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Jeevan Anand Endowment Plan

Summary:

Jeevan Anand is the combination of Endowment Assurance and Whole Life plan.
The risk cover will continue even after the maturity, that means Zindagi Ke Saath Bhi Zindagi Ke Bad Bhi… Jeevan Anand plan no. 149 provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

For Example: Mr. Pankaj, age 25 years, takes Jeevan Anand policy for 25 years for Sum Assured Rs. 1 lakh. Now on Maturity Pankaj will receive Rs. 2,12,500/- (Rs. 1 lakh sum assured Plus Rs.1,12,500/- is the estimated bonus at Rs.45/- per thousand per year.)

In case, Mr. Pankaj, dies ( After premium paying term is over) at the age of 60 years, his nominee will get additional Rs. 1 lakh equal to sum assured amount. Since Mr. Pankaj has already received the bonus, LIC will not pay second time bonus.

In case, Mr. Pankaj dies during the Premium Paying Term, his nominee will get Rs.1 Lakh (sum Assured) + Accrued bonus till Mr. Pankaj’s death.

Key Jeevan Anand Features:

1. LIC Jeevan Anand is the combination of Whole Life and Endowment Assurance plan.
2. Even after the Premium Paying Term (PPT) is over, risk cover continues till the death of the policy holder.
3. Accident Benefit is available during the Premium paying term adn thereafter upto age 70.
4. Limited premium payments.
5. Double accidental cover upto age 70.
6. Tax Savings

jeevan anand

Modes of Premium Payment:

You can pay premium yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

LIC Jeevan Anand Plan Premiums are limited. You only pay till the selected term of years or until death if it occurs during the term period. This policy not only makes provisions for the family of the life assured in the event of early death but also assures a lump sum at a desired age. The lump sum can be reinvested to provide an annuity during the remainder of policy holders life or in any other way considered suitable at that time.

Premium Stoppage:

If payment of premiums ceases after at least 3 years premiums have been paid, a free paid-up policy for a reduced sum assured will be automatically secured provided the reduced sum assured, exclusive of any attached bonus, is not less than Rs. 250/-. The reduced sum assured will become payable on the event as stipulated in the policy.

Bonuses:

Jeevan Anand is a with-profit insurance plan and participates in the profits of the Corporation’s life insurance business. You will get the profit in the form of Bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.  Once the bonus is declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death, if it occurs earlier. Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Maturity Benefit:

Sum Assured along with all vested bonuses payable at the end of the term to the policy holder.(Endowment term)

Death Benefit:

Sum Assured along with vested bonuses are payable on death during the premium paying term. An amount equal to the Sum Assured is payable if death occurs after the premium paying term. Simple Reversionary Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with final additional bonus, if any. No Bonus is paid on death after the premium paying term.

Accident Benefit:

Double Accident Benefit is available during the premium paying term and thereafter up to age 70. Maximum Accident Cover available under this plan will be Rs 5 lakh (this limit excludes accident benefit taken under other plans).

In case of permanent disability of the life assured due to accident this additional Sum assured is payable in instalments.

Eligibility Conditions and Restrictions:

  • a:) Minimum Entry Age: 18 Years completed
  • b:) Maximum Entry Age: 65 Years
  • c:) Max. PPT Mat. Age: 75 years
  • d:) Min. Premium term: 5 yrs
  • e:) Max Premium term: 57 yrs
  • f:) Minimum Sum Assured: Rs. 1,00,000/-
  • g:) Maximum Sum Assured: No Limit
  • h:) Risk cover: Sum Assured + Bonus
  • i:) Loan on policy: Avaialable
  • j:) Housing loan : Avaialable

Surrender Value:

Buying a life insurance contract is a long-term commitment. However, surrender values are available on the plan on earlier termination of the contract.

Also Check: Jeevan Saral – Most popular Endowment plan

Guaranteed Surrender Value:

The policy may be surrendered after it has been in force for 3 years or more.  The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium. Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded.

LIC policy on surrenders:
In practice, the Corporation will pay a Special Surrender Value – which is either equal to or more than the Guaranteed Surrender Value. The benefit payable on surrender reflects the discounted value of the reduced claim amount that would be payable on death or at maturity. This value will depend on the duration for which premiums have been paid and the policy duration at the date of surrender. In some circumstances, in case of early termination of the policy, the surrender value payable may be less than the total premium paid.

Who should buy Jeevan Anand policy?

Since Jeevan Anand is an endowment assurance plus whole life policy, this plan is apt for people of of all ages and social groups who wish to protect their families from a financial setback that may occur owing to their demise. The amount assured if not paid by reason of his death earlier will payable at the end of the endowment term where it can be invested in an annuity provision for the rest of the policyholder’s life or in any other way he may think most suitable at that time.

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154 comments

  1. I met an accident in June 2012 due to which my forehead & eye came in problem AIIMS doctors also refused.
    Please help if i can get benefit for accidental benefit for Jeevan Surbhi & Jeevan Anand.

  2. my proposal no.-4769793 and code no.-015926614 what policy no. is alloted to me

  3. dr rajnish sharma

    hello sir,i want to know about jeevan anand plan.
    my yearly premium is 57175Rs for 21yrs
    please tell me about my maturity amount as well as other details
    my policy plan-149.

  4. is there any surity in declaration of( FAB) final addition bonus ,for the jeevan anand policy?
    lic brochure says ,FAB may be declared.
    is it right in believing FAB for this policy?

  5. Dear sir
    I want to know about jeevan anand policy.149
    I will pay the premium of yearly 27876
    and what amount will get after ten years …
    and what amount will get after fifteen years …
    and what amount will get after twenty one years …
    date of birth – 11-9-1979.

  6. i wish to put an LIC policy for my niece. shall i put the policy in my name with her name as nominee.
    i planned for SA = 1 LAC
    ppt = 15 yrs to 18 yrs

    which plan is suitable for me?

    plz guide me.

    it is for her marriage/education purpose in near future. now she is 4 yrs old.

  7. Hi,
    I am 30. If I am to go for a LIC Jeevan Anand policy of Sum assured Rs 5,00,000 for 20 years, what will be my annual premium? What will be my returns at the end of the accumulation period?

  8. I m going to buy a policy of assured Rs 100000/ next week of this month(15/10/2012) up to 6 year. My date of birth is 07/01/1988, i will pay the premium quarterly Rs 5000/. Could you tell me that it is possible to become a policy holder, and shall I get the loan or not? please reply me as soon as possible, I m hopefully waiting for your advise.

  9. I am a retired person age 62. I need a policy with term of 12/15 years and premium payment period of about 5 years. Pl send me details of available plans and also suggest a best one.

  10. lakshmi dutt upadhyay

    lakshmi dutt upadhyay
    September 27th, 2012

    Hello Sir/Madam,

    date of birth – 05-11-1983
    LIC joined – 31-08-2008
    Premium term – 16yrs
    Sum Assured:Rs. – 1,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

    Reply

  11. GIRRAJ SINGH CHOUDHARY

    dear friends i am a IRDA approved agent from bharatpur raj .residenace of delhi at sarita vihar new delhi 110076
    i can help u that where u invest your money for take best result
    and risk cover u can connect with me at mob ,09899350393
    and my mail id is ; lic.girraj.singh@gnail.com

  12. GIRRAJ SINGH CHOUDHARY

    HI FRIENDS I AM LIC AGENT FOR LIC CONTECT ME 09899350393

  13. DOB-03/02/1978 (35 yrs)
    policy term 16 yrs.
    sum assured 200000
    LIC Jeevan annand policy.
    plz send me the return after maturity and other benefits.

  14. Dear Rajesh ji,
    I can tell you premium and sun assured if you provide me your age. Contact me at insurancedis@gmail.com

    Dear Sunil ji,
    It is impossible to tell the maturity value. However, you can assume a bonus of more than 4% of sum assured every year and also some loyalty bonus. If insurer dies after maturity, he(his nominee) will receive an additional sum assured. Contact me at insurancedis@gmail.com for more details

  15. RAJESH AGRAWAL

    Tell me the yearly primum as well as maturity value.

  16. Hello Sir/Madam,
    date of birth – 06/05/1987
    LIC joined – 02/07/2012
    Premium term – 20yrs
    Sum Assured:Rs. – 6,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )
    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.
    1. Normal Death
    2. Accidental Death

  17. RANDERI JAYENDRA THAKOR BHAI

    dear sir,
    sir mera questions ye ki muje 1o yera me 30 lakha ,15 yers me 4o lakha or 20 yers me 5o lakha mechurity per chahi ye to muje kitna priumum bharna hoga or insurance kitana mile ga to muje lic ke plan ke bare me samaj dijiye ok to plz replay me sir .

  18. Maine lic ka jeevan anand pension plan le rkha hai age 23 saal hai premium 6 month me 18500 jati hai teen saal complete ho chuke hai,surrender krne par kitna value vapas milega.

  19. vishnudas B Talwade

    Dear Sir/Madam,

    I have taken Jeevan Anand Policy, Date of Policy is 06 Aug 2008.

    4 year completed, no missed single primium till date.

    Now I want withdraw this policy, please let me know the sum assured value as on today.

    waiting for your reply…

  20. Sir I want to LIC policy on name my niece which is 11 month old.Pls tell me about all plan which beneficial for child and also I want rebate from income tax. Is there any plan .If yes plz send at my email_id its detail

  21. dear sir/madam

    plz follow me for jeevan anand policy for 10,00000/-.my d.o.b. is 15/09/1984.plz tell what’ premium Monthly

  22. my age is 30 at present. i want to know if i will invest five lakh in jeevan anand for 20 years then what will be the premium amount (yearly)and the return after 20 years and after 35 years.

  23. Edward Baptist Fernandes

    My SA is 300000 Jeevan Anand (Rs. 22005 per year) I have paid 3 premium, I require a home loan, is it possible ? If yes, then upto what amount will be appoved for me?
    Second question how can I check my paid premium with bonus online(step by step please)

    Thank you,
    Edward

  24. Ravikant Shivhare

    Jindgi ke saath to hai hi…..bhaia baad main bhi hai Very very nice good plan for save future her family

  25. Prasad ji,
    loan is totally depends upon the surender value of your policy on the present date. As you are paying a 25000 you could get aprox 100000 or more. And the interest rate is very low of 9 percent per annum payable halfyearly.

    HOPE THIS WILL HELP YOU.

    FOR MORE HELP
    CONTACT ME 9804611439

  26. Let me know how much loan can be taken from my policy, started on 2006. My annual premium is 25000/-
    What is the interest rate ?

  27. Dear Sir,
    i have also taken jeevan Anand policy, i m paying since 2003. some quotarly month i unable to pay premium on time. after that whenever i pay premium paying with penalty. what will be the disadvantage after 20 year or before that.

    Waiting for your reply.

    Regards,

    Suresh Udaiyar

  28. Dear sir,

    I am LIC policy holder of jeevan Anand (149). Every 6 months I am paying EMI Rs. 8213 from Sept, 2006, for 20 years. Please, tell me the sum of total amount after 20 years.

    regards,

    Santosh k

  29. Dear sir/Madam,

    Iam NingappaI joined the LIC jeevan Anandh scheme in 2011 . My annual premium is 5660/- Rs . This is a 20 year policy . Pls let me know that how much I can expect the end 2031 ( after 20 year )
    Also pls let me know, how to know the yearly growth of this fund through online.

    Lic agent told your maturity after also 1 lacs risk continiue.
    This correct or not currect.

    Pls Reply me

    Thanks & Regards,
    Ningappa
    cell-9535405090

  30. email me your name ,date of birth,location and your question.I will answer all question regarding exact maturity amount an premium etc etc… email.id:- aniket.patil228@gmail.com

  31. What are the documents require to join the endowment policy

  32. Mohani Ranjan Srivastava

    I joined the LIC jeevan Anandh scheme in 2011 . My annual premium is 27876 Rs . This is a 21 year policy . Pls let me know that how much I can expect the end 2032 ( after 21 year )
    Also pls let me know, how to know the yearly growth of this fund through online

  33. Mohani Ranjan Srivastava

    Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 27876
    and what amount will get after ten years …
    and what amount will get after fifteen years …
    and what amount will get after twenty one years …
    another is that which type death is covered under this plan. I mean Natural Death Or Accidental Death

    Please send me the details as early as possible.

  34. DEAR,
    SIR,ME JEEVAN ANAND POLICE KYA HU POLICE NO.587465845 TABLE NO.14965 MERA POLICE DEKHENA HE. PLEASE MERE KO BATAEYA

  35. sushil kumar tharku

    my DOB 07/06/1983 half yearly 3600 date of maturity 2026 15 years Amount 100000/-

  36. Sir,
    I have taken a LIC policy (Jeevan anand) on nov 2003(15 years), paying Rs.3640 half yearly. Is it possible to reduce the period of the policy. If so how many years, how much amount I have to pay as premium. If not if I surrender the policy how much amount shall I get.

  37. Dattatraya Narayan Kumbhar

    Dear sir,
    I requerd policy status & details with statement for foolowing policy no.
    1) 943079264
    2) 942032801

    Reagards,
    Datta
    09923001026

  38. SANJEEV AGARWAL

    My date of birth is 20th March, 1963. I want you to work out the maturity sum payable to me if I go for Jeevan Anand for 5 years with an annual investment of 7 lacs per year. Please revert as soon as possible. Thank You.

  39. Hi,

    I want to know that Maturity amount. I have LIC Jeevan Anand Policy with my age of (21) How much amount I will get after complete my policy tell me reply soon.

    Thanks

  40. Dear sir

    I joined the LIC jeevan Anandh scheme in 2006 . My annual premium is 73000 Rs . This is a 10 year policy . Pls let me know that how much I can expect the end 2016 ( after 10 year )
    Also pls let me know, how to know the yearly growth of this fund through online

  41. I have bought Jeevan Anand policy in the year 2010 with sum assured for 5.00 lakhs and 20 years policy. My maturity term is 2030. i want to know how much amount would i receive on lumpsum at the time of maturity.

  42. Dharmesh Bendkar

    Hello Sir/Madam,

    date of birth – 10/12/1980
    Premium term – 25yrs
    Sum Assured:Rs. – 3,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.

    And also I would like to know the Premium Amount of Rs 3,00,000/- policy Yearly, Half-Yearly & Quarterly…

    pls Reply Urgently

    1. Normal Death
    2. Accidental Death

  43. Sailendra Talukdar

    Sir I’ve jeevan anand lic policy that I’ve opened on 23/june/2007 at the age of 21 years of premimum of 20000 per annum for a period of 20 years of sum assured 300000.How much i’ll get at maturity?

  44. i wat to take the policy of jeevan annand so please tell me wat premium i have to pay

  45. i want to take the policy what premium i have to pay

  46. Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 12000
    and what amount will get after ten years …
    and what amount will get after fifteen years …

    another is that which type death is covered under this plan. I mean Natural Death Or Accidental Death

    Please send me the details as early as possible.

  47. Hi sir.
    I have taken Jeevan Anand policy for 20 yrs, can I take some cash if I needed after 5 yrs

  48. JYOTI GANPAT SAWANT

    I have joint lic with jeevan anand in 2008. my primium amt is 6300 yrly. three primium are completed now this year forth primum is due. but i am going to discontinue this policy for some financial reason. so please tell me how much refund i will get?

  49. I have bought Jeevan Anand policy in the year 2005 with sum assured for 5.00 lakhs and 20 years policy. My maturity term is 2025. i want to know how much amount would i receive oin lumpsum at the time of maturity and also my agent was saying that after the maturity amount has been paid, after some more years i would get another 5 lakhs. Is it true as i am intrested in taking another jeevan anand policy for my wife. Please clarify

  50. i,m working in uae i want to buy a police like jevan anand in uae any branch or agent is there

  51. Hello sir.
    I want to know that if I (age 35) take Jeevan Anand policy and invest Rs.200000 for 15 yrs in,then what will be the amount of the premium per year?

    Thanks
    manju

    from
    Faridabad (Haryana)

  52. I want to apply for the loan against my Jeevan Anand Policy. What is the procedure ? Whether any form is available in the website. Please guide.

    Thanks.

  53. My policy is Jeevan Annand T.n0.149
    Policy Term 69 (prememium payment term:26)
    Sum Assured Rs 500000.
    Policy taken date: 20/12/2005 at the Age31.

    Yearly paying Rs 20,129/-
    How many years I have to pay the premium.
    What are the benifits before & after Maturity
    When i will get Maturity.
    What are the Risk covered.
    Is this policy suits me according to my age.
    Pls suggest me the better way..

    regards
    Hari krishna

  54. PANKAJ KUAMR GUPTA

    DEAR SIR.
    I HAVE A JIVAN ANAND PLAN OF RS.500000 FOR 25 YEARS IN WHICH YEARLY PREMIUM IS -9955 . BY DOB-16/11/1990.
    PLEASE TELL ME ABOUTS BENIFITS & AMOUNT WHICH I GET
    AFTER COMPLETE THE PLAN.
    MY NO–9706661463

  55. What is the Maximum Maturity Age in Jeevan Anand Plan ( 149 )

  56. plz reply for my query………………………!

  57. I want to take one policy for my 9 month old son. Please suggest me which one is the best plan for child. I don’t think so Komal Jeevan & Jeevan Tarang is not so good, because it will get by installments. What about Jeevan Joshore?

  58. I am planning to take Jeevan Anand Policy (Plan No.149) for 20 years. My date of Birth is 20.07.1976. Could you please let me know after maturity how much I will get from LIC.

    Thanks,

  59. hi,
    i have to know that can we get the combination of mrket plus & table 149 for my son age 20 for term 25yrs with one time payment of 200000/- in 6months time payments(means 40000/-p.m X5 months)he has to make medical checkup or not ?what returns we can expect with this combination ?

    Thanks,
    Milind

  60. hi
    I have taken Jeevan anand endowment (149) policy for 4Lac, sum assured & paying installment halfyearly 11488.00 rs & terms is 20Yrs

    My amount would be after 20yrs 4.59lac, So what would be the my maturity amount
    senarios:1) If I meet accidents with the 20yrs, what would be the accidental benifit & others?

    2) Person met accident in the maturity date itself so what would be amount that he would get?

    3) aftermaturity he met an accident (before he will be got maturity), would he get’s accidental benifit or would he get’s The risk cover ( what you assured after death ) eg: 4lac

    4) person still alive 20 years after his maturity (when he is 70 Yrs Old) so would he gets risk cover ( what you assured after death ) eg: 4lac or gets after death only

    with regards
    satheesh

  61. I’ve paid 2 premiums of Jeevan Anand (yearly). I (age 27) take Jeevan Anand policy and invest Rs.200000 for 20yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

  62. Hello sir,

    I am sumathi. I am a jeevan anand plan holder. Already i finished my 2 years premium. Totally my plan premium is 20 yrs. tell me the exact amount that I will get on maturity of the policy. Also i want to loan how much amount i will receive the loan amount. Waiting for your reply.

  63. dear sir

    I am having a Jeevan Anand Policy (Table 149)with the following details,

    Policy start date : Oct 2009,
    Policy Term 70 (Premium paying term: 25)
    Policy Premium : Rs 59612/-
    Sum Assured : Rs. 15,00,000/-.

    So far I have paid 2 premiums quartely of Rs. 29806 for one year
    I want to make this policy as paid up policy. Pease tell me the minimum no. of years i should pay a premium of Rs 59612 each year so that i will get full life coverage and wont have to dicontinue this policy.please reply early its urgent

    Regards

    Vivek

  64. prakash chandra pradhan

    i want to a open jeevan anand account in lic of india.so any agent is there?to give relaxation in first yearly premium.

  65. Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of yearly 15000
    and what amount will get after ten years …

  66. dear sir
    I want to take one policy jiwan anand.
    My d.o.b. is 15.05.1974
    I will take policy for 15 years paying.
    Please provide me how many premium will pay yearly.

  67. Jeevan anand plan is very good for every person

  68. arun kumar sinha

    Hello sir. I want to know that if I (age 27) take Jeevan Anand policy and invest Rs.250000 for 21 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

  69. Guru Charan Paul

    Dear sir/mam ,
    my date of birth is 01/07/1975, I want to open a policy of Jeevan anand, what is my minimum premium per year? including table
    policy term –
    1. for 15yrs
    2. for 20 yrs
    & I want to know the exact amount that I will get on maturity of the policy. If you can please reply in my mail id. Waiting for your reply.
    Thanks.

  70. Guru Charan Paul

    Sir My date of birth is 01-07-1975 and I want know about Jeevan Anand policy, what will be the amount of the premium per year if I will do for either 1 lakh or 2 lakh Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

  71. i want to invest Rs 43000 per year(primyem) in jeevan anand policy till up to 30-31 year.plz send me tabuler calculation chart on my id.

  72. I got policy for Rs 3000 every month for 16 years. I hope this must help. Seems like a good scheme

  73. Dear sir/mam ,
    my date of birth is 27/03/1984, I want to open a policy of Jeevan ananda , what is my minimum premium per year?
    policy term – 10yrs
    & I want to know the exact amount that I will get on maturity of the policy. If you can please replay in my mail id. Waiting for your reply. Thanks in advance.

  74. Hello Sir/Madam,
    date of birth –27-03-1984
    LIC joined – 21-05-2010
    Premium term – 16yrs
    Sum Assured:Rs. – 1,00,000/-
    prem. Rs. – 1331/-for QTR
    My policy No. -219465103
    Policy – LIC new bima gold (plan no. 179 )
    Please let me know, how much money I will receive on maturity?

  75. sir,
    My age is 34 Year
    I want to make my policy(Jeevan Anand Endowment Assurance and Whole Life plans) for 22 Years.
    I can pay a premium amount up to 25243/-rs per annum.
    You are requested to kindly give me followinf details:-
    1.how many lakhs policy I will get ?
    2.After maturity What amount lic will paid to me?

    Regards
    Sidhartha

  76. sir,
    i just want to know that after getting the benefit of jeevn anand policy at the time of matured. the rest period up to 70 years i get benfit or not or if i want to close the jeevan anand policy after maturity, i get amount or not ?

  77. Sir/ Madam
    My details are as under:
    Name: Rajeev Sharma
    Date of Birth: 10-07-1967
    policy No. 153343736 Plan 149 58-21
    date of commencement: 28-05-2009
    date of maturity: 28-11-2029
    sum assured: 3,00,000/-
    hly instl. 8852/-

    on this detail I want to know that what amount I will get at the maturity of policy and at my age of 62 years and after that

  78. With ref to your response on my comment dated June 2nd -

    What are the advantages/ disadvantages of paid up ?
    What is the procedure of paidup ? I checked it up with my LIC agent and he doesnt know.

  79. Sir/ Madam

    I have been approached by a agent from SARADA INSURANCE CONSULTANCY LIMITED REG OFFICE KOLKATA( claimed to be a corporate agent of LIC of India). Now I have a query regarding the agency whether it is genuine or not? .Please guide me…

    Also if i opened a policy through them can i transfer the policy to Guwahati Branch of LIC?

    Please guide me

    c kalita

  80. Shikha Pakhide

    I’ve paid 4 premiums of Jeevan Anand (yearly). Now I want to discontinue the policy because of various reasons. Can you tell me what would be the best option (Surrender / Paid-up/ decrease tenure).
    The policy was bought on 28/03/2006. and sum assured was Rs. 30000. Please do tell me with exact/approx figures. Thanks.

  81. Sir/Madam,

    I am sudhakar and DOB 12-02-1983. I took jeevan anand policy on 11-05-2006. My policy face value is 8 Lacs(Policy: 675072106 Plan :149) . I am visually handicapped guy.(By Birth).
    I did not undergo any Medical check up before taking this policy.

    Please let me know for this Jeevan Anand policy is medical check up is required???

    Thanks,
    Sudhakar.

  82. can i get loan on jeevan saral lic policy

  83. Dear Sir,

    This is second time i am sending the message. I already started the Jeevan Anand Policy last year sum assured for 500000. I took the policy for 20 years. This is the 2nd year i am going to pay the premium. My dob is 23/06/1979. What i want to know that what is the exact maturity amout which i get after 20 years. And what I get when I want to surrender before 20 years.

    Waiting for your replay,

    Thanks & Regards
    Pramod

  84. Dear Sir/Madam,

    I have taken a Jeevan Anand Policy, Sum Assured Rs.500000 for 20 years from last year. I already paid last year premium and next month am going to pay this year also. My dob is 23/06/1979. I want to know the exact amount that I will get on maturity of the policy. If you can please replay in my mail id. Waiting for your reply. Thanks in advance.

  85. hi

    i am siddayya my DOB is 01.01.1984 up to i have not taken any police at present i want one police wich is most befitable police plz reply sir

    Thanks
    siddayya

  86. Hi,

    If one commits succide with in 3 years,but his policy is 16 years. can his family members will recieve the amount what he paid.

    Regards,
    Ajay

  87. Sir,\

    If one is having policy of jeevan anand of 16 years, then one commits suicide with in 3 years. then he will receive the amount what he paid.

    Regards,
    Ajay

  88. i took a poliy of Rs 300000 for 27 years
    how much i will get after27 yaers including bonus

  89. how much i ll get on maturity policy no 300592640 sum assured 500000 dated 28082006 maturity date 28082022 premium Rs10156 annualy

  90. hello sir,i m from qatar(doha).i hered about jeevan annand plan….it seems good..i really wana do that policy..but can i know how on this policy what we pay it will become double……it includs any share on that?.and i ask mine many policy holder its not not true it will become double..please inform me on what guarenty i will pay on this…please i will be waiting for ur feedback.

  91. i am paying LIC jeevan anand policy as quartelty 7056 rs. and the policy term is 20yrs and sum assured is 500000 how much amount i will get after 20 years

  92. Dear Sir
    I have jeevan anand for 1 lakh. How much i will get maturity at the end.

  93. Hello Sir/Madam,

    date of birth –25-05-1978
    LIC joined –
    Premium term – 20yrs
    Sum Assured:Rs. – 2,00,000/-
    prem. Rs. – how much will be the premium?

    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  94. Hello sir. I want to know that if I (age 24) take Jeevan Anand policy and invest Rs.2Lacs for 18 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

    Reply

  95. satyendra kumar jain

    My date of birth is 14th October 1952. Do you advice to join table no 149 for the term of 11 years and for sum assured 2,00,000 , what will be the annual premium and on maturity what will be the net amount ? if i collect maturity then risk cover shall remain continue/ pl. confirm.
    tks

  96. manohar Ranvirkar

    Hello/sir, i’m ollredy joined (jeevan anand) plan. 149 my policy No.823880868 [rqest for address ] becoz on the ricipt you mention Nyderabad so it is rong. right is (Hyderabad) pls. corect this…thank you…

  97. Hello Sir/Madam,

    date of birth –19-01-1985
    LIC joined – 22-01-2010
    Premium term – 21yrs
    Sum Assured:Rs. – 5,00,000/-
    prem. Rs. – 6556/-for QTR
    My policy No. -676383082
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

    Reply

  98. Hello sir. my date of birth is 19-01-85 . know I am in cisf(paramiltery force)I want to know that if I (age 25) take Jeevan Anand policy and invest Rs.500000 for 21 yrs in,then what will be the amount of the premium per Qtr ? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

    • I am not following you. Do you want to invest one time Rs.500000 or you need cover of Rs.500000 ? How much you want to pay premium per year for Jeevan Anand?

  99. Hello Sir/Madam,

    date of birth –30-08-1979
    LIC joined – 26-12-2003
    Premium term – 20yrs
    Sum Assured:Rs. – 1,00,000/-
    prem. Rs. – 6179/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  100. unniyattil nandakumar menon

    dear sir,

    My policy no.910097173.

    I had sent the discharge form alongwith the banker’s signature attestation the the respective branch more than one month back.
    kindly advise the course of action taken.

  101. hello sir.
    my mother is a widow,
    so can i take any policy for her??
    as i asked to one of LIC agent he told i can’t..
    so please help me out in that case,

  102. SIR ,
    If u required any requirement regard lic call me at 9787127437.
    i am the LIC AGENT.
    REGARDS,
    A.MANIGANDAN

  103. Hi All,

    I have not registered LIC policy ( 687988145 ) online.
    I paid the premium but I don’t have premium receipt of 2009.

    How can i get this ??

    ** This is urgent as it is required for tax proof submission ***

  104. Hi,
    My D.O.B is 31-08-1978 , I would like to now the premium rates (half yearly) if I take a Jeevan Anand policy
    for S.A :10,00000 /-
    for Period : 15 years
    and let me know what is the total amount I will get after 15 years. Can I get the cover for my life time after this term period?

    thanks & regards,
    Gangadhar

  105. Sir / Madam,

    I have taken two yearly policies on 2007 and i missed two premium for 2008 & 2009 allowing heavy workload in software professional’s life. Now i want to pay the premium and continue the poliocy. I had taken it from Thane. I want to know whether is it possible to pay premium at pune?

    Thanks in advance,
    Priyank

  106. i am having this policy

  107. dear sir’
    Please help me i already have endowment policy but i have not paid premium for past 5 qtr pls send me to my postal address

  108. I have taken jeevan aanand policy – 149 in october 2009 and I am paying yearly 27550. I would to ask I could pay my early premium since I am living in Doha Qatar, can u please give me some clue and idea how will I manage this payment.

  109. I have not yet been received comments to till date from L.I.C.
    RISHIKESH.

  110. I HAVE TAKEN A jeevan Annand AND Market Plus POLICY IN THE NAME OF Smt.sushma verma (my wife ) pOLICY N0.272225318 AND 272057270. My wife has expired on 09.04.2009. Ihave completed all formalities to LI C OFFICE RISHIKESH . THE MATTER IS PENDING SINCE 07 MONTHS IN the office of Manager(Claim) Divisional office Dehradun . Ihave all ready paid premium to LIC CONTINUOUSLY 03 YEARS. BUT DEATH CLAIM OF MY WIFE IS NOT SETTLE BY LIC OFFICE TO TILL DATE.WHY?
    WHY DELAY PAYMENT OF DEATH CLAIM TO NOMINEE.

  111. Dear,
    I am working in Dubai.I would like to join jeevan anand policy through my agent.
    My Detail:
    Vijayakumar K.M
    d.o.b:02.05.1979
    Policy amount1400000
    Premium year-15 years
    Please give me datail for the policy and how much i want to pay premium of yearly or quarterly.
    Also,what amount will get after 15 years.
    Please advice me,

    Thanks,
    Vijay

  112. 06-12-2009
    Hello Sir/Madam,

    date of birth – 16/07/1983
    LIC joined – 20/04/2002
    Premium term – 20yrs
    Sum Assured:Rs. – 5,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )
    primium -25300/-p.a

    Please let me know, how much money I will receive on maturity& how much itrest i will benfit

  113. Sir/Madam,

    My age is 32Year
    I want to make my policy(Jeevan Anand Endowment Assurance and Whole Life plans) for 21 Years.
    I can pay a premium amount up to 30,000/-rs per annum.
    You are requested to kindly give me followinf details:-
    1.how many lakhs policy I will get ?
    2.After maturity What amount lic will paid to me?

    Regards
    Suresh
    +919916496420

  114. Dear sir,

    My document is loose I do not know how solve this problem pls tell me. I do not our policy no or any etc detail.

    My Name – Ajay Singh
    Date of birth – 03/08/1983
    Father Name – Lalji Singh

  115. Md parvez akther john

    i have opted 149(Jeevan Anand) policy half yearly iam paying 18303 .00 and the thing is that i would like to with draw from this policy after a period of 3 years ,

    i would like to know how much amount iam goiong to get after this 3 years period , kindly let me know.

    thanking you,

    Md parvez akther John

  116. i am Jyoti having a jeevan anand policy and i forgot to pay the premium for the year2009 may.what is the drawback for such delay and how can i continue my a/c.my policy no. is 883017511.and i would like to have a word with your customer care.kindly give me the contact details.

  117. sir

    i have a Jeevan Anand policy for which i have paid a premium of Rs 100000 for two years 2007 and 2008, i wish to surrender the policy. should i pay the 3 yrs premium and then surrender?.
    what will be my surrender value in case of payment of 2 premiums and the surrender value in case of payment of 3 premiums?
    kindly reply

    sujatha venkatachalam

    • If you dont want to continue your Jeevan Anand Insurance policy then you can stop it afer 3 years. You can surely surrender Jeevan Anand but I would not suggest that instead keep the policy with lower risk cover. Talk to your LIC Agent for more details.

  118. Dear Sir,

    Myself Srinivas Alwala 26 yrs old. I would like to invest in LIC to protect my family and myself. I want to apply for pension of about Rs. 1 lac p.a.

    Kindly suggest the way to invest in.


  119. Rajesh Said,
    October 23rd, 2009 @9:01 am

    Dear Sir/Madam,

    My father has LIC policy with the Plan 149(Jeevan Anand). We are paying LIC premiums 7120 from 09/02/2004. My father has stopped maintaing these LIC payments after paying the first premium. Last year I have paid around 35 thousand rupees for the remaining 4 years premiums. Next year we are planning to do my sister marriage. For that we need Loan on this LIC account. Could you please let me know how much amount we will get on this account as a loan.

    Please note that we are trying to pay the remaining premiums this month.

    Thanks in advance.

    Regards,
    Rajesh.

    Rajesh ji, i am not sure ,but you are entitled for a loan only if you pay your premium properly without any break. But kindly get it clarified

    • Jay, please contact the LIC Agent from whom you bought the policy or contact your nearest LIC Branch. You can take loan on LIC Jeevan Anand.
      Good Luck.

  120. Hello Sir/Madam,

    date of birth – 17/12/1990
    LIC joined – 01/11/2009
    Premium term – 25yrs
    Sum Assured:Rs. – 10,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?
    and after the maturity of this policy if a person is dies then what is the benifit a policy holder gets in the following cases.
    1. Normal Death
    2. Accidental Death

  121. i have completed 5 lives & need 7 lives to protect from termination of my license only 1 month left please advice Sir urgently

    • Contact your development Officer and Promote New LIC Jeevan Nischay. Ask for references from your old clients and friends. Good luck.

  122. Dear sir
    I want to know about jeevan anand policy.
    I will pay the premium of quarterly 10000
    and what amount will get after ten years …

  123. dear sir
    I want to take one policy jiwan anand.
    My d.o.b. is 12.02.1987
    I will take policy for 30 years paying.
    Please provide me how many premium will pay yearly.

    regards
    arun

  124. hi sir,
    i have taken Jewan anand for S-A 500000 for paying term of 23 yrs with D.O.C 21/08/09. when i got premium receipt, i got to know its D.O.M is 21/08/2080, though its D.L.P is 21/08/2031. my concern is what would i get at D.L.P or this policy is only for my family, because till D.O.M i will be no more here.

  125. Dear Sir/Madam,

    My father has LIC policy with the Plan 149(Jeevan Anand). We are paying LIC premiums 7120 from 09/02/2004. My father has stopped maintaing these LIC payments after paying the first premium. Last year I have paid around 35 thousand rupees for the remaining 4 years premiums. Next year we are planning to do my sister marriage. For that we need Loan on this LIC account. Could you please let me know how much amount we will get on this account as a loan.

    Please note that we are trying to pay the remaining premiums this month.

    Thanks in advance.

    Regards,
    Rajesh.

  126. Parasharam S Patil

    Sir
    I paid a jeevan anand policies premium for 5yrs. as rs.2601/- half yrly.I want know the status of it. My policy no. 632896544

  127. Sir,
    I want to take one of lic policy. I am a NRI person(32yrs), i cannot select longterm one. only shorterm policy. then what policy will suit to me. If took jeevan anand , for 16yrs (Rs.1,00,000/-), then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.
    mahesh

  128. Hello Sir/Madam,

    date of birth – 09-03-1988
    LIC joined – 22-01-2007
    Premium term – 20yrs
    Sum Assured:Rs. – 1,00,000/-
    Policy – LIC jeevan anand (plan no. 149 )

    Please let me know, how much money I will receive on maturity?

  129. Hello Sir/Madam,

    As my DOB is 10th may 1980, if i take Jeevan Anand policy and invest Rs.2000000 for 20 yrs, then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply.

    Thanks in advance.

  130. Mahendra Godhani

    I want yearly pension of about Rs.1 lakh my age is 46 yrs (running) i want to invest for 15 yrs. Which plan would be suitable for me? And show me calculation of premium.

  131. Sir

    Is there a provision for taking the cash value of risk cover after 75 years of age in jeevan anand (149)??

  132. subash chandra sahoo

    I am subash chandra sahoo , my date of birth is 01/04/1977, I want to open a policy of Jeevan ananda , what is my premium per year?

  133. Sir,i have paid for jeevan anand policy quarterly 2800rs for one and half year.but last one year i have not paid.what can i do sir? Job problem for me.

  134. dear sir/madam

    plz follow me for jeevan anand policy for 200000/-.my d.o.b. is 05/01/1982.plz tell what’ premium yearly

  135. Hello sir. I want to know that if I (age 26) take Jeevan Anand policy and invest Rs.200000 for 21 yrs in,then what will be the amount of the premium per year? Also tell me the exact amount that I will get on maturity of the policy. Waiting for your reply. Thanks in advance.

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