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LIC Jeevan Arogya

LIC’s new health insurance Jeevan Arogya (Plan No. 903) provides fixed benefits for hospitalization and almost all types of surgical procedures.  Jeevan Arogya can cover all your family members.

LIC’s Jeevan Arogya gives you:

  • Valuable financial protection in case of hospitalization, surgery etc
  • Increasing Health cover every year
  • Lump sum benefit irrespective of actual medical costs
  • No claim benefit
  • Flexible benefit limit to choose from
  • Flexible premium payment options

Benefits Under Jeevan Arogya:

  • Hospital cash benefit (HCB)
  • Major Surgical Benefit (MSB)
  • Day Care Procedure Benefit
  • Ambulance Benefit
  • Premium waiver benefit
  • Other Surgical Benefit
  • Other Optional benefits(PWB)

Hospital cash benefit (HCB)

lic jeevan arogya

1. HCB (Within India only) is payable on per day basis. Double the cash benefit for ICU.
2. Max 30 days hospitalization & not more than 15 days in ICU (2 times HCB) for 1st policy year for each one
3. Max 90 days and incl not more than 45 days in ICU in the 2nd year onwards for each insured
4. Limited to a max of 720 days (incl of 360 days for ICU) during entire policy term for each insured
5. HCB to increase 5% till it reaches 1.5 times And arithmetic addition of an amount equal to “No Claim Benefit”
6. Stay in Hospital exceeds a continuous period of 24 yrs or part thereof thereafter. Stay more than 7 days even for 1s 24 hours also payable.

Major Surgical Benefit (MSB)

lic india

 

 

 

 

 

1. Quick Cash facility: 50% of eligible MSB amount subject to approval from TPA in select Hospitals
2. MSB shall be a percentage of Sum Assured and is payable regardless of actual costs incurred
3. Rs. 1000/- towards Ambulance expenses
4. Premium Waiver benefit for next one year
5. Surgery within India.

Day Care Procedure Benefit

1. If a DCPB is performed, no HCB shall be paid
2. DCPB is payable as one lump sum and proof of surgery is required
3. All surgical procedures should be done by a Physician or Surgeon, to the satisfaction of the Corporation
4. No transfer of left over benefit to other insured.

Other Surgical Benefit

 

 

 

 

1. OSB is payable as daily benefit
2. Proof of surgery done by a Physician or Surgeon, is subject to the satisfaction of the Corporation
3. No transfer of left over benefit to other insured
4. Surgery required but not listed under MSB or DCPB

Term Rider Benefit

Min Term Assurance SA: Rs. 100000/-
Max Term Assurance SA: Equal to MSBSA
Min Entry Age: 18 Years completed
Max Entry Age: 50 Years NBD
Max Maturity Age: 60 Years NBD
Max Term: 35 Years

Death Benefit:
No death benefit unless Term Assurance Rider benefit is opted for.

LIC Jeevan Arogya Eligibility:

Other details:

1. Premium guaranteed for first 3 years and may be revised after every 3 years based on Health conditions
2. All existing members must be added in first instance. New members can be added through Child birth (Children)-3 Months, Marriage (Spouse, Parents-in-law)-  6 Months from next Policy anniversary

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32 comments

  1. kakali roy (mitra)

    I want to know my claim status ,policy no.448262218 of table 903.

  2. SUSHIL KUMAR GOYAL

    MY POLICY NO IS 165200591. IS IT A MEDICAL POLICY ONLY OR HAS A MATURITY VALUE.

  3. shailendra singh

    Please send me details of jivan arogya table 903 plan and send me hospital list and dises coverd under this plan

  4. kindly let me know the following two things.

    1. What is the rate of commission in Jeevan Arogya Plan?
    2.The premium to be paid in every year?
    3.Will the members of Jeevan Arogya Plant will add to the target of the agent?

  5. Which the Best Health Insurance Policy in LIC
    what is the different between plan 901 , Plan 902 , Plan 903,
    Pls send the Brochers of the Plan 901, 902 & 903,
    above Plan Premiums Details ,

  6. Debabrata Karmaar

    My health policy no. 457119827 till to day I have not received healthcardfrom your end. Plz look into the matter & arrange to send it immediately.

  7. sir, I am 52 years old and my wife 46 age with my daughter age 23 I very much interest to buy jeevan arogya 903 pl. sent me about jeevan arogya table no 903 niladri seal

  8. how can i know that in which companies lic profit plus policy invest money.

  9. jagriti kataria

    plz send detials (jeevan arogya plan) regards HCB/MSB list in HINDI

  10. Mrinalkant Gandhi

    I am 61 year old,my wife is 60 year old we want take Jeevan Aarogya Policy,So sould take single Policy for both.or should we take individual Policy for both.& which are benefits.

  11. Please send me details of jivan arogya table 903 plan and send me hospital list and dises coverd under this plan

    thanks

    Mobile No. : 9429071039

  12. i am interested in LIC Jeevan arogya.

    Pls send me the premium chart.

    Brajesh
    09945733088

  13. I want to know nav rate of market plus 1(191). On growth fund
    So tell me plz any one

  14. I want to know nav rate of market plus 1(191).
    So tell me plz any one

  15. I HAVE MONEY PLUS(T-180) AND DEPOSITED 10000/YEARLY 5 PRIMIUM ALREADY AND I HAVE ALLOTTED 4356 UNIT (GROWTH OPTION) SO FAR.PLS ADVICE ME FOLLOWING
    1. SINCE NAV IS VERY POOR SHOULD I HAVE TO STOP THIS POLICY
    2. IF STOP RIGHT NOW HOW MUCH I WILL GET
    3. IF I CONTINUE THIS POLICY HOW MUCH EXPEXTED RETURN IN 20YRS
    4.SINCE NAV OF BOND OPTION IS BETTER , SHOULD I HAVE TO CHANGE FROM GROWTH TO BOND AND WHAT IS PROCEDURE TO CHANGE THE OPTION

  16. For a Rs. 3,00,000 cover…wat is the premium to be paid?? My age (PI) is 48 years and my spouses age is also 48 years and my single child age is 19….

  17. I am 31 years old.My wife is 26 years old. I have one daughter age 3 years. I am interested to plan for lic jeevan arogya policy.I have no other medical policy yet.
    please clarify urgent.

  18. I want to know the premium chart of Jeevan Arogya. Can u provide me that

  19. ravindra bhitre

    I am 37 years old.My wife is 30 years old. I have one daughter age 5 years. I am interested to plan for lic jeevan arogya policy.I have no other medical policy yet.
    please clarify urgent.

  20. ravindra bhitre

    Please give me details about the premium of LIC jeevan arogya.

  21. s.satyanarayana

    I am 70 years old.my wife is 63 years old . we have a son of 33years old staying mostly abroad and my daughter in law of age 29 years is mostly staying with us. We have no any type of health policy till now.will your JEEVAN AROGYA POLICY will be ok for our needs.please clarify.

  22. Day cayar benifit ko samjaeae
    kaya deli sadhrn jo bina bhrti ke aelaj cas ho sakta hea

  23. table no 903 jeevan arogya tax benefit plan

  24. required premium calculations

  25. rajesh prasad singh

    what is commison in table no. 903 (jeevan arogay)

  26. Mukesh Vaishanv

    Please Send Me Detail “Jeevan Arogya” Policy in Hindi Language.

  27. please help us in giving more details,viz premium calculations, age, type of benefits etc

  28. I want to know the premium chart of Jeevan Arogya. Can u provide me that.

  29. shyamaprosad chakrabortty

    what is the maturity benifit?

  30. LIC Jeevan Arogya is Cashless mediclaim Policy?

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