LIC Health Plus

LIC Health Plus Table No. 901

LIC Health Plus is a Long Term Unit Linked Health Insurance Plan for You and Your Family.

health-plus

LIC Health Plus Summary:

Health is a major concern on everybody’s mind these days. With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality. Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.

LIC Health Plus is a unique long term health insurance plan that combines health insurance covers for the entire family (husband, wife and the children) – Hospital Cash Benefit (HCB) and
Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet domiciliary treatment (DTB) related expenses for the insured members.

Benefits:

1. Hospital Cash Benefit (HCB):

A daily benefit is payable in case the insured is hospitalized due to either accidental body injury or sickness. The quantum of benefit depends upon the level of the cover opted. Minimum Initial Daily Benefit (IDB)*# is Rs.250 and Maximum is Rs.2500 And for Spouse/Child the Minimum is Rs.250 and Maximum is Rs.1500.

Note: * The Applicable daily Benefit. The IDB is applicable during the first year of then cover. The daily benefit will increase @5% p.a. simple of the IDB on each policy anniversary until it hits a cap of 1.5 times the initial benefit. The IDB of the spouse cannot exceed the Principal Insured’s IDB; The IDB of the children cannot exceed the spouse’s IDB.

#Initial daily benefit that is payable in respect of stay in non-ICU room or ward. In case the insured is required to stay in the ICU of a hospital, an enhanced rate of daily benefit is payable, which is twice the eligible daily cash benefit.

2. Major Surgical Benefit (MSB):

In the event of the insured undergoing one of the major surgeries defined by Life Insurance Corporation Of  India, a lump sum benefit (regardless of the actual costs incurred) equivalent to the percentage of the sum assured mentioned against that surgery will be payable on providing proper proof of surgery to the satisfaction of the corporation.

3. Domiciliary Treatment Benefit (DTB):

The Principal Insured can withdraw an amount equivalent to the actual expense he or she has incurred in respect of any domiciliary treatment or to meet the medical expenses incurred over and above the hospital cash/major surgical benefits in respect of either oneself or others insured under the policy.

4. Your Money Grows in Units: (Investment)

The premiums allocated to purchase units will be strictly invested in a Health Plus Fund (Income and Growth – Low Risk).

5. Income Tax Benefit:

Income Tax rebate is available under U/S 80D.

Payment of Premiums:

Regular premium can be paid either in yearly, half yearly  or monthly (ECS) installments.

Eligibility Conditions and Restrictions for LIC Of India’s Health Plus:

Minimum Policy Entry – Last Birthday:  Principal and Spouse 18 years, Child 3 months.
Maximum Age – HCB Cover – Last Birthday: Principal and Spouse 18 years, Child 3 months.
Minimum Age – MSB Cover – Last Birthday: 18 years for Principal, Spouse and Child.
Maximum Entry - Nearer Birthday: Principal and Spouse 55 years, Child 17 years.

Minimum Annual Premium Conditions:

Single Life: 6 times the HCB of the Principal Insured OR Rs.5000 p.a.
Two Lives: The arithmetic sum of 6 times the HCB of PI and 3 times the HCB of the second insured. OR Rs.7500 p.a.
More than two Lives: The arithmetic sum of 6 times the HCB of PI and 3 times the HCB of each of the others insured OR Rs.10,000 p.a.

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

Comments

  1. Rajendra Vinayak Kulkarni says

    Ihave taken Health plus medical policy in year 2009 of premium 20000/- per year and policy is continuing .Ihave received one unit account statment in year july 2011. After that no unit account statment receive till july 2014. Please send how much unit available in my policy.My policy no is 956488478

  2. b malakondareddy says

    my name is b malakondareddy from chennai.i was taken health plus policy 6 yars ago.i had one more mediclaim policy from united india.i was admitted in vijaya hospital n the month of nov 2013. in that case i was benefitted under cash less facility the amount of 236000.in that occasion i was admitted in hospital 9days(4 days in ICU). i was submitted the lic claim papers in chennai e_meditek office on 21 st dec 2013.after that i was touch with phone.every week i was called to that claim.every person is telling your claim is under process.all ready 90 days gone.actually how much time take the claim settlement..

  3. Naiyar Imam says

    My agent has cheated me. At the time of taking policy he told me that the policy will be surrendered after 3 yr. He filled up the form Health Protection Plus Plan Table no-901.Later on he changed the plan to table no 902 without any information to me. I have deposited 3 premimums on 8-2-2010.18-2-2011 and 21-2-2013 @ Rs 15000/-p.a. I want to surrenderd it .The premium also calculated more than it should be . It should be Rs 9000/-p.a. instead of Rs 15000/-p.a. for single life.My policy no is 538023876 in the name of Naiyar Imam ,Son of Anwar Imam Ansari.please inform me to my email-naiyar25@gmail.com

  4. Praveen says

    Hi,

    Ref- Health plus policy no-647510365

    I have already paid premium of Rs. 40000/- for 3.4 conjecutive years @ Rs. 12000/- P.A.
    So my question is, If i want to surrender this policy right now than how much amount shall i get and the time required to complete all the processing.

  5. Praveen says

    Hi,

    Ref- Health plus policy no-647510365

    I have already paid premium of Rs. 40000/- for 3.4 conjecutive years @ Rs. 12000/- P.A.
    So my question is, If i want to surrender this policy right now than how much amount shall i get and the time required to complete all the processing.

  6. S J Kishore Babu says

    Dear sir, i am facing tremendous surge regarding my LIC HEALTH PLUS policy 901 started in 2008 policy no. 695124389. Premium 24000 p.a.
    I want to know how much amount is subject for investment in health fund by now how many did i get? Am i benefit with this policy? Since it is a ULIP subject to market, i had decided to withdraw this policy ….kindly provide me answer immediately….

  7. Naveena JK Shetty says

    I have LIC Health plus Table No 910 policy since 2009 and paid all the premiums. Annual premium is Rs 20,000 and HCB is Rs 1500 and MSB is Rs 3,00,000. Now I may have to go for hysterectomy. What I should do for claiming HCB and MSB and what will be the amount under MSB?

  8. Munmun Ganguli says

    Sir,

    Ref- Health plus policy no-427080018

    I have already paid premium of Rs. 30000/- for 5 conjecutive years @ Rs. 6000/- P.A.
    So my question is, If i want to surrender this policy right now than how much amount shall i get and the time required to complete all the processing.

  9. k.jegadesan says

    iam jegadesan i want to know my status of my lic policy health plus plan. my no.746174503.2 year premeium i have already been paid. if i want to surrender the policy what amount will be payable to me at present.proper suggestion requested.please reply.

  10. satish kumar says

    dear rep.sir
    my plocy no 175949666 id no201438100007803 my policy stats . kaya meri policy ab bi chlu hai agar hai kaya mai ab midical benfit lai sakta hu . or agar nahi to surender mai mujai kaya rs miliga pls repply sir

  11. Premangsu Kumar Paul says

    -Health Protection Plus table No.9 Which Type of Dease and Operation will recover?
    -approved list by LIC
    My Policy no.54733446

  12. vasim says

    hi,
    i have a policy table 901. i am paying the premium from 2008. but when my wife was been admitted in the hospital. and i keep the claim. Lic rejected saying that .

    sir / Smt : Mohibi V A
    We have received the claim from date 12-09-2011 submitted by you or HCB/MSB on the life of Mohibi F V for the hospitalization during the period from 04/08/2011 to 10/08/2011.

    As per the schedule of expenses incurred in the claim clamis submitted by you the total expenses are 33321.
    please note that the benefits under the policy are not directly related to actual expenses incurred by you for the hospitalization. The benefits are calculated base on the initial daily benefits opted by you in the proposal of hospitalization.

    The claim has been processed and referred to LIC of india, Health insurance Division Hydrabad for consideration as per the Terms & conditions of the policy and rules in vogue for the following benefits.
    Benefits payable under the policy are as follows.
    01 days HCB for period spent in ICU that’s Rs 2300.

    lic claim that TPA Authorized medical examiner feels the no. of the days of the hospitalization is extended for the purpose of the claim and hence reduced to genuine no. days in tune with nature of treatment.

    this was the letter which was been received by me after putting the claim in front of lic all the doctor cerifect and hospital paper were been submitted to the lic office.

    the policy say that we will get icu charge 2300/- daily
    and H.C.B Rs 1000/- daily
    M.S.b Rs 200000/-

    were else i have only get 2300/- were my expense was more than thirty three thousand

    that i advice all my friends and my surrounding people in my area not to buy any policy from lic. i am trying my best to aware the people how lic cheat the customer.

  13. govindan p.k says

    My wife has Healthplus T-901 policy of which we have paid the premium for last three years @ Rs.15000/-per year.
    Now we are staying in Bahrain.
    Is she eligeble for any treatment in bahrain?
    We would like to know about the current value of the units as the investment of her premium in mutual fund.

    Regards
    Govindan
    Mob:0973 39761108

  14. AKSHAY MOGHE says

    I have Health+ LIC Policy
    No 385589434 dated15/02/2008
    and have paid premium of Rs15000/- every year up till now.
    Total premium paid till date is Rs75000/-.
    Please advise me my unit of this policy and NAV as on 06/09/2012.
    What amount is payable, if I reedeem the unit and procedure to claim the same.

    Thanks

  15. Bhupesh jain says

    Sir, I want to start lic health plus policy. my age is 20.. what shall be my anual premium for surgical benifiets of rs 4,00,000.. does coclier implant surgery, adranal gland tumour surgery, catrack eye surgery etc are listed in Lic health plus policy plan.. can i get surgical benifiet for above surgeries if i undergo one of the above surgery in future.. pls reply

  16. MK. RAJ says

    Sir
    I have taken helth plus policy on 24/9/2009.I am continuing that,just i want to know what is the maturity benifit value of the policy.Yearly premium is RS 10000.

    thanks
    MK.RAJ

  17. Pratap says

    I have LIC health plus (table No 901) plan. I have paid Rs 15000X4=60000/- to LIC as premium for four years. Now I want to surrender it. Can anybody guide me about surrender value in this policy?
    Thanks in advance

  18. SAJAL KUMAR DAS says

    I have healthplus policy no.498057410 which i have paid premuims of Rs.10000 in DEC 2009,DEC 2010 and DEC 2011 each. still i have not recieved units for above amounts. also what is the current NAV. kindly answer.

  19. SAJAL KUMAR DAS says

    In health Protection Plus Table No. 901 if we did not avail any HCB or MCB in policy period can we get fund amount back after maturity?

  20. Tanjavuru Ramachandra Madhukar says

    I took LIC’s HEALTH PLUS policy in 2008. I paid a monthly preium of Rs.1000/- for sometime and stopped due to lack of clarity in the policy. Now I want to withdraw the premiums paid by me towards HEALTHPLUS. Can I withdraw the premiums? Please advise.

  21. udaykumar says

    Hi,
    I am an employ i would like to take an health insurace policy for my family like
    my father and monther and for my self and brother so that i can spend 10k ot 15k per anum. please provide me details of benifits and all the information.

  22. K Mathur says

    I want to know about the health policy which covers the parents upto age 75 and also claims for cataract operation..
    plz suggest me the suitable policy

  23. Jacob says

    What is the difference/comparison between
    LIC’s Health Plus (Table 901) and Health Protection Plus (Table 902)?

    With a yearly premium of Rs.15,000/- myself (35 yrs), my wife (32 yrs) and daughter (5 yrs).

    Kindly advise which plan to go for? If possible send me a proposal plan.

    Thanks

  24. abhishek says

    @ Mrs.Heera Velandy- i am an LIC agent , you can contact me for your queries, my mobile no. is 09770779747

  25. manoj kumar says

    Whether Cataract operation covered under lic health plus plan if the pocily was made 3 years back. If so how much amount if the policy s.a is Rs.200000/- for the spouce? How to claim it?

  26. Mrs.Heera Velandy says

    Since one year I have been spending heavily on medical bills (not Major) for my ear treatment, teeth treatment and lastly for my bone weakening. Just to visit a Doctor, one has to pay heavily plus the medicines we buy for the cure.It has amounted to Rs.50,000/- in total.

    I would like to know if LIC has got any scheme wherein it can pay these kind of medical expenses or say can LIC re-imburse the medical expenses against Doctor’s fees and for medicines.

    Please let me know.

    Heera Velandy\

  27. Vidyasagar N. Dattawade says

    My Health plus policy no. is – 635592207 ,

    So please send me account statement

    regards,
    Vidyasagar

  28. Ravi Parkash says

    i hv purchase health plus policy table no. 901 in 2008, my yearly premium is rs 12000 . i already paid premium for the yr 2008,2009 & 2010. i want to know how it work, what % go for insurance & what % go for ulip.i also want to know no. of units i get after three years premium payment. for ulip how it work. also i want to know in which hospital i can take benfit of hcb, mcb ect.i want to surrender this policy. please tell me how much amount i would get. please tell me answer.

  29. Ravi Parkash says

    i hv purchase health plus policy in 2008, my yearly premium is rs 12000 . i already paid premium for the yr 2008,2009 & 2010. i want to know how it work, what % go for insurance & what % go for ulip.i also want to know no. of units i get after three years premium payment. for ulip how it work. also i want to know in which hospital i can take benfit of hcb, mcb ect.i want to surrender this policy. please tell me how much amount i would get.

  30. anjana george says

    respected sir, I want to know about my lic’s health plus plan (table 901). as…….i have taken above plan last year .premium yearly is rs15000.what isthe surrender value for this plan or after three year’s regularly premium if paid?

  31. manoj says

    respected sir,
    i had taken a LIC health plus 10days back,my premium is 6000rs and yesterday i had a bike accident, nw doctor saying surgery needs for soft tissues in 2 joints,it may cost 65000, i had already taken MRI,which costs 10300,so is it possible to get entire hospital charge including surgery will be reimbursement,?

  32. Dipak kumar B. Modi says

    My Birth Date is 03/07/1969, My wife’s Birth Date is 08/09/1972, My Doughter’s Birth Date is 31/05/1994 and My son’s Birth Date is 01/04/1998. I can pay the premium Rs. 1000/- to Rs. 1500/- per Month. ( Rs.12000/- to 20000/- Per Annum ), Please send me approximately proposal ( Details Calculation of Premium ) for Health Protection Plus. I want Details Calculation for HCB-2000 and HCB 1500 for me. Thank You.

  33. ankit bajaj says

    is their is in schem in health plus that after 3 yrs the premium of the policy will be deducted from the fund value plz inform in my email id ……..also the detail of the policy as early as possible

  34. Subhash Chandra Sharma(Agent code 10089-19w) says

    Lic of India
    Query-
    you provide me latest information about lic health plus plan with table and benifit along with necessary documents and provide us all details in hindi language and filing forms etc.on my above email address.
    Subhash Chandra Sharma
    S/O Sh. Nathmal Sharma(Joshi)
    Near Jat Ki Kui,
    Lakshmangarh(Sikar) Rajasthan.
    Pin-332311
    Phone Mobile -9829202787
    Email address-subhash joshi_ pratik 787 @ yahoo.co.in

  35. PARTHA PRATIM BHATTACHARYA says

    I did one policy of LIC Health Plus with yearly premium of Rs.10000/- in Feb’2008.After that I have paid premium amount of Rs.10000/- on 2009. But due to some reason I can not pay on Feb’2010. Now I want to pay it along with 2011’s premium on Feb’11. Is it Possible ?

    Please reply as early as possible . It is most urgent.

  36. Shrikant Aherkar says

    Dear Sir,
    I’m 26 yr old single male looking for suitable health insuarnce plan. I can afford upto 6000 pa premium what is the procedure to go forward to take LIC’s health Plus Insuarance ?
    What are the documents required?
    Is any medical test to be given?

  37. Soudagar Ram Narayankar says

    Dear Sir/Madam,
    I have taken LIC health plus 901 health insurance plan when newly launch 2008-09, Till now i never use this policy for to take any benifits,kindly request to you pls provide me some detail about this policy.
    1. In LIC branch to whom should i contact to claim hospital bills or taking valuable advice regarding LIC health Plus 901 plan.
    2. Is there any dedicated officer for LIC health plus plan Sakinaka Mumbai LIC branch, If yes pls provide me detail.
    Regards,
    Soudagar N

  38. Nabajyoti Sarma says

    I hv a LICI Health Plus Policy completing two years. The agent had told us that LICI will issue a CARD for instant hospital cash benefit. But, yet I hv not received such CARD. How I can get the CARD and what will be the benefit ?

  39. sunny joseph says

    I am Policy Holder of LIC’s Health Plus for annual premium of Rs.15,000/-. My agent says that Hyper Tension is not covered for HCB. I was recently admitted in a hospital for four days due to Hypertension and psychosis episode. pls clarify?

    please clarify the details of hospitals recognised by the tpa paramount health care service for LIC health plus.

  40. pkpandey says

    Dear Sir,
    I have taken LIC health plus ( Table 901 ) with annual premium of Rs 20000/ in march 2008.now we regularly paid the premium amount till now but we unable to know , how much unit alloted to me or the procedure to find the data of anual allotment of unit.
    please also clarify is this policy may change in cashless sytem .

  41. ARVIND A PANDURANGI says

    When I applied for this plan (901), I was told by LIC officer at Nigdi branch office-PUNE that, this plan does not exists (on 24th Aug 2010).Is this true ? Please reply at the earliest.

  42. sushil kumar dubey says

    i hv purchase helth plus policy in 2008, my yearly premium is rs 12500 . i already paid premimum for the yr 2008,2009 & 2010. i want to know how it work, what % go for insurence & what % go for ulip. for ulip how it work. also i want to know in which hospital i can take benfit of hcb, mcb ect

    how many yr we need to pay primium, & when i can get maturity amt.

  43. madhukar farande says

    i have table 901 lic policy and i have paid 2 half yearly permium fof Rs24000/- now i want to discontinue my policy. i want to know how much return i will get and when.

  44. biswarup ghosh says

    Sir,
    I not yet received any comments regarding my quarry on date 31.07.10 against my LIC HEALTH PLUS POLICY, Plan 901,dt of commencement 29.11.08. Status redas ” Your Comment/ Question Is Under Moderation “.
    Please clarify the same on urgent basis so as i proceed further.
    Waiting for your answer pl.
    With regards,
    Biswarup ghosh.

  45. madhukar farande says

    I have health plus and investment ploicy table 901 and i have paid two half yearly installment of Rs24000/- Now i want to stop my lic policy, so please tell me will it be possible to stop my ploicy after one year and what will be my refundable amount and when i will get it.

  46. Muraleedharan.g says

    my self aged about 50 years and my spouse is aged about 43 and my daughter is 10 years old and i want to take LIC health Plus family policy table No. 901.
    Pls. send me a detail on my mail address;
    about minimum annual premium
    what unit we will get
    for how many years i have to pay the premium
    what return i will get return at the time of maturity.
    and at Rs.10000/annum premium how many units we will provide.
    and more if any.

    Reply

  47. biswarup ghosh says

    1. I hold one LIC health plus policy, plan (901/10) from commencement yaer 2008.
    2. Yearly i am paying Rs.15000.00 as a yearly premium.
    3. My employer provided me full medical benefit including domiciliary & hospitalisation etc.
    4.However under the above circumstances, am i elligible to get the benefit for hospitalisation /major surgical benefit under your above mentioned scheme without any liitigation, as i am geting full medical benefit from my employer.
    5.Also i want to know the details of the terms & condition, limitation of the LIC Health Plus, plan & term 901/10 which is not available in the policy.
    6.Pl reply urgently.
    7.With regards.
    biswarup.

  48. Shashi Kumar Choudhury says

    Is there any provision of getting a maturity value after 65yrs of age
    apart from HCB, DCB and SCB under Health Plus-901 plan.I have been told of such benefit at the time of taking the plan but I did find nothing in the literature of health plus.

    Shashi Kumar Choudhury

  49. Shashi Kumar Choudhury says

    While taking my Health Policy, I was told by an LIC Branch Manager of Islampur, Uttardinajpur that there will be a maturity amount which will be payable after 65 yrs of age of PI. But I don’t get it anywhere in the documents and literature of Health Plus Plan-901.So please clarify whether there is a provision of getting any maturity value apart from HSB, MSB and DCB.

    Shashi Kumar Choudhury

  50. MUNEER SH says

    I had deposited Rs.10000/- with LIC for Health Plus (Table-901) on the day of 29-02-2008 through my agent .is their any chance to receive my money .
    Thanking You

  51. mohan raj says

    hi,
    I am mohan raj,my age is 22 i want to apply health insurance for my family my father age is 52 and my mother is 46 and i have one brother and his age is 27,which health insurance policy is best for us.. let me know the policy should cover sikness also(like fever,cold…) may i know which one is suit for me.

  52. Narayan Chandra Jana says

    I have taken LIC Health Plus Policy from August 2009 for self & my wife and my premium value 20,000.00 per year .

    Please let me know following,

    1. Minimum how many years I have to give premium for getting my money back ?

    2. Up to how many years I have to give premium for continuation of the policy ?

    3. What is the maturity amount I shall get back after completion of the policy term ?

  53. Subrat Kumar Rout says

    I had deposited Rs.15000/- with LIC for Health Plus (Table-901) on the day of 31-12-2009 through my agent for the health of my entire family .But now my agent inform me that , it has not accepted by LIC . May i know why ? I had a great interest on Health Plus . Also before it i have two other policy of LIC . I want to know How LIC can cheat like this with me ? May i take any legal action for it ? Please inform me .
    Thanking You

  54. C.B. Rajwar says

    i have LICs jeevan anand policy and i want to also invest in jeevan saral because of high cover. what u suggest me for tha or i should invest in some else.. ia m 30 years old ans unmarried.

    THANKS

    • Tabrej says

      If you just need high cover then go for Term insurance. You can get 50 lakhs cover for approx Rs.21000 yearly premium.

  55. C.B. Rajwar says

    i have invested in market plus-1 ULIP Rs. 70,000 one time premium in dec 2009 growth fund. what you suggest for my investment. what is NAV now.

    thanks.
    C.B. rajwar

  56. shajahan says

    I am Shajahan pk joined lic health plus but i didnt get any benefit frm this,i contact with agents they not give actual directions.i have done a operation then i have get any benefit or otherwise? My p no.776448211.

  57. m waheeda says

    I have healthplus policy no.718821875 for which i have paid premuims of Rs.12500 in jan 2009 and jan 2010 each. still i have not recieved units for above amounts. also what is the current NAV. kindly answer

  58. tayalsinghsudan says

    Respected Sir,

    Which is the best ULIP to invest the money and tax benefits and what is the ratio of money for p.a.

  59. G DINESH KUMAR says

    my health plus policy no is 715149588 i have not yet received the id cards from tpi and also i have given the letter to guntur chengalpattu branch office to the concerned officer. Please me know to whom i have consult and also i have not yet received the units allotments details

  60. Dr.P.Lalitha says

    kindly send the present market value that means what is the growth of Health Plus units of my polacy no.843040605 if I want to know the growth of this polacy inform the way

  61. Sampath says

    Hi,
    I want to go with Health plus for me and my parents, i am at 27 years, my father at 56, and my mother at 48, please specify the premium amount ,

    Thank you

    Sampathdaida

  62. Shivendra Kumar Sinha says

    I my self aged about 39 years and my spouse is aged about 35 and my son is 3 years old and i want to take LIC health Plus family policy table No. 901.
    Pls. send me a detail on my mail address;
    about minimum annual premium
    what unit we will get
    for how many years i have to pay the premium
    what return i will get return at the time of maturity.
    and at Rs.10000/annum premium how many units we will provide.
    and more if any.

  63. m waheeda says

    i have healthplus policy no.718821875 for which i have paid premuims of Rs.12500 in jan 2009 and jan 2010 each. still i have not recieved units for above amounts. also what is the current NAV. kindly answer.

  64. NEELESH KUMAR SAXENA says

    i have purchase lic health plus plan for me & my wife ,premium amount is Rs 9000& 6000 in year 2008. i have paid continuing two year premium but i want to close it because process of claim is too lengthy so please tell me what will be the my previous paid premium.

  65. Anu says

    Sir

    I am a Central Government servant. I am planning to join LIC Health Plus Plan 902/902, with an annual premium @ of Rs. 15000/- for Tax Benefit Under 80-D. Pl. send the details regarding 80-D.

    I am aged 51 years.
    1st Son Age: 22 years
    2nd Son Age: 20 years

    Pl. clarify the following:-

    1. The maturity period of the policy.
    2. If I am not availing myself of any HCB, MSB how much amount / benefits would I get during maturity?
    3.If I am availing DTB, what would I Get on maturity?
    4.Is the final payment is in any way related to market fluctuations?
    5. Which are the major hospitals in which I can approach for treatment under the plan in Chennai & Hyderabad?
    6.How long it will take for the reimbursement of Hospital Bills?

  66. Sreejith says

    Sir

    I am planning to join LIC Health Plus Plan 902/902, with an annual premium of Rs. 12000. My family deatails is as follows
    My self Age 41, Wife Age 32, Son Age 7, Daughter Age 3
    Kindly clarify the following

    1. The maturity period of the policy
    2. If I am not availing myself of any HCB, MSB how much amount/ benefits would I get during maturity
    3.If I am availing DTB, what would I Get on maturity?
    4.Is the final payment is in any way related to market fluctuations?
    5. Which are the major hospitals in which I can approach for treatment under the plan, in Trivandrum, Kerala?
    6.How long it will take for the reimbursement of Hospital Bills?
    7. As I am a Govt. servant in state, can I avail the tratment benefits under state Govt. parallel to this, as mentioned by my agent?

  67. Pradeep Jiwtode says

    In health Plus Table No. 901 if we did not avail any HCB or MCB in policy period can we get deposited premium amount back after maturity?

  68. chandhrashekar menon says

    I want to know details of this plan.
    What is the payment patten and and what benifit.
    Is it yearly one time payment and for how many years.
    suppose 9000 yearly deposit then please send the benifit details
    iam taken this polocy december 2009 now i have some proble shall i admit the hospital. if i get the amount or not per day 250/-

    any body please send the information about this

    Thanks & Regards

    shekar menon

  69. prashant says

    my policy no.924684569. health plus table 901. I have paid premium Rs.15,000/-. I have already wrote you to clarify me under which section i get income tax benefit for premium of Rs.15,000/-. You have communicated to me on internet that i get benefit u/s.80D of income tax in the month of nov 2009. but i have inquired to some agents/ development officers in respect of the benefit of income tax in this plan table 901, because it is unit linked policy. please clarify at the earlitest. Also give wide publicity in this respect because in pamphalate it is typed that person will get benefit u/s80 D. one development officer told me that it is written in table 901 police that you can surrender it, so part of it is under 80 c and part 80 D. So we can avail the benefit properly. Ialso request you to inform the concern branch managers to suo motu issue certificate in that respect to all policy holders so as to avoid their inconvenience without any application from policy holder.

  70. PRADEEP KUMAR DASH says

    My Health plus policy no is 589388776 dt 15.10.2008 But I have not yet received the id cards from TPI.I have also applied at branch office thru’ agent.Please let me know to whom I shall consult.

  71. sivakumar says

    I want to know details of this plan.
    What is the payment patten and and what benifit.
    Is it yearly one time payment and for how many years.
    suppose 6000 yearly deposit then please send the benifit details

    Thanks & Regards
    sivakumar

  72. thulasi says

    I want to know details of this plan.
    What is the payment patten and and what benifit.
    Is it yearly one time payment and for how many years.
    suppose 10000 yearly deposit then please send the benifit details

    Thanks & Regards

    Thulasi

  73. P V Subramanyam says

    Health Plus policy is a Unit liked health insurance policy. Amount paid towards health insurance is covered under Income tax Sec 80D and Amount paid towards investment is covered under Income tax Sec 80C.

    My question is What is ratio/ amount Distribution for insurance and investment.

    i have paid two premiums for Rs10,000 each.

  74. Guru Prasad Kundu says

    5. Income Tax Benefit:

    Income Tax rebate is available under U/S 80D.

    – This is what is given under the heading ‘Benefits’ in Sl. No. 5. Hence it is presumed that Tax Benefit on annual premium of Rs. 9000/=, being paid by me, is available u/s 80D. Please confirm this early.

  75. Guru Prasad Kundu says

    My annual premium for LIC’s Health Plus (Table No. 901) is Rs. 9000. How much Tax Benefit Can I have under Sec. 80D & 80C or other Secs.?

  76. sivarama krishnan says

    hello sir,
    i have purchased lic health plus policy. my early payable is 10000p.a . my agent is not given me full details about the policy i want to know where they are investing the money and my agent told me that after the end of ten years lic will return one lakh amount to me and then invested amount too .. i dont know clearly pl give me the details

  77. Atul Deshpande says

    I have purchased health plus plan for me(age 43) and my wife (age 38) 1 year before. The pre. amt is 13500/year. LIC alloted me 721 units. I wish to know how much health insurance charges LIC is deducting from my units every month? My agent said nothing. But it is not possible. I wish to know the fact. Pl. email me the answer.

  78. pramodpm says

    hello sir
    i want to know that. LIC health plus policy is valid in out of India or not? actually i am going for phd in ireland so i need private medical insurance to apply visa. for this i need private medical health insurance. so want to know that it will be working for me or not?

    Pramod

  79. Prashant says

    I have taken LIC Health Plus Plan (Table 901) but in the entire document no where mentioned under which section of Income Tax the person get benefit of tax exemption. Please clerify.
    After reading the information on website of LIC it reveals it is U/sec.80 D but why not mention in document.

  80. Abhijeet says

    I am having LIC Health Plus Policy dated 10 Jan 2009. I am having a hole in my Ear, and also the bone in my nose has become bigger. Doctor has adviced me a Surgery in Ear and Nose. So, Will I get the benefit of this policy? Please reply me as soon as possible. Thank You.

  81. jaysakle says

    I am confusing about LIC’s Health Plus HCB, can i get Rs 2500 (a maximum Hospital cash benefit) HCB only paying 10000.00 annual premium?

    • k satyanarayana murthy says

      I am the policy holder health plus table no 901-12 .what are max benefits can i and my wife get when we hospitalized and whether we belong to cashless or cash claimers

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