LIC Child Career Plan

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LIC Child Career Plan Summary:
LIC Child Career Plan (Table 184) provides funds at regular yearly intervals for professional or higher education and start-in-life in the form of 6 money back installments commencing from minimum age of 18 years. So your child will get money when they really need it.

Child’s Career Plan (Table no. 184, with profits)
Under Child’s Career Plan vested bonus is payable along with first survival benefit of 30% of sum assured followed by subsequent 5 annual survival benefits @15% of sum assured. Thus total returns being 105% of basic sum assured + vested bonus and terminal bonus, if any.

Premium waiver benefit:
Child Career plan (PWB) is available on payment of an additional premium during the premium payable term or till death of the proposer, whichever occurs earlier.

i) after the date of death of the proposer the premium falling due shall be waived.
ii) during the auto cover period the premium waiver benefit shall remain in force.
iii) the premium waiver benefit as stated in (i) shall be granted on the basic of proposer age personal health declaration and other requirements. In case any given information is found to be untrue and incorrect, all clime to the benefit shall cease.
iv) in the event of the proposer by his own hands whether sane or insane within one yearly from the issuance of FPR the PWB described in (i) and (ii) shall not operate.

105% Survival benefit:
5 yrs. Before maturity : 30% of the SA+ Vested simple reversionary bonuses
4 yrs. Before maturity : 15% of the SA
3 yrs. Before maturity : 15% of the SA
2 yrs. before maturity : 15% of the SA
1 yrs. Before maturity : 15% of the SA

on maturity date: 15% of the S.A + final additional bonus (FAB), if any.

Eligibility condition for LIC Child career plan:

Min. age at entry: 0 year
Max. age at entry: 12 years
Min. S.A.: Rs. 1 lakh.
Max. SA.: Rs 1 crore.
SA in multiples: Rs.5,000
Min. Maturity age: 23 years.
Max. Maturity age: 27 years.
Modes Allowed: Yly/Hly/Qly/SSS
Policy term: 11 to 27 years
Max. Age end of PPT: 70 years
Premium paying Term: 6 years OR Term minus 5years.
PWB Prop. Age Min: 18 years completed.
PWB Prop. Age Max: 55 years

How to Apply for LIC Of India’s Child Career Plan?
Contact your nearest Life Insurance Corporation Of India (LIC of India) Branch/ LIC Agent. Or
Fill the Application form to apply online. (Mumbai only)

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The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.


  1. Tila ram says

    I want to get ful informatian of my policy
    my policy .Lic’s child career plan(table no184)&
    Lic’s child future plan(table no(185)

  2. ravindra singh negi says

    Please suggest me best child plan (LIC) for 2 yr child with all details like yearly ,haugh yearly premium, time period, and total maturity

  3. iftikhar aslam tayubi says

    i am possessing child carrer plan table 184, since three years iam paying the premium , now i want to cancel polcy, i had made this policy in chennai through agent , now i have been transfered to jammu city, can i cancel this policy in jammu, kindly let me know becoz it is long year policy…

  4. Arun Panjwani says

    I am a LIC Agent .
    Please let me know @9433772819/ to enable you all to help in acheiving financial goals.

    • ram says

      I em 36 yr old and my son is 2 yrs old. I want to take a LIC plan 4 my child and want a sum of 5 lakhs. So pls suggest me which one would b the best with full detail and chart.

      some one is suggested Jeevan ankur.

  5. Pranab Dey says

    Hi I have already 4 Lic Policy & My Daughter age is 6 Years and Son age is 4 month kindly tell me for Rs. 100000/ and 200000/- ( One lacs and Two lacs ) how much premiun I have to pay and how much my childs will get benifit after 11 and 16 years respectively .(Pl. give me chart with details )

  6. rishi says

    Please suggest me best child plan (LIC) for 0-1 yr child with all details like yearly premium, time period, and maturity.

    My dauther age is 4 month please help me i yeary invest 10000/-


  7. rohini pinglay says

    my baby is 2 year old , i want take child career plan
    i able to invest yearly Rs.10000/- for 18 year how will i get after 18 year please give me chart , if you possible than send me on my email Id


    Hai every body I am LIC agent from chennai division if you have any queries feel free and call me my number 9840893202

  9. dr.shashikant vasave says

    i have 2 yrs child pls provide me details about child career plan table no.184 premium term in years & maturity year

  10. Jeevan Anand says

    Jeevan anand bima policy is secure your and your children’s life we also hold the many plan for my are very serious for your children future then take the jeevan anad plan.

  11. SHASHIDHAR says


  12. pradeep rawat says

    dear sir i have examine the entire site but i have’nt got the the
    sbi life child future plane and mony back plan chart please provoid me the requird information as soon as posible

  13. vanishree k.r. says

    If any mistakes are made in the original bond paper & afte the corrections if the officer has signed over it with the seal , is the bond is acceptable or not.

  14. arun says

    hai i have to interest to get a policy to my chaild plese sent me a good scheem and policy amount and the primium amount

  15. Mayuri Shah says

    Please suggest me best child plan (LIC) for 0-1 yr child with all details like yearly premium, time period, and maturity.

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