11-1983
    LIC joined – 31-08-2008
    Premium term – 16yrs
    Sum Assured:Rs. – 1,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

    Reply

  11. GIRRAJ SINGH CHOUDHARY says

    dear friends i am a IRDA approved agent from bharatpur raj .residenace of delhi at sarita vihar new delhi 110076
    i can help u that where u invest your money for take best result
    and risk cover u can connect with me at mob ,09899350393
    and my mail id is ; lic.girraj.singh@gnail.com

  12. suvendu says

    DOB-03/02/1978 (35 yrs)
    policy term 16 yrs.
    sum assured 200000
    LIC Jeevan annand policy.
    plz send me the return after maturity and other benefits.

  13. Chirag says

    Dear Rajesh ji,
    I can tell you premium and sun assured if you provide me your age. Contact me at insurancedis@gmail.com

    Dear Sunil ji,
    It is impossible to tell the maturity value. However, you can assume a bonus of more than 4% of sum assured every year and also some loyalty bonus. If insurer dies after maturity, he(his nominee) will receive an additional sum assured. Contact me at insurancedis@gmail.com for more details

  14. sunil says

    Hello Sir/Madam,
    date of birth – 06/05/1987
    LIC joined – 02/07/2012
    Premium term – 20yrs
    Sum Assured:Rs. – 6,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )
    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.
    1. Normal Death
    2. Accidental Death

  15. RANDERI JAYENDRA THAKOR BHAI says

    dear sir,
    sir mera questions ye ki muje 1o yera me 30 lakha ,15 yers me 4o lakha or 20 yers me 5o lakha mechurity per chahi ye to muje kitna priumum bharna hoga or insurance kitana mile ga to muje lic ke plan ke bare me samaj dijiye ok to plz replay me sir .

  16. Arvind says

    Maine lic ka jeevan anand pension plan le rkha hai age 23 saal hai premium 6 month me 18500 jati hai teen saal complete ho chuke hai,surrender krne par kitna value vapas milega.

  17. vishnudas B Talwade says

    Dear Sir/Madam,

    I have taken Jeevan Anand Policy, Date of Policy is 06 Aug 2008.

    4 year completed, no missed single primium till date.

    Now I want withdraw this policy, please let me know the sum assured value as on today.

    waiting for your reply…

  18. VIPAN says

    Sir I want to LIC policy on name my niece which is 11 month old.Pls tell me about all plan which beneficial for child and also I want rebate from income tax. Is there any plan .If yes plz send at my email_id its detail

  19. Lokeshvary says

    dear sir/madam

    plz follow me for jeevan anand policy for 10,00000/-.my d.o.b. is 15/09/1984.plz tell what’ premium Monthly

  20. rahul says

    my age is 30 at present. i want to know if i will invest five lakh in jeevan anand for 20 years then what will be the premium amount (yearly)and the return after 20 years and after 35 years.

  21. Edward Baptist Fernandes says

    My SA is 300000 Jeevan Anand (Rs. 22005 per year) I have paid 3 premium, I require a home loan, is it possible ? If yes, then upto what amount will be appoved for me?
    Second question how can I check my paid premium with bonus online(step by step please)

    Thank you,
    Edward

  22. Ravikant Shivhare says

    Jindgi ke saath to hai hi…..bhaia baad main bhi hai Very very nice good plan for save future her family

  23. BRIJ MOHAN JHA says

    Prasad ji,
    loan is totally depends upon the surender value of your policy on the present date. As you are paying a 25000 you could get aprox 100000 or more. And the interest rate is very low of 9 percent per annum payable halfyearly.

    HOPE THIS WILL HELP YOU.

    FOR MORE HELP
    CONTACT ME 9804611439

  24. prasad says

    Let me know how much loan can be taken from my policy, started on 2006. My annual premium is 25000/-
    What is the interest rate ?

  25. Suresh Udaiyar says

    Dear Sir,
    i have also taken jeevan Anand policy, i m paying since 2003. some quotarly month i unable to pay premium on time. after that whenever i pay premium paying with penalty. what will be the disadvantage after 20 year or before that.

    Waiting for your reply.

    Regards,

    Suresh Udaiyar

  26. santosh k says

    Dear sir,

    I am LIC policy holder of jeevan Anand (149). Every 6 months I am paying EMI Rs. 8213 from Sept, 2006, for 20 years. Please, tell me the sum of total amount after 20 years.

    regards,

    Santosh k

  27. Ningappa says

    Dear sir/Madam,

    Iam NingappaI joined the LIC jeevan Anandh scheme in 2011 . My annual premium is 5660/- Rs . This is a 20 year policy . Pls let me know that how much I can expect the end 2031 ( after 20 year )
    Also pls let me know, how to know the yearly growth of this fund through online.

    Lic agent told your maturity after also 1 lacs risk continiue.
    This correct or not currect.

    Pls Reply me

    Thanks & Regards,
    Ningappa
    cell-9535405090

  28. Mohani Ranjan Srivastava says

    I joined the LIC jeevan Anandh scheme in 2011 . My annual premium is 27876 Rs . This is a 21 year policy . Pls let me know that how much I can expect the end 2032 ( after 21 year )
    Also pls let me know, how to know the yearly growth of this fund through online

  29. Mohani Ranjan Srivastava says

    Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 27876
    and what amount will get after ten years …
    and what amount will get after fifteen years …
    and what amount will get after twenty one years …
    another is that which type death is covered under this plan. I mean Natural Death Or Accidental Death

    Please send me the details as early as possible.

  30. GOKUL PATRA says

    DEAR,
    SIR,ME JEEVAN ANAND POLICE KYA HU POLICE NO.587465845 TABLE NO.14965 MERA POLICE DEKHENA HE. PLEASE MERE KO BATAEYA

  31. anil kumar says

    Sir,
    I have taken a LIC policy (Jeevan anand) on nov 2003(15 years), paying Rs.3640 half yearly. Is it possible to reduce the period of the policy. If so how many years, how much amount I have to pay as premium. If not if I surrender the policy how much amount shall I get.

  32. Dattatraya Narayan Kumbhar says

    Dear sir,
    I requerd policy status & details with statement for foolowing policy no.
    1) 943079264
    2) 942032801

    Reagards,
    Datta
    09923001026

  33. SANJEEV AGARWAL says

    My date of birth is 20th March, 1963. I want you to work out the maturity sum payable to me if I go for Jeevan Anand for 5 years with an annual investment of 7 lacs per year. Please revert as soon as possible. Thank You.

  34. Amit Manocha says

    Hi,

    I want to know that Maturity amount. I have LIC Jeevan Anand Policy with my age of (21) How much amount I will get after complete my policy tell me reply soon.

    Thanks

  35. john says

    Dear sir

    I joined the LIC jeevan Anandh scheme in 2006 . My annual premium is 73000 Rs . This is a 10 year policy . Pls let me know that how much I can expect the end 2016 ( after 10 year )
    Also pls let me know, how to know the yearly growth of this fund through online

  36. anil jindal says

    I have bought Jeevan Anand policy in the year 2010 with sum assured for 5.00 lakhs and 20 years policy. My maturity term is 2030. i want to know how much amount would i receive on lumpsum at the time of maturity.

  37. Dharmesh Bendkar says

    Hello Sir/Madam,

    date of birth – 10/12/1980
    Premium term – 25yrs
    Sum Assured:Rs. – 3,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.

    And also I would like to know the Premium Amount of Rs 3,00,000/- policy Yearly, Half-Yearly & Quarterly…

    pls Reply Urgently

    1. Normal Death
    2. Accidental Death

  38. Sailendra Talukdar says

    Sir I’ve jeevan anand lic policy that I’ve opened on 23/june/2007 at the age of 21 years of premimum of 20000 per annum for a period of 20 years of sum assured 300000.How much i’ll get at maturity?

  39. Manoj Kumar says

    Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 12000
    and what amount will get after ten years …
    and what amount will get after fifteen years …

    another is that which type death is covered under this plan. I mean Natural Death Or Accidental Death

    Please send me the details as early as possible.

  40. JYOTI GANPAT SAWANT says

    I have joint lic with jeevan anand in 2008. my primium amt is 6300 yrly. three primium are completed now this year forth primum is due. but i am going to discontinue this policy for some financial reason. so please tell me how much refund i will get?

  41. Ashaq says

    I have bought Jeevan Anand policy in the year 2005 with sum assured for 5.00 lakhs and 20 years policy. My maturity term is 2025. i want to know how much amount would i receive oin lumpsum at the time of maturity and also my agent was saying that after the maturity amount has been paid, after some more years i would get another 5 lakhs. Is it true as i am intrested in taking another jeevan anand policy for my wife. Please clarify

  42. manju says

    Hello sir.
    I want to know that if I (age 35) take Jeevan Anand policy and invest Rs.200000 for 15 yrs in,then what will be the amount of the premium per year?

    Thanks
    manju

    from
    Faridabad (Haryana)

  43. Aamod Mulye. says

    I want to apply for the loan against my Jeevan Anand Policy. What is the procedure ? Whether any form is available in the website. Please guide.

    Thanks.

  44. harikrishna says

    My policy is Jeevan Annand T.n0.149
    Policy Term 69 (prememium payment term:26)
    Sum Assured Rs 500000.
    Policy taken date: 20/12/2005 at the Age31.

    Yearly paying Rs 20,129/-
    How many years I have to pay the premium.
    What are the benifits before & after Maturity
    When i will get Maturity.
    What are the Risk covered.
    Is this policy suits me according to my age.
    Pls suggest me the better way..

    regards
    Hari krishna

  45. PANKAJ KUAMR GUPTA says

    DEAR SIR.
    I HAVE A JIVAN ANAND PLAN OF RS.500000 FOR 25 YEARS IN WHICH YEARLY PREMIUM IS -9955 . BY DOB-16/11/1990.
    PLEASE TELL ME ABOUTS BENIFITS & AMOUNT WHICH I GET
    AFTER COMPLETE THE PLAN.
    MY NO–9706661463

  46. Alphonsa says

    I want to take one policy for my 9 month old son. Please suggest me which one is the best plan for child. I don’t think so Komal Jeevan & Jeevan Tarang is not so good, because it will get by installments. What about Jeevan Joshore?

  47. Alphonsa says

    I am planning to take Jeevan Anand Policy (Plan No.149) for 20 years. My date of Birth is 20.07.1976. Could you please let me know after maturity how much I will get from LIC.

    Thanks,

  48. Milind phadke says

    hi,
    i have to know that can we get the combination of mrket plus & table 149 for my son age 20 for term 25yrs with one time payment of 200000/- in 6months time payments(means 40000/-p.m X5 months)he has to make medical checkup or not ?what returns we can expect with this combination ?

    Thanks,
    Milind

  49. Satheesh says

    hi
    I have taken Jeevan anand endowment (149) policy for 4Lac, sum assured & paying installment halfyearly 11488.00 rs & terms is 20Yrs

    My amount would be after 20yrs 4.59lac, So what would be the my maturity amount
    senarios:1) If I meet accidents with the 20yrs, what would be the accidental benifit & others?

    2) Person met accident in the maturity date itself so what would be amount that he would get?

    3) aftermaturity he met an accident (before he will be got maturity), would he get’s accidental benifit or would he get’s The risk cover ( what you assured after death ) eg: 4lac

    4) person still alive 20 years after his maturity (when he is 70 Yrs Old) so would he gets risk cover ( what you assured after death ) eg: 4lac or gets after death only

    with regards
    satheesh

  50. Swathi says

    I’ve paid 2 premiums of Jeevan Anand (yearly). I (age 27) take Jeevan Anand policy and invest Rs.200000 for 20yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

  51. S. Sumathi says

    Hello sir,

    I am sumathi. I am a jeevan anand plan holder. Already i finished my 2 years premium. Totally my plan premium is 20 yrs. tell me the exact amount that I will get on maturity of the policy. Also i want to loan how much amount i will receive the loan amount. Waiting for your reply.

  52. vivek says

    dear sir

    I am having a Jeevan Anand Policy (Table 149)with the following details,

    Policy start date : Oct 2009,
    Policy Term 70 (Premium paying term: 25)
    Policy Premium : Rs 59612/-
    Sum Assured : Rs. 15,00,000/-.

    So far I have paid 2 premiums quartely of Rs. 29806 for one year
    I want to make this policy as paid up policy. Pease tell me the minimum no. of years i should pay a premium of Rs 59612 each year so that i will get full life coverage and wont have to dicontinue this policy.please reply early its urgent

    Regards

    Vivek

  53. prakash chandra pradhan says

    i want to a open jeevan anand account in lic of india.so any agent is there?to give relaxation in first yearly premium.

  54. sudheer k says

    Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 15000
    and what amount will get after ten years …

  55. sudheer kumbham says

    dear sir
    I want to take one policy jiwan anand.
    My d.o.b. is 15.05.1974
    I will take policy for 15 years paying.
    Please provide me how many premium will pay yearly.

  56. arun kumar sinha says

    Hello sir. I want to know that if I (age 27) take Jeevan Anand policy and invest Rs.250000 for 21 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

  57. Guru Charan Paul says

    Dear sir/mam ,
    my date of birth is 01/07/1975, I want to open a policy of Jeevan anand, what is my minimum premium per year? including table
    policy term –
    1. for 15yrs
    2. for 20 yrs
    & I want to know the exact amount that I will get on maturity of the policy. If you can please reply in my mail id. Waiting for your reply.
    Thanks.

  58. Guru Charan Paul says

    Sir My date of birth is 01-07-1975 and I want know about Jeevan Anand policy, what will be the amount of the premium per year if I will do for either 1 lakh or 2 lakh Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

  59. darshan desai says

    i want to invest Rs 43000 per year(primyem) in jeevan anand policy till up to 30-31 year.plz send me tabuler calculation chart on my id.

  60. Infobee24 says

    I got policy for Rs 3000 every month for 16 years. I hope this must help. Seems like a good scheme

  61. Tabassum rizvi says

    Dear sir/mam ,
    my date of birth is 27/03/1984, I want to open a policy of Jeevan ananda , what is my minimum premium per year?
    policy term – 10yrs
    & I want to know the exact amount that I will get on maturity of the policy. If you can please replay in my mail id. Waiting for your reply. Thanks in advance.

  62. Tabassum rizvi says

    Hello Sir/Madam,
    date of birth –27-03-1984
    LIC joined – 21-05-2010
    Premium term – 16yrs
    Sum Assured:Rs. – 1,00,000/-
    prem. Rs. – 1331/-for QTR
    My policy No. -219465103
    Policy – LIC new bima gold (plan no. 179 )
    Please let me know, how much money I will receive on maturity?

  63. sidhartha says

    sir,
    My age is 34 Year
    I want to make my policy(Jeevan Anand Endowment Assurance and Whole Life plans) for 22 Years.
    I can pay a premium amount up to 25243/-rs per annum.
    You are requested to kindly give me followinf details:-
    1.how many lakhs policy I will get ?
    2.After maturity What amount lic will paid to me?

    Regards
    Sidhartha

  64. sidhartha says

    sir,
    i just want to know that after getting the benefit of jeevn anand policy at the time of matured. the rest period up to 70 years i get benfit or not or if i want to close the jeevan anand policy after maturity, i get amount or not ?

  65. RAJEEV SHARMA says

    Sir/ Madam
    My details are as under:
    Name: Rajeev Sharma
    Date of Birth: 10-07-1967
    policy No. 153343736 Plan 149 58-21
    date of commencement: 28-05-2009
    date of maturity: 28-11-2029
    sum assured: 3,00,000/-
    hly instl. 8852/-

    on this detail I want to know that what amount I will get at the maturity of policy and at my age of 62 years and after that

  66. shikha pakhide says

    With ref to your response on my comment dated June 2nd –

    What are the advantages/ disadvantages of paid up ?
    What is the procedure of paidup ? I checked it up with my LIC agent and he doesnt know.

  67. c kalita says

    Sir/ Madam

    I have been approached by a agent from SARADA INSURANCE CONSULTANCY LIMITED REG OFFICE KOLKATA( claimed to be a corporate agent of LIC of India). Now I have a query regarding the agency whether it is genuine or not? .Please guide me…

    Also if i opened a policy through them can i transfer the policy to Guwahati Branch of LIC?

    Please guide me

    c kalita

  68. Shikha Pakhide says

    I’ve paid 4 premiums of Jeevan Anand (yearly). Now I want to discontinue the policy because of various reasons. Can you tell me what would be the best option (Surrender / Paid-up/ decrease tenure).
    The policy was bought on 28/03/2006. and sum assured was Rs. 30000. Please do tell me with exact/approx figures. Thanks.

  69. Sudhakar says

    Sir/Madam,

    I am sudhakar and DOB 12-02-1983. I took jeevan anand policy on 11-05-2006. My policy face value is 8 Lacs(Policy: 675072106 Plan :149) . I am visually handicapped guy.(By Birth).
    I did not undergo any Medical check up before taking this policy.

    Please let me know for this Jeevan Anand policy is medical check up is required???

    Thanks,
    Sudhakar.

  70. A. PRAMOD says

    Dear Sir,

    This is second time i am sending the message. I already started the Jeevan Anand Policy last year sum assured for 500000. I took the policy for 20 years. This is the 2nd year i am going to pay the premium. My dob is 23/06/1979. What i want to know that what is the exact maturity amout which i get after 20 years. And what I get when I want to surrender before 20 years.

    Waiting for your replay,

    Thanks & Regards
    Pramod

  71. A. Pramod says

    Dear Sir/Madam,

    I have taken a Jeevan Anand Policy, Sum Assured Rs.500000 for 20 years from last year. I already paid last year premium and next month am going to pay this year also. My dob is 23/06/1979. I want to know the exact amount that I will get on maturity of the policy. If you can please replay in my mail id. Waiting for your reply. Thanks in advance.

  72. siddayya says

    hi

    i am siddayya my DOB is 01.01.1984 up to i have not taken any police at present i want one police wich is most befitable police plz reply sir

    Thanks
    siddayya

  73. ajay Surya K says

    Hi,

    If one commits succide with in 3 years,but his policy is 16 years. can his family members will recieve the amount what he paid.

    Regards,
    Ajay

  74. ajay Surya K says

    Sir,\

    If one is having policy of jeevan anand of 16 years, then one commits suicide with in 3 years. then he will receive the amount what he paid.

    Regards,
    Ajay

  75. rakesh kumar says

    how much i ll get on maturity policy no 300592640 sum assured 500000 dated 28082006 maturity date 28082022 premium Rs10156 annualy

  76. dinesh kumar says

    hello sir,i m from qatar(doha).i hered about jeevan annand plan….it seems good..i really wana do that policy..but can i know how on this policy what we pay it will become double……it includs any share on that?.and i ask mine many policy holder its not not true it will become double..please inform me on what guarenty i will pay on this…please i will be waiting for ur feedback.

  77. Phani says

    i am paying LIC jeevan anand policy as quartelty 7056 rs. and the policy term is 20yrs and sum assured is 500000 how much amount i will get after 20 years

  78. Mahesh D Rane says

    Hello Sir/Madam,

    date of birth –25-05-1978
    LIC joined –
    Premium term – 20yrs
    Sum Assured:Rs. – 2,00,000/-
    prem. Rs. – how much will be the premium?

    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  79. manjunatha.S says

    Hello sir. I want to know that if I (age 24) take Jeevan Anand policy and invest Rs.2Lacs for 18 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

    Reply

  80. satyendra kumar jain says

    My date of birth is 14th October 1952. Do you advice to join table no 149 for the term of 11 years and for sum assured 2,00,000 , what will be the annual premium and on maturity what will be the net amount ? if i collect maturity then risk cover shall remain continue/ pl. confirm.
    tks

  81. manohar Ranvirkar says

    Hello/sir, i’m ollredy joined (jeevan anand) plan. 149 my policy No.823880868 [rqest for address ] becoz on the ricipt you mention Nyderabad so it is rong. right is (Hyderabad) pls. corect this…thank you…

  82. abdul says

    Hello Sir/Madam,

    date of birth –19-01-1985
    LIC joined – 22-01-2010
    Premium term – 21yrs
    Sum Assured:Rs. – 5,00,000/-
    prem. Rs. – 6556/-for QTR
    My policy No. -676383082
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

    Reply

  83. faruk says

    Hello sir. my date of birth is 19-01-85 . know I am in cisf(paramiltery force)I want to know that if I (age 25) take Jeevan Anand policy and invest Rs.500000 for 21 yrs in,then what will be the amount of the premium per Qtr ? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

    • Tabrej says

      I am not following you. Do you want to invest one time Rs.500000 or you need cover of Rs.500000 ? How much you want to pay premium per year for Jeevan Anand?

  84. jay singh says

    Hello Sir/Madam,

    date of birth –30-08-1979
    LIC joined – 26-12-2003
    Premium term – 20yrs
    Sum Assured:Rs. – 1,00,000/-
    prem. Rs. – 6179/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  85. unniyattil nandakumar menon says

    dear sir,

    My policy no.910097173.

    I had sent the discharge form alongwith the banker’s signature attestation the the respective branch more than one month back.
    kindly advise the course of action taken.

  86. pratik says

    hello sir.
    my mother is a widow,
    so can i take any policy for her??
    as i asked to one of LIC agent he told i can’t..
    so please help me out in that case,

  87. a.manigandan says

    SIR ,
    If u required any requirement regard lic call me at 9787127437.
    i am the LIC AGENT.
    REGARDS,
    A.MANIGANDAN

  88. Ramakrishna says

    Hi All,

    I have not registered LIC policy ( 687988145 ) online.
    I paid the premium but I don’t have premium receipt of 2009.

    How can i get this ??

    ** This is urgent as it is required for tax proof submission ***

  89. Gangadhar says

    Hi,
    My D.O.B is 31-08-1978 , I would like to now the premium rates (half yearly) if I take a Jeevan Anand policy
    for S.A :10,00000 /-
    for Period : 15 years
    and let me know what is the total amount I will get after 15 years. Can I get the cover for my life time after this term period?

    thanks & regards,
    Gangadhar

  90. Priyank Namdeo says

    Sir / Madam,

    I have taken two yearly policies on 2007 and i missed two premium for 2008 & 2009 allowing heavy workload in software professional’s life. Now i want to pay the premium and continue the poliocy. I had taken it from Thane. I want to know whether is it possible to pay premium at pune?

    Thanks in advance,
    Priyank

  91. sanavanan says

    dear sir’
    Please help me i already have endowment policy but i have not paid premium for past 5 qtr pls send me to my postal address

  92. Mohammad Naushad says

    I have taken jeevan aanand policy – 149 in october 2009 and I am paying yearly 27550. I would to ask I could pay my early premium since I am living in Doha Qatar, can u please give me some clue and idea how will I manage this payment.

  93. DINESH VERMA says

    I HAVE TAKEN A jeevan Annand AND Market Plus POLICY IN THE NAME OF Smt.sushma verma (my wife ) pOLICY N0.272225318 AND 272057270. My wife has expired on 09.04.2009. Ihave completed all formalities to LI C OFFICE RISHIKESH . THE MATTER IS PENDING SINCE 07 MONTHS IN the office of Manager(Claim) Divisional office Dehradun . Ihave all ready paid premium to LIC CONTINUOUSLY 03 YEARS. BUT DEATH CLAIM OF MY WIFE IS NOT SETTLE BY LIC OFFICE TO TILL DATE.WHY?
    WHY DELAY PAYMENT OF DEATH CLAIM TO NOMINEE.

  94. vijayakumar says

    Dear,
    I am working in Dubai.I would like to join jeevan anand policy through my agent.
    My Detail:
    Vijayakumar K.M
    d.o.b:02.05.1979
    Policy amount1400000
    Premium year-15 years
    Please give me datail for the policy and how much i want to pay premium of yearly or quarterly.
    Also,what amount will get after 15 years.
    Please advice me,

    Thanks,
    Vijay

  95. manohar says

    06-12-2009
    Hello Sir/Madam,

    date of birth – 16/07/1983
    LIC joined – 20/04/2002
    Premium term – 20yrs
    Sum Assured:Rs. – 5,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )
    primium -25300/-p.a

    Please let me know, how much money I will receive on maturity& how much itrest i will benfit

  96. Suresh Sanga says

    Sir/Madam,

    My age is 32Year
    I want to make my policy(Jeevan Anand Endowment Assurance and Whole Life plans) for 21 Years.
    I can pay a premium amount up to 30,000/-rs per annum.
    You are requested to kindly give me followinf details:-
    1.how many lakhs policy I will get ?
    2.After maturity What amount lic will paid to me?

    Regards
    Suresh
    +919916496420

  97. Ajay Singh says

    Dear sir,

    My document is loose I do not know how solve this problem pls tell me. I do not our policy no or any etc detail.

    My Name – Ajay Singh
    Date of birth – 03/08/1983
    Father Name – Lalji Singh

  98. Md parvez akther john says

    i have opted 149(Jeevan Anand) policy half yearly iam paying 18303 .00 and the thing is that i would like to with draw from this policy after a period of 3 years ,

    i would like to know how much amount iam goiong to get after this 3 years period , kindly let me know.

    thanking you,

    Md parvez akther John

  99. jyoti S Parkar says

    i am Jyoti having a jeevan anand policy and i forgot to pay the premium for the year2009 may.what is the drawback for such delay and how can i continue my a/c.my policy no. is 883017511.and i would like to have a word with your customer care.kindly give me the contact details.

  100. ohmsumath says

    sir

    i have a Jeevan Anand policy for which i have paid a premium of Rs 100000 for two years 2007 and 2008, i wish to surrender the policy. should i pay the 3 yrs premium and then surrender?.
    what will be my surrender value in case of payment of 2 premiums and the surrender value in case of payment of 3 premiums?
    kindly reply

    sujatha venkatachalam

    • Tabrej says

      If you dont want to continue your Jeevan Anand Insurance policy then you can stop it afer 3 years. You can surely surrender Jeevan Anand but I would not suggest that instead keep the policy with lower risk cover. Talk to your LIC Agent for more details.

  101. Srinivas says

    Dear Sir,

    Myself Srinivas Alwala 26 yrs old. I would like to invest in LIC to protect my family and myself. I want to apply for pension of about Rs. 1 lac p.a.

    Kindly suggest the way to invest in.

  102. Jay says


    Rajesh Said,
    October 23rd, 2009 @9:01 am

    Dear Sir/Madam,

    My father has LIC policy with the Plan 149(Jeevan Anand). We are paying LIC premiums 7120 from 09/02/2004. My father has stopped maintaing these LIC payments after paying the first premium. Last year I have paid around 35 thousand rupees for the remaining 4 years premiums. Next year we are planning to do my sister marriage. For that we need Loan on this LIC account. Could you please let me know how much amount we will get on this account as a loan.

    Please note that we are trying to pay the remaining premiums this month.

    Thanks in advance.

    Regards,
    Rajesh.

    Rajesh ji, i am not sure ,but you are entitled for a loan only if you pay your premium properly without any break. But kindly get it clarified

    • Tabrej says

      Jay, please contact the LIC Agent from whom you bought the policy or contact your nearest LIC Branch. You can take loan on LIC Jeevan Anand.
      Good Luck.

  103. DINESH TAPARIA says

    Hello Sir/Madam,

    date of birth – 17/12/1990
    LIC joined – 01/11/2009
    Premium term – 25yrs
    Sum Assured:Rs. – 10,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.
    1. Normal Death
    2. Accidental Death

  104. p v chavan says

    i have completed 5 lives & need 7 lives to protect from termination of my license only 1 month left please advice Sir urgently

    • Tabrej says

      Contact your development Officer and Promote New LIC Jeevan Nischay. Ask for references from your old clients and friends. Good luck.

  105. thakurmilind35 says

    Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of quarterly 10000
    and what amount will get after ten years …

  106. ARUN says

    dear sir
    I want to take one policy jiwan anand.
    My d.o.b. is 12.02.1987
    I will take policy for 30 years paying.
    Please provide me how many premium will pay yearly.

    regards
    arun

  107. argvind says

    hi sir,
    i have taken Jewan anand for S-A 500000 for paying term of 23 yrs with D.O.C 21/08/09. when i got premium receipt, i got to know its D.O.M is 21/08/2080, though its D.L.P is 21/08/2031. my concern is what would i get at D.L.P or this policy is only for my family, because till D.O.M i will be no more here.

  108. Rajesh says

    Dear Sir/Madam,

    My father has LIC policy with the Plan 149(Jeevan Anand). We are paying LIC premiums 7120 from 09/02/2004. My father has stopped maintaing these LIC payments after paying the first premium. Last year I have paid around 35 thousand rupees for the remaining 4 years premiums. Next year we are planning to do my sister marriage. For that we need Loan on this LIC account. Could you please let me know how much amount we will get on this account as a loan.

    Please note that we are trying to pay the remaining premiums this month.

    Thanks in advance.

    Regards,
    Rajesh.

  109. Parasharam S Patil says

    Sir
    I paid a jeevan anand policies premium for 5yrs. as rs.2601/- half yrly.I want know the status of it. My policy no. 632896544

  110. mahesh says

    Sir,
    I want to take one of lic policy. I am a NRI person(32yrs), i cannot select longterm one. only shorterm policy. then what policy will suit to me. If took jeevan anand , for 16yrs (Rs.1,00,000/-), then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.
    mahesh

  111. ashoka k m says

    Hello Sir/Madam,

    date of birth – 09-03-1988
    LIC joined – 22-01-2007
    Premium term – 20yrs
    Sum Assured:Rs. – 1,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  112. nilanchalasahu says

    Hello Sir/Madam,

    As my DOB is 10th may 1980, if i take Jeevan Anand policy and invest Rs.2000000 for 20 yrs, then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

    Thanks in advance.

  113. Mahendra Godhani says

    I want yearly pension of about Rs.1 lakh my age is 46 yrs (running) i want to invest for 15 yrs. Which plan would be suitable for me? And show me calculation of premium.

  114. santosh says

    Sir

    Is there a provision for taking the cash value of risk cover after 75 years of age in jeevan anand (149)??

  115. subash chandra sahoo says

    I am subash chandra sahoo , my date of birth is 01/04/1977, I want to open a policy of Jeevan ananda , what is my premium per year?

  116. Rajarajan says

    Sir,i have paid for jeevan anand policy quarterly 2800rs for one and half year.but last one year i have not paid.what can i do sir? Job problem for me.

  117. Rohit R. says

    Hello sir. I want to know that if I (age 26) take Jeevan Anand policy and invest Rs.200000 for 21 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

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