Jeevan Nidhi – Pension Plan

LIC Jeevan Nidhi Pension plan Summary:

Update: New Jeevan Nidhi Table no.812 launched. Refer to http://www.mylicindia.com/new-jeevan-nidhi-812/

New Jeevan Nidhi

If you want to ensure a pleasant life after retirement, then you should consider LIC’s Pension Plan.  In other words,  now you can retire at the age of 40 with Life Insurance Corporation of India’s pension plan.  LIC’s Jeevan Nidhi (Table No.169) is a with profits Deferred Annuity (Pension) plan. On survival of the policyholder beyond term of the policy the accumulated amount (i.e. Sum Assured + Guaranteed Additions + Bonuses) is used to generate a pension (annuity) for the policyholder. The plan also provides a risk cover during the deferment period.

Jeevan Nidhi Features:
a . Guaranteed Additions: LIC’s Jeevan Nidhi provides Guaranteed Additions at the rate of Rs.50/- per thousand Sum Assured during first five years of the policy. The Guaranteed Additions are payable along with the basic Sum Assured on vesting or on earlier death.

b. Participation in profits: The policy shall participate in profits of LIC from the 6th year onwards and shall be entitled to receive bonuses declared as per the experience of Life Insurance Corporation of India.

c. Benefit On Vesting:

1. Option to commute up to 1/3rd of the amount available on vesting, which shall include the Sum Assured under the Basic Plan together with accrued Guaranteed Additions, simple Reversionary Bonuses and Terminal Bonus, if any.

2 . Annuity as per the option selected: Annuity on the balance amount if commutation is exercised, otherwise annuity on the full amount.

d. Annuity Options:
On vesting, the annuity installment, mode of annuity payment and type of annuity which shall be made available to the Life Assured (Annuitant) / Nominee will depend upon the then prevailing Immediate Annuity plan of the Life Insurance Corporation of India and its terms and conditions.

Currently the following options are available under LIC’s immediate annuities:

1. Annuity for life: The annuity is paid to the life assured as long as he/she is alive.

2. Annuity Guaranteed for certain periods: The annuity is paid to the life assured for periods of 5 or 10 or 15 or 20 years as chosen by him/her, whether or not he/she survives that period. After the chosen period, the annuity is paid to the life assured as long as he/she is alive.

3. Annuity with return of purchase price on death: The annuity is paid to the life assured as long as he/she is alive. On the death of the life assured, the purchase price of the annuity is paid as death benefit. The purchase price includes the Sum Assured under the Basic Plan, the accrued Guaranteed Additions and any accrued bonuses, excluding the commuted value, if any.

4. Increasing annuity: The annuity is paid to the life assured as long as he/she is alive. The amount of annuity increases every year at a simple rate of 3% per annum.

5. Joint Life Last Survivor Annuity: The annuity is paid to the life assured as long as he/she is alive. On death of the life assured, 50% of the annuity is payable to the nominated spouse as long as the spouse is alive.

e. Death Benefit on death before annuity vests: On the death of the Life Assured during the deferment period of the policy, i.e. before the annuity vests, an amount equal to the Sum Assured under the Basic plan along with the accrued Guaranteed Additions, simple Reversionary Bonuses and Terminal Bonus, if any, will be paid in a lump sum to the appointed nominee, provided the policy is in force for full Sum Assured. Nominee will also have the option to purchase an annuity with this amount.

Tax Benefits:
Tax relief under Section 80CCC(1) is available on premiums paid under this policy.

Premiums:
Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deduction, as opted by you, throughout the term of the policy or till earlier death.

Single Premium
Single Premium option is also available. You can pay single premium for Jeevan Nidhi.

For Basic Benefit:

a) Minimum age at entry: 18 years (completed)
b) Maximum age at entry: 65 years
c) Minimum age at vesting: 40 years
d) Maximum age at vesting 75 years
e) Policy terms: 6 to 35 years under Single Premium policies and 5 to 35 years under Regular Premium policies
f) Modes of premium payment: Yearly, Half-yearly, Quarterly, SSS & Single Premium
g) Sums Assured allowed: Rs.50,000/- and in multiples of Rs.5,000/- thereafter, with no upper limit.
h) Minimum Annual Premium: Rs.3,000/-
i) Minimum Single premium: Rs.10,000/-

For Term Assurance Rider Option:

a) Minimum age at entry: 18 years (completed)
b) Maximum age at entry: 50 years
c) Maximum age at vesting 60 years
d) Policy terms: 6 to 35 years under Single Premium mode and 10 to 35 years under regular premium mode
e) Minimum Sum Assured: Rs.1,00,000/-
f) Maximum Sum Assured: An amount equal to the Sum Assured under the Basic plan subject to a limit of Rs.25,00,000/- taking all Term Assurance Rider Sum Assured under all policies of a life assured.
g) Multiples of Sum Assured: Rs.25,000/-

For Critical Illness Rider Option:

a) Minimum age at entry: 20 years (completed)
b) Maximum age at entry: 50 years
c) Maximum age at vesting 60 years
d) Policy terms: 10 to 35 years
e) Minimum Sum Assured: Rs.50,000/-
f) Maximum Sum Assured: An amount equal to the Sum Assured under the Basic plan subject to a limit of Rs.5,00,000/- taking all Critical Illness Rider Sum Assured under all policies of a life assured
g) Multiples of Sum Assured: Rs.10,000/-

Accidental Death and Disability Benefit:

In case of death due to accident (within 180 days) an additional amount equal to the Accident Benefit Sum assuredwill be payable. In case of Total and Permanent disability arising due to accident an amount equal to accident benefit sum assured will be payable over a period of 10 years in monthly installments. However, the payment of accident benefit will be subject to an overall limit of Rs.25 lakh under all policies of the Life Assured with the Corporation taken together.

The disability due to accident should be total and such that the Life Assured is unable to carry out any work to earn a living. Following disabilities due to accident are also covered –

a) irrevocable loss of the entire sight of both eyes or
b) amputation of both hands at or above the wrists or
c) amputation of both feet at or above ankles, or
d) amputation of one hand at or above the wrist and one foot at or above the ankle.

No benefit will be paid in case of accidental death or disability due to accident in case of

a) intentional self-injury, attempted suicide, insanity or immorality or the Life Assured is under the influence of intoxicating liquor, drug or narcotic,
b) engagement in aviation or aeronautics other than that of a passenger in any air craft,
c) injuries resulting from riots, civil commotion, rebellion, war, invasion, hunting, mountaineering, steeple chasing or racing of any kind,
d) accident resulted from committing any breach of law.
e) accident arising from employment in armed forces or military services or police organisation.

Term Assurance Rider Option: Term Assurance as optional rider will be available under this plan. Premiums for this option are payable during the premium paying term and an amount equal to Term Assurance Sum Assured will be payable on death during the policy term. The maximum cover for this rider will be Rs.25 lakh under all policies of the Life Assured with the Corporation taken together.

Critical Illness Rider Option: An amount equal to the Critical Illness Rider Sum Assured as optional rider will be payable in case of diagnosis of defined categories of Critical Illness subject to certain terms and conditions. The maximum cover for this rider will be Rs.5 lakh under all policies of the Life Assured with the Corporation taken together.

If opted for Premium Waiver Benefit, then in case the Life Assured is diagnosed with any of the Critical Illnesses covered under the policy, the total future premiums in respect of the policy will be waived. Sum Assured under all such policies with the Corporation taken together will not exceed Rs.5 lakh.

Revival: The policyholder can revive his lapsed policy by paying arrears of premium together with interest within a period of five years from the date of first unpaid premium subject to satisfactory evidence of health. The rate of interest for this purpose will be decided by LIC from time to time.

Cooling off period:
If you are not satisfied with the “Terms and Conditions” of the policy, you may return the policy to Life Insurance Corporation Of India within 15 days.

The Unique Identification Number (UIN) for LIC’s Jeevan Nidhi is 512N224V01.

 

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

Comments

  1. MURALI DHARA RAO D says

    I have jeevan nidhi policy holder table 169-10 Rs.90000/- annual premium of Rs.10445/- for 10 years maturing on 28-02-2015.Please let me know what amount of pension I get? which option to be exercised to get maximum benefit from the above plan? DOB 01-02-1955

  2. Harmeet Kaur says

    hi
    I am 33 yrs. old. I want pension of Rs.50,000/annum when I ll be 50 yrs. of age. How much shall I invest in single premium????????

  3. sujeet kumar sinha says

    Dear sir,

    I am sujeet kumar sinha ,working in merchant navy as a chief officer,I want pension at least 50000 per month after retirement age of 60. ,How much i will pay for this .

    Regards

    Sujeet(09987972700)

  4. Vijender Dabas says

    I can pay upto 6000 per year, Now I am 28 year old how much I can receive as pension after 50 years?

  5. Rajib says

    Hi, i am 34 yrs old . If I want to take 20,000 as pension from my 48 years of age, how much would I need to invest per month to get this required pension amount and which is the suitable policy to get this amount. Please suggest me in this regard..

  6. kamal says

    i am 41 (02/05/1971) years old. if i want take 40,000/monthly as a pension after 20 years. so suggest me how much yearly premium should i have a pay and how many years to draw this monthly pension in LIC.

    PLEASE GIVE ME SUGGESTION IN TH LIC PLANS.

  7. Rajesh Nayyar says

    I am 44years and i can pay yearly premium for jeevan nidhi policy Rs18000 than what will i get in return at the age of 60 years (pension).
    whether get in yearly basis or monthly …whatever ???

  8. Debmalya Basu says

    I require details of the plan of JEEVAN AKSHAY VI., WITH RETURN ON PURCHASE PRICE PLANS OF LIFE LONG IMMEDIATE ANNUITY/PENSION PLANS. PLEASE MAIL ME THE DETAILS.

  9. Partha Sarthi Ghosh says

    Hi, I am now 35 years of age. If I want to take 15,000/ month as pension from my 50 years of age, how much would I need to invest per month to get this required pension amount and which is the suitable policy to get this amount. and also inform to me if i died during this period then my wife( nominee ) will be eligible above this pensions amount up to she is alive Please suggest me in this regard.

  10. lakshmi says

    Dear Sir,

    I am 35 years old and thinking for have jeevan nidhi policy for 20 years ( at age of 55 years) I want a pension of arround Rs 5000/- per month please suggest how much yearly premium should I have to pay and for how many years to draw this monthly pension

  11. saurabh singh says

    I can invest maximum Rs 20000 per year, Now I am 27 year old & please let me know that how much return I can receive as pension after 50 years?

  12. venky says

    I already have jeevan anand policy. I want to change this to any pension plan. Do i have any chance to change?

    I am 33 yrs now. I am expecting 20,000 per annum from my age 45 to 70 yrs age. How much will be my premium. Please give me your directions.

  13. venkat says

    Hi

    I already have Jeevan Anand LIC policy. I am paying premium 50000 per year. I have to pay this for 25 years. I started this 3 years ago. I am 33 years old now. I have death cover and maturity bonus as well.
    But, I am thinking to change this policy to pernsion plan. is this possible with LIC?

    Could you please suggest me which pension plan is good. I dont need any death cover. I am interested only for maximum possible pension. I am expecting pension 20,000 per month from my age 50 years. could you please suggest me how much premium i need to pay.

    Please give me complete suggessions with some practical example.

  14. sugantha priya says

    I am 33 years now. I would want my pension to start at the age of 58. i can pay 5000 – 7000 per month as premium. please let me know the right scheme for me, and the amount i may get as pension from 58 years… kindly help with details..

  15. jawahar lal kesarwani says

    hi i am jawahar from allahabad , i asked a question to you that new jeeven nidhi policy which type ?

    plz send to me details of policy

    and rates

  16. niresh kumar reddy says

    hi, i am 35 yrs of age now. if i want to take 15000/month as pension from my 45yrs of age, how much i need to invest per month to get this required pension. please suggest me in this regards

  17. Rajendra shinde says

    Dear sir,
    My current age is 40,I want Pension Rs 20000/- monthly,How much amount should i invest monthly,For how many years

    My mobile no-9421160743,7276195452.

  18. Ramesh Kumar says

    I am an agent of LIC & may I help you to grow your hard earned money exponentially.

    Searching the Right Insurance Advisor is Only the Beginning

    I will be glad to help you choose the life insurance plan to meet your needs and render policy servicing.

    Ramesh Kumar – LIC Insurance Advisor (NCR – Delhi, Jaipur, Gurgaon, Haldwani, Nainital)
    Mob : 9782064054
    E-mail : rkshah83@gmail.com

  19. Kalyan says

    I am now 47 years old,i want atleast 5000 month after my retirement,which p plan best for me?can i take p policy in my wife’name who is below 40?

  20. Sandip Sharma says

    LIC investment is purely a BAD idea. Never invest in LIC.

    Investment returns AND Insurance should never be mixed together.

    Option :-
    1. Put ur money in PPF (Tax free + good returns)
    2. SIP on Equity Mutual Funds for long term 8,10 yrs
    3. Take a Term Insurance (HDFC Click2Protect or few others) – 50 lac coverage for 35 yrs will cost 7500/- per annum.

    LIC schemes doesnt give good returns. And Pension schemes are the worst. LIC will put ur money in some Funds and give the pension from the Interest they earn from ur money (that too they will pay u only 4-5%).

  21. ram says

    im 31 years old i have a child 6 yeras old i want to invest 1lakh as a one time investment which is ideal for me,i have other lic plans also but this one can be used for long term investment

  22. pardumman verma says

    I am an agent of LIC & may I help you to grow your hard earned money exponentially.

    Searching the Right Agent is Only the Beginning

    I will be glad to help you choose the life insurance plan to meet your needs and render policy servicing.

    Pardumman Verma – LIC Agent (NCR – Delhi)
    Mob : 9968254297
    E-mail : licagentncr@gmail.com

  23. santosh kumar panda says

    i have 50000thousand rupees.i need single premium plan for10-15 year invest in lic. please sugest me which plan is betterfor me.i am 28 year

  24. soly says

    Am 38 yrs of age, working in US,planning to return after 12 years to settle down in India. How much should I invest in these 12 yrs so as to get a monthly sum of Rs.30,000/- as pension (from Jan 2025 onwards) ? Please advise.

  25. ARUN KUMAR VERMA says

    My policy No is 383249731
    The policy has been matured on 1-Dec-2012
    Please inform how i will receive my pension….

    (A K Verma)
    Bhilai 20-4-2012

  26. TAPASH CHAKRABORTY says

    Actually my dob is 14/08/1970. i want to get maximum reasonable amount for the time permonth pension after 10 year ,How much permonth I invest in which plan please suggest me .

  27. Robince says

    sir,

    I have joined with LIC pension scheme. i am paying Rs.50000/- single premium per year for 10 consecutive yrs. what will be my minimum pension amt per month from the 11th year onwards.?.

    Please reply to my e-mail id.

  28. RANGANATHA K A says

    Hello Sir.
    I Have a policy in jeevan nidhi pension . My pension plan contains table number 169/21 Sum assured is Rs 400000/- I Am paying Rs19612 per annum. After 21yrs how much benfit I will get .Now my age is 38yrs Pls provide me details in table.

  29. V.Venkatesan says

    Annual income from Jeevan Nidhi :
    I have started receiving Rs 4760/- annually against my Jeevan Nidhi Policy. I would like to know whether the amount which I receive annually is a taxable income i.e whether this amount is to be included in my annual income.
    V.Venkatesan

  30. Devikanta Parida says

    I want to get 20000 permonth pension after 25 year ,How much permonth I invest in which plan please suggest me .

  31. RajuB says

    Sir,

    I am age 38 years. I want to take pension policy only in LIC. Please suggest me the best one.

    Date of birth: 30-10-1973

    Age I want to start the pension: 58 years

    How much pension I want per year or per month: I am not sure, a decent one to manage my medicinal expenses.

    How much premium I can pay yearly: 25,000 p.a.

    Kindly oblige.

    Warm Regards,

  32. VISHWANATH says

    Dear Sir,
    I am 27 years and a marine engineer and want to retire at the age of 38-40 years ,and at that time i want to have a pension of 30000 per month,can u suggest me a adaptable policy and how much should i pay per month and for how many years for getting the above said benifits.

  33. kannan says

    sir,
    i had 25000rs.i want to invest this money in my child’ s name if i pay it in single premium after 10yrs-15yrs. how much returns i will get .pls help me in choosing best plans.

  34. astha says

    when can once lic agency gets cancel, already 1year is passed with no business, agency validity is 3 years untill 2013, reply if can be continued if wants to give new business to lic

  35. RAM KUMAR YADAV says

    Sir, I have profit plus policy of lic and paying Rs 10000 premium yearly wef 07 Sep 2007. I want to know the present value of my policy. Policy No is 313038921. Please reply

  36. Sridhar says

    sir,

    I require details of jeevan nidhi policy.

    Age : 40 yrs

    Amount i can pay per annum: 10,000

    Sum assured or policy value can be around 1,00,000

    term : 12-15 years

    what could be the Pension approximatly if i choose for 10 years after maturity.

    i required to know how you will calculate

    Please send the presentation with the above details.

    Thankyou,
    sridhar

  37. sridhar says

    I have taken Jeevan nidhi pension plan in 2005. paying 9667 per annum. it is of 12 years i.e it maturs in the year 2017.

    my sum assured is 1 lakh.

    i enrolled in LIC site . i could view accured bonus is 0.00 it says check referal policy details where can i have details.

    may i know approximatly how much will be my maturity amount (approximately)

    if i go for pension for 10 years how will be my pension per month how they will calculate pls reply.

    Thanks
    sridhar

  38. Anthony M. Fernandes says

    I am 53 years old and looking for a pension policy. I need 20,000.pm from age 60. Kindly let me know how much I will have to invest in LIC pension plan (Jeevan Nidhi) and how much I would have to pay per month. Thanks.

  39. Balaji says

    looking for only single premium for retirement (pension plan)

    At what age you want to start the pension? RIGHT NOW.

    I am looking for only single premium? YES (500000 to 10)

    send me the presentation.
    date of birth 26.02.1969

    What age you want to start the pension .AFTER 52 YEARS COMPLETED.
    I want pension amount of Rs.50000 PER MONTH
    how much premium I have to pay single premium ?

  40. Sudhakar says

    I have invested under 80ccc,life insurence pension plan on the name of wife,my question is can I claim the ammount invested for income tax rebate.

  41. M.Jooshua says

    Dear,
    I am working in kuwiat. I am worried about my life after my retirement. I am planning a pension policy. I need 15,000.pm from 60years of age. Now i am 46 years. How much money I have to invest in LIC and monthly how much i have to pay. kindly let me know

  42. munna says

    Hello sir ,i have a plan for take a pension plan ,now i am 30 years old,i can invest 5000 per month I want a pension of around Rs 10000/- per month after my 40 year,pls suggest a good witout risk plan

  43. Bineeta Gabhel says

    Dear Sir,

    I am 23 years old married & working women DOB -10.06.1988 .How much I have to pay if i want Rs 20000 per month as a pention in Jivan Nidhi.I want pention when I will be age of 40.

  44. praveen kumar says

    at the age of 50 is want to start the pension and am looking for only single premium
    My date of birth : 03.05.1972
    At the age of 50 start the pension
    how much pension i will get it per month.
    how much premium i should pay.

    Thanks.

    Praveen

  45. GEEVAN says

    Hai there

    This is regarding LIC pension plan-Jeevan Nidhi

    My name is Geevan and Iam an NRI.

    if I pay 1 lakh per annum to Jeevan Nidhi Policy for 10 years,and want to retire in 10 years time,what will be my monthly return?
    Does this increase per annum with inflation?
    Is there any other plan which you can advice(not interested in risky plans like market plus as it is my pension).

    Thanks
    Geevan

  46. sushil says

    I want to invest 50K Per Annum. My age is 26. How much I will get after 20 years. I am looking for per month income.
    Can you send me chart on various premium how much we will get.

    • zahir says

      I am an agent of LIC & may I help you to grow your hard earned money exponentially.

      Searching the Right Insurance Advisor is Only the Beginning

      I will be glad to help you choose the life insurance plan to meet your needs and render policy servicing.

      Zahiruddin Shaikh – LIC Insurance Advisor
      Mob : 9820641513
      E-mail ID : zahirshaikh2003@gmail.com

  47. Vikram says

    hello sir,

    now my age is 30,i need pension from 50 years, monthly 25,00/-

    now how much i invest qly in jeevan nidhi.. what is my total maturity amount at my 50 years….

    can u send me the details pls

    thx

    VIkram

  48. B R Sajja says

    I am paying 10770 yearly premium in jeevan nidhi policy for 20 years plan after maturity what are benefits i will get what total amount i wil get if pension how much or if single maturity amount how much i will get

  49. satish kumawat says

    satish kumawat i have invested my daughter (age-4years),i would be grateful if u could suggest avery good plan for reinvestment so that it will have good returns after her marrige

  50. kiran says

    hello sir,

    now my age is 35,i need pension from 50 years, monthly 25,000/-

    now how much i invest yearly in jeevan nidhi.. what is my total maturity amount at my 50 years….

    can u send me the details pls

    thx

    kiran

  51. Pardumman verma says

    Dear Sir,

    For Female child KOMAL JEEVAN with Guaranteed Return is best policy.

    Please do let know the Date of Birth of your kid & your contact details then I will send the full details.

    Searching the Right Agent is Only the Beginning

    Pardumman Verma – LIC Authorised Agent – Vasant Vihar Branch, New Delhi
    Mob : 9968254297
    E-mail : licagentncr@gmail.com

  52. Srinivas says

    Just i like to know….is it possible to open Pension account with LIC and transfer my pension money from outside country into Lic pension account? (I am living in Ireland)
    Please respond to me is it possible..

    • says

      LIC accepts payment only in INR. You can send money from anywhere in the world. If you have a NRO account or manage indian bank account then it would be easy.

  53. ganesh says

    Sir, I am now enter in to 40 age. From 55 age i will require 10,000 as pension for every month. From now, how much amount I will invest per month to get this required pension amount. Which is the suitable policy to get this amount. Please suggest me in this regard

  54. M.kannan says

    I need policy details for female child, for future education cum marriage covers. Minimum sum assured and amt received at the time maturity.

    Pls info one time investment, esplically I required SA.

  55. Pardumman Verma says

    In your case Market Plus – I without riskcover is most suited option.
    Incase you need help, plz contact me :
    Pardumman Verma – LIC Authorised Agent – Vasant Vihar Branch, New Delhi
    Mob : 9968254297
    E-mail : licagentncr@gmail.com

  56. RAJESH.M.N. says

    Thanks for your reply.

    I have amount of lakh of my Daughters money matured from post office.

    Now i want to reinvest in such a scheme that my daughter gets good returns OR good pension after her marraige.

    she is now 12 years,

    please suggest any good plan.

    Thaning you,

    With Regards,
    RAJESH.M.N.

  57. girish chandra says

    Respected sir,

    please suggest me if i invest 200000 as single premium in “Jeevan Nidhi pension plan”, my dob is 03.05.1982,what will be the maturity period for the policy and how much i will get as monthly pension and other return in cash.
    please give clear picture so that i can take right step.

    Thanks &regards,

  58. RAJESH.M.N,. says

    I HAVE INVESTED MY DAUGHTERS (AGED 12 YEARS) MONEY IN POST OFFICE DEPOSITS ACCOUNTS. IT WILL MATURE SHORTLY.

    I WOULD BE GRATEFUL IF U COULD SUGGEST A VERY GOOD PLAN FOR REINVESTMENT SO THAT IT WILL HAVE GOOD RETURNS AFTER HER MARRIAGE.

  59. Amit Chaudhary says

    Hi,

    i can invest 50k i,e (4-5k/month) as premium per year can you please suggest a pension plan for me lasting about 20 or 25 years and then i can have a regular monthly pention.Right now i am 30.i want the pention start at age of 60.

    Rgards
    Amit C

  60. sanjeev chauhan says

    Mr.Tabrej
    At what age you want to start the pension? RIGHT NOW.

    Are you looking for only single premium? YES (100000)

    Send me following details, I will send you presentation.
    You date of birth 05.01.1970

    What age you want to start the pension .AFTER 58 YEARS COMPLETED.
    how much pension you want per year or per month.5000 PER MONTH
    how much premium you can pay yearly.single premium OF 100000

    Thanks.

    SANJEEV CHAUHAN

  61. sanjeev chauhan says

    Respected sir,

    please suggest me if i invest 100000 as single premium in “Jeevan Nidhi pension plan”, my dob is 05.01.1970,what will be the maturity period for the policy and how much i will get as monthly pension and other return in cash.
    please give clear picture so that i can take right step.

    Thanks &regards,

    • Tabrej says

      At what age you want to start the pension? Are you looking for only single premium?

      Send me following details, I will send you presentation.
      You date of birth
      What age you want to start the pension
      how much pension you want per year or per month.
      how much premium you can pay yearly.

      Thanks.

  62. Viswanadh says

    Respected sir,

    please suggest me if i invest 100000 as single premium in “Jeevan Nidhi pension plan”, what will be the maturity period for the policy and how much i will get as monthly pension.
    please give clear picture so that i can take right step.

    Thanks &regards,

    Viswanadh

  63. prashant rathore says

    please suggest me if i invest 100000 as single premium in “Jeevan Nidhi pension plan”, what will be the maturity period for the policy and how much i will get as monthly pension.
    please give clear picture so that i can take right step.
    regards,

  64. Leena says

    I am a Jeevan Nidhi Policy holder with guaranteed additions for 5 years. Policy is for 6 years under PLAN 169 06. (Rs.55,000/-)I have fully paid/completed all yearly instalments till date regularly. The maturity falls on 11.02.2011. Since I am retired and I have no other source of income, I need the money urgently for my day to day living and so, I would like to close my account on the maturity date and collect full insured amount without
    vesting it for further annuity. I am not at all interested in any annuity further , JUST CLOSE THE ACCOUNT & RETURN MY MONEY> THAT’S LL.

    Under these circumstances, my question is..Can i Get my full money back on maturity day ?

    Thanks !

    Regards,

    Leena

  65. B.V.PraveenKumar says

    please give up to what age we are eligible for jeevan nidhi
    pension plan to take pension after 60 years

  66. Abdul Wajid.K says

    sir,
    i have taken the LIC Endowment policy during the year 1994 (Aug.1994) 20 yrs term, i want to know how much will i get in my maturity. the term has been completed in Aug.2015. can you send an email to my mail about how much will i gain. The half Early premium is 615=00. The total assured amount was 30,000=00. i will wait for your reply.
    I am 48 years old and thinking for have ULIP for 15 years ( at age of 63years) I want a pension of around Rs 5000/- per month please suggest how much yearly premium should I have to pay and for how many years to draw this monthly pension.
    Reply
    thanking you..
    abdul wajid.k

  67. BARUN KR CHATTOPADHYAY says

    I am a LIC” JEEVAN NIDHI PLAN” holder for 15 years in single holder AND PAY Rs. 10,000/- PER MONTH , which will be matured in the year 2016.Now I am enquiring that how much return will be get for pension and other return in cash? If you inform me in my Email address I will be ever grateful to you.

    BARUN
    Email:: barun_upa@yahoo.co.in
    08/03/2010

  68. BARUN KR CHATTOPADHYAY says

    I am paying Rs. 10,000/- per year in JEEVAN NIDHI (LIC)plan for 15 years scheme,which will be matured in the year 2016. I am requesting you that how many PENSION and money refund will be get after maturity. Please inform me in details for my advantage.
    barun
    kolkata
    08/03/2010

  69. kamble prashant bhagawat says

    i am taking jeevan saral policy of 4000/ per month ,which i was said ,is pension plan by agent.but in information online it is not shown as pension plan .please send me the details of regarding

  70. bhanu vig says

    I need a lic pension plan which is flexible so that i can deposit all my surplus funds each year towards pension plan and get the the benefit of pension when i m 60 yrs.

  71. SANJAY TAHILIANI says

    Dear Sir,

    I am 40 years old and thinking for have jeevan nidhi policy for 15 years ( at age of 55 years) I want a pension of arround Rs 5000/- per month please suggest how much yearly premium should I have to pay and for how many years to draw this monthly pension

  72. m taher ansari says

    sir, i have 2-plans , jeevan mitra & jeevan surabhi ,regulary paying premiums, i want to check the curent position online, plz help how to log/ register & see my mkt value. thanks.

  73. sravan says

    sir,
    i have pad an amount of 58,654/- as premium for 5years term now ilt is for maturity and i want how much the maturilty amount will be if i cancel its pension plan or if i accept how much will i get the pension per month. at present my age is 60years… sir please kindly inform the following details by maililng to email..

    thanking you,
    sravan

  74. sravan says

    sir,
    i have taken the policy of jeevan nidhi for 5years term i want to know how much will i get in my maturity. the term has been completed in jan2010. can you send an email to my mail about how much will i gain with monthly plan or if cancel the monthly pension plan. the premium was 11, 259 per year. the total amount was 58,564. i will wait for your reply….

    thanking you..
    sravan.

  75. Shamaldas says

    My age 57 ( 11/04/1953 ) running for LIC Mkt + what charge will be diducted from my one primium I want to pay Rs. 50 000 one time and pension when and how much I can get.

    Regards.
    S Agravat,
    9909913631

  76. GHANSHYAM says

    Dear Sir,

    When we check policy status from may Lic User account, we find that you are not authorised.
    pzl solve the problem

  77. syed maqsood ahmed says

    sir,

    i want to know that i pay only one instalment that too in 1998 then i could not pay from that time any installment if i pay the whole amount plus intrest or extra amount as penalty can i continue that or i have to go for new…………please help me in this regards

    Best Regards

    MAQ

  78. says

    I have a money back LIC policy called Jeevan Surabhi for 15 yrs (12+3) My policy will be matured in the next year. I want to bring the notice of LIC of India that survival benefit cheques and maturity cheques should be payable at par at all branches of that bank cheque. But now a days also the at par cheque is not being issued by the LIC of India and hence the cheque are sent to the issuing branch for its clearance, which takes 10 to 15 days for its’ crediting in the account of the policy holder and commission charges are also charged by the bank where the policy holder having the bank account for its credit. This practice should be ceased by the LIC of India with immediate effect to avoid delay in payment as well as to save the postal charges charged by the bank concerned.

    Thanks

    Jasbir Singh

  79. SAPIENCE says

    LIC IS THE FIRST GOVERNMENT INSURANCE COMPANY .EVERY ONE IS BELIEVE ON THIS LIC COMPANY .
    MANY INSURANCE COMPANIES ARE GOVERN IN THE INSURANCE SECTOR BUT PEOPLES ARE LIKE ONLY ON THIS GOVERNMENT INSURANCE COMPANY . THIS IS A FIRST AND OLDEST COMPANY IN THIS FIELD .,

    Market Plus 1
    Money Plus 1
    Fortune Plus
    LIC’s Anmol jeevan 1
    New Bima Gold
    FOLLOWING ABOVE TYPES OF PLAN ARE RUN BY ‘LIC’ INSURANCE COMPANY.
    THANK’S FOR SPACE
    =====================================================
    NEERAJ KU. NISHAD

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