**Summary:**

Jeevan Shree-I is an Endowment assurance plan. Jeevan Shree-I is offering the choice of many convenient premium paying terms. It provides financial protection against death throughout the term of plan with the payment of maturity amount on survival to the end of the policy term. Jeevan Shree-I is suitable for high worth individuals i.e Corporate Executives, Professionals, Software Engineers, Industrialists, Consultants, Estate owners, Builders, NRIs, Models, Film stars, etc.

**Premiums**:

Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the premium paying term or till earlier death. Alternatively premium may be paid in one lump sum (Single premium).

**Guaranteed Additions:**

Jeevan Shree-I comes with Guaranteed Additions at the rate of Rs. 50/- per thousand Sum Assured for each completed year for first five years of the policy. The Guaranteed Additions are payable along with the Basic Sum Assured at the time of claim.

**Bonuses:**

The policy participates in the profits of LIC Of India’s business from the 6th year onwards. Jeevan Shree-I will get a share of the profits in the form of bonuses. Also, a Simple Revisionary Bonuses will be declared per thousand Basic Sum Assured annually at the end of each financial year. Bonuses once declared, they will form part of the guaranteed benefits of the plan and it will be included on maturity.

**Maturity Benefit:**

The Sum Assured alongwith guaranteed additions and reversionary bonuses, if any is payable in a lump sum on survival to the end of the policy term.

**Death Benefits:**

Sum Assured plus Guaranteed Additions at the rate of Rs. 50/- per thousand Sum Assured for first five years of the policy.

And Death after first 5 years, S.A. + vested G.A. of Rs.50/- per 1000 S.A. per year for the first 5 years + accrued Reversionary Bonuses declared from 6th year onwards.

**Accidental Benefit:**

Accident benefit is available under Jeevan Shree-I upto a maximum of Rs.25 lakhs (inclusive of all other life insurance plan) An additional amount equal to the accident benefit sum assured is payable on death. In case of total and permanent disability arising due to accident (within 180 days) this amount is paid over a period of 10 years in monthly installment.

**Surrender Value:**

Buying a life insurance policy is a long-term commitment. However, surrender value is available on the plan on earlier termination of the contract. The policy may be surrendered after it has been in force for 3 years or more. The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium. In case of a single premium policy the guaranteed surrender value is 90% of the single premium paid excluding any extra premium

**Eligibility Conditions and Restrictions:**

Minimum age at entry: 18 years completed

Maximum age at entry: 65 years

Maximum maturity age: 75 years

Minimum Term: 5 years

Maximum Term: 25 years

Minimum Sum Assured: Rs.5,00,000/-

Maximum Sum Assured: No Limit

Sum Assured should be in multiples of Rs.1,00,000/-

Accident Benefit per 1000/- S.A.: Allowed (With extra Premium)

Loan Available: Yes

**Rebates:**

Jeevan Shree-I is eligible for rebates depending on the mode of premium payment chosen and the extent of cover.

The yearly premium payment option entitles the policyholder to a 2 per cent rebate on premiums; a sum assured of Rs 50 lakh entitles the insuree a Rs 0.50 per thousand sum assured rebate.

**15-Days Cooling-Off Period:**

If you are not satisfied with this policy, you have an option to return the policy within 15 days.

**Revival:**

The policyholder can revive his lapsed policy within 5 years from the date of first unpaid premium by paying arrears of premium together with interest to be decided by LIC Of India from time to time subject to satisfactory evidence of health.

**Note:**

The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

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i was bought jeevan shree plan 112 policy on january-2002. i would like to know that after the completed 16yrs premium how much total amount must be paying me at the end of 25th year. please know me how the calculate the bonus.

my nebhour policy no is (833784197)

policy ppt = 112/25 but premium paid only 16 year so plz you tell me hoe was amount was insurance? and how to pay after 25 year? and wat benifit about death & accidentabout this policy

DEAR SIR, MY JEEVAN SHREE POLICY NO. IS 601447214. I TOOK IN THE YEAR MARCH 2012. THIS 5LAC RS POLICY. FOR 15 YEARS I WILL PAY THE PREMIUM, THE AMOUNT IS 33413RS. I AM REGULAR PAYER. WHAT BENEFITS I WILL GET NOW AND AFTER COMPLETING OF 15 YEARS. CAN I GET HOUSING LOAN ON THIS POLICY. IF YOU ADVISCE ME. I AM VERY MUCH GRATEFUL TO YOU. CAN I GET MAIL ID OF MY AGENT. HIS NAME IS MR. SRINIVAS. HABSIGUDA, BRANCH TARNAKA HYDERABAD,.

THANKX AND REGARDS

RAFATHULLAH KHAN

I need clarification on lici policy table 151 term 25 yrs new jeevan sree policy which earns 70 guaranteed addition per 1k per year. This policy is not sold at present, but was sold in 2004. Is this a money back policy. If so for a 25 year 1 lak sum assured what are the payment years and amounts receivable before maturity date.

pl reply – thanks, vvmurthy

Hi sir i am ganesh form kumta i have jivan shre police i pej my police in sbi bank bank gays take a police suharndar alread 1 year is cplet how can go to retrun take police pls tel thanks pls help me

I have one policy of jeevan shree-i since last feb 2003 .Now i want to know the loan amount which i can take from the lic and how much the amount i can take after the maturity of 16 years.

Sir,

I have a Jeevan Shree policy. I have paid all the premiums from 1997. Premium being Rs.25000. The policy will mature in 2022. But I want to encash the policy. How can I do this ? can I get the policy discounted now in 2012 ? If so, how much will i get ? If i can’t get it discounted then do I have to surrender? then how much will I get ? Kindly let me know at the earliest. Much obliged.

Dear Sir,

I took this policy no, 762215299 New Jeevan Shree Sum on 15-03-2003 assured Rs.500000 and accident benefit sum assured Rs.50000 . Premium payment was Rs.2719 per month upto march 2008 there after quarterly payment R.s 8106. My date of birth is 28/02/1977. Policy table & term is 151-25(16). I would surrender this policy what will be total surrender amount and within how much period this amount will be settle ?

Thank you Sir,

Yours Sincerely

-sd-

SANJEEV KUMAR RAM NAIK

MIG-I/479,HUDCO,BHILAI

DIST-DURG(C.G.) 490009

MOBILE NO.9407763205

email – skrn77@rediffmail.com

Friends,

In 2002 I started one Jeevan Shree policy(without profit) 112-15-08. How much I will get at the time of maturity in the year 2017

I enrolled for Jeevan Shree in 2001 with an annual premium of 43,800/- , maturity in 15 years and premium paying term of 10 years. What will I get if I surrender this policy today after paying all the premiums ?

Hi, i am 32 yrs old now.

i want to invest Rs.2000.00/month.

can you advice me which will be the best option.

some one was suggested Jeevan shree.

My expection ios good return & risk coverage.

thanks

madhu

i m manager in limited co . i want to invest 1 crore rs . kindly suggest me the suitable policy for me.

You can invest some in Jeevan Shree 1 and rest in ULIP plan.

Respected sir,

I am looking jeevan shree policy for insurance but

i do not know more conditions same policy. So please send me information for same policy.

Thanks,

ajay

I am a software engineer looking for a insurance cover, one for me and one for my wife…

I am located in Bangalore and would like one of your agents to contact me… please call me on 9008603203..

Looking forward to hear from you..

Regards,

Kishore

namaste sir,

I am in Vijayawada iam doing small job i want some little

insurance i saw 2 months back about “jeevan Mangal ” . so i

would take a policy i have enquired some persons told me it is

belongs rural area insurance policy you can not Qualified this

policy. So kindly proper inforamtion that.

Thanking You sir,

Yours faithfully

V.SRINIVAS

D.NO.24-2-3, NRP ROAD

VIJAYAWADA -520 003.

MOBILE. 9989088563