131 Comments
SIR, WHAT’S THE LEAST PREMIUM FOR PARTIAL SURRENDER AND IS LOYALTY BONUS IS CALCULATED.PLEASE GIVE DETAILS ABOUT TERM RIDER
I am age of 57 yrs. I want to take a best plan for single premium insurence policy. Please advice me for best
Dear Sir,
If I take jeevan saral policy for 10 years with an anual premium of 12000/-, can I get some approx. value of royality adition, that I would be getting at the time of maturity. or it can be zero value of royality adition in any case. My present age is 41 years now.
Should I go for this plan.
Thanks.
N.K.Verma
i have taken 2 policy of 500 each p.m for ten year of jeevan saral i would like to know at the end of 10,12,15,20yr how much of money i will get thanks
Dear Sir,
If I take new Janaraksha policy for 16 years with a monthly premium of 3795/-, then what can I get some approx. value of royalty addition, that I would be getting at the time of maturity? or it can be zero value of royalty addition in any case. My present age is 24 years now.
Should I go for this plan.
Thanks.
Jeevan Saral is the best policy in LIC. If anyone want to buy this policy then please reply me. (Bangalore)
Jevan saral no doubt is a better product we are having now.But what about loyalty.how much we can expect.
Dear Sir,
If I take jeevan saral policy for 11 years with an anual premium of 6000/-, can I get some approx. value of loyalty adition, that I would be getting at the time of maturity. My present age is 47 years now.
Jevan saral no doubt is a better product . I am interesting to take the policy but what about loyalty.how much we can expect.
Thanks.
V.K.Mathur
Dear Sir,
If I take the Jeevan Saral Plicy (165 plan) for 20 yrs term and deposit the premium upto 11 yrs continue and take the matuarity after 20 yrs. Kindly confirm :
a) whether my insurence coverage will continue till 20 yrs .
b) whether I shall be eligible to get the loyalty benifit upto 20 yrs.while premium deposite only 11 yrs.
c) whether I shall get the interest of MSA between 11 yrs to 20 yrs.while premium deposite only 11 yrs & maturity take in 20 yrs.
Thanks
J.Das
i want to know about the jeevan saral policy in deatils. i am interested in investment which same my income tax also and on maturity i will get the more.
R/Sir
If I deposit Rs. 500 per month. what amount will be refundable after 10 years and what will be the insurance amount.
R/sir,
I want to know about your jeevan saral policy.if i deposit Rs. 500/- per month. what will be the premium refundable and insurance amount after 10 years.
R/sir
I heard about your plan which start from minimum amount of Rs. 250/- and which gives 250 times insurance free. i want to know the full detail about this. i want to join it for 10 years.
R/sir
If I deposit Rs. 6005.00 YEARLY JEENAN SARAL. what amount will be refundable after 10 years and what will be the insurance amount & 20 YERAR TERMS WHAT IS AMOUNT
1 AFTER 10 YEARS
2 AFTER MATURITY
THANKS & REGARDS
Dinesh sharma
R/sir
we are depositad 2552 per month ecs mode in jeeva saral (165-25-25) how many amount will be maturity amount as below detailes
1 after 10 years
2 after 25 years or maturity time
Thanks & regards
Dinesh sharma
LIC Jeevan saral policy apne liye aur apne parivar ke aane wale kal ke liye sabse aachi aur sabse best policy hai es liye mai sabse kahunga ki sab jan yahi policy aapnai dhanvad.
if I take a jeevan saral policy for 20 yeary.
I deposit half yearly 3000 how .money will be maturity ammount
dear sir,
here i am ketan patel, my question is arised that i want to join in jeevan saral policy having term 30 years, and my instolment is 1021/- Rs. per month. so after 30 years how much amount will get?
pl, give me replay as soon as posible my age is 29 years old.my plan term is 165/30……
thanking you,
ketan s patel
i want to know if i deposit 500 per month what amount i found after 10 years and how much year i have to deposit.
Tabrej Reply:
December 25th, 2009 at 3:05 pm
Here is the Information:
http://www.mylicindia.com/special-plans/lic-vs-post-office-recurring-scheme/
I am an employee of electricity Dept.,APCPDCL,as a Jr.Accounts Officer at KADIRI,ANANTAPUR Dist.A.P. I am very interested to saving in LIC policies and Iam paying every month Rs.5800.00P.m.premium against my policies from my salary recovery (SSS) & also Personally paid on JEEVAN VARSHA policy Rs.2070.00 per Qtr.in the year.
Hence I advice to every citizen must need LIC for bright future to them & their family.
i want to details of jeevan saral plan .i want to take jeevansaral policy monthly Rs.1000.00 saving.for 20 years.How much amount may get after 20 years.pease be send.
Tabrej Reply:
December 25th, 2009 at 3:01 pm
Maturity return would be Rs.8,01,480/- if you invest Rs.1000 pm in Jeevan Saral Plan for 20 years term assuming your age is 30.
want to details of jeevan saral plan .i want to take jeevansaral policy monthly Rs.1000.00 saving.for 10 years.How much amount may get after 10 years.pease be send.
i have taken 1 policy of 500 each p.m for 31 year of jeevan saral i would like to know at the end of 10,12,15,20yr & after maturity how much of money i will get thanks
this policy available for children below 10 years?
i am an lic agent if any person want ay policy like jeevan saral or any ohter policy health insurance so please call [Join our Forum to view No. at http://forums.mylicindia.com/register.php ]
hi anjana you want jeevan saral policy for children for detail call [Join our Forum to view No. at http://forums.mylicindia.com/register.php ]
Can husband being proposer take Jeevan Saral policy for his unemployed wife by paying monthly premiums through ECS under SSS?
I am 33 year . If i take jeevan saral with 36000 annual premium than what shoul be the matured amt & if i continue after maturity waht should be the calculation of matured amt
I want to know full details abought money back after 10 years in jeevan saral plan
sir
i want to know about jeevan saral and jeevan anurag policy . what is annual premium about rs.200000/- sum and what is benefit of my son and wife.
thanks
binod
Dear sir
i m too a lic agent. i got to know that if we pay yearly 100000 in jeevan saral policy for 20 years then after 20 years i will get 8000000 back. thich i got to know from others and when i calculated it doesnot seem to that. They say that this amount is confirmed amount to get.
So, please tell me abt this as soon as possible through my email id
please sir,
I want a jeevan ssaral policy of 60000/- per year for 30 years , I want to know the amout which i will get at the end of 30 years.
i have taken 1 policy of 510 each p.m. for 20 years of jeevan saral i would like to know at the end of 05,10,15,20 year & after maturity how much of money i will get thanks this policy available for 20 years so, pls. tell me abt. this as soon as possible throught my mail id ( murbadekiran9@gmail.com ) kiran murbade.
Dear Sir,
If I take Jeevan saral for 10 years for yearly premium of Rs.15000/- How much I get after maturity.
I want to have a Jeevan saral policy of Rs. 3300 premium per month for 11 yrs term. please tell me how much amount i will get at maturity (after 11 yrs) and also i just to cofirm that what is loyalty addition i will get. Please inform as early as possible.
Thanks
Please send detail about Wealth plus scheme
Tabrej Reply:
February 10th, 2010 at 4:17 pm
You can read LIC Wealth Plus information here: http://www.mylicindia.com/lic-wealth-plus/ or just use Search option on top left.
Where we can find all explanations on aforsaid querries regarding the Jeevan saral saving scheme
Hello,
I have taken Jeevan Saral policy of Rs. 1000 (paid 12010 for yearly premium) per month for 16 years. I have recieved S-A of 250000 on lic slip.
Please let me know if this is correct?
Also, please let me know what would be the total maturity amount to get after 16 years?
Thanks in advance.
Ajay
Tabrej Reply:
February 11th, 2010 at 3:52 pm
Yes, that is correct amount. Your SA will be x250 of your monthly premium. You are paying Rs.1000 per month in this case.
Maturity depends on your age and term.
Hello,
I have taken Jeevan Saral policy of Rs. 1000 (paid 12010 for yearly premium) per month for 20 years.
Please let me know what would be the total maturity amount to get after 20 years?
and how calculate this amount.
Thanks in advance.
Anil
Hello,
I would like to know that if I have to invest in LIC which is the best plan where I can get an assured fixed amount at the maturity. If JEEVAN SARAL is the policy, then can you give me the details of the same if I want to invest for a minimum of 15 years.
Tabrej Reply:
February 17th, 2010 at 5:50 am
Yes, Jeevan Saral is one of the best plan. If you could give your date of birth then I would be able to give you premium and maturity information.
Hello
I want to take jeevan saral plan for my son he is 20 year, term for 35 years premium amount app. Rs 1,00,000/- per annum can i get the chart & detail information
Tabrej Reply:
February 19th, 2010 at 4:20 pm
The maturity amount will be approx 2.80 cr.
Provide your contact details for presentation.
I am 55 years old. My daughter is 33 years old. My grand daughter is 15 years old. Would you please let me know accourding to our age which policy we should get. I can spend 10,000 for a month. pL. REPLY
Tabrej Reply:
February 19th, 2010 at 5:45 am
Do you need policy for yourself? or daughter? And whats the purpose of the policy? ie. grand daughter’s education, career or just money back policy?
if i deposit Rs. 12010 per year then how much money i will received after 5 years
We are three ladies in the house. May be for my retirement or grand daughter’s education. Any how you didn’t sent me any detail would you please. With this insurance can I get health insurance also?
Tabrej Reply:
February 21st, 2010 at 3:24 pm
I think you should go for Jeevan Bharati 1, That’s money back policy specially for women. Health Insurance is available under LIC Health Plus policy.
I am banking sector employee. I have need of a new useful policy so please give us advise which policy is useful to me. In my family three member, my wife and my one son. My son is one year old. i am confused which policy select, now from this year i have fill income tax and my salary increment declare but how much hike (percent) not declare. i think it will be clear in next month. So how to i gases my future package and how much should me invest to me for save income tax.
Thanks
vijay patil
Tabrej Reply:
February 21st, 2010 at 3:31 pm
Are you looking for investment policy or insurance policy?
For investment go for Wealth Plus plan and for insurance you may choose Jeevan Anand or Jeevan Saral. If you need couple insurance then you may go for Jeevan Sathi policy that covers husband and wife in single policy.
Hello,
I have taken Jeevan Saral policy of Rs. 500 (paid 6120 for yearly premium) per month for 20 years. I have recieved S-A of 125000 on lic slip.
Please let me know if this is correct?
Also, please let me know what would be the total maturity amount to get after 20 years?
My age is 25 yrs
Please help
Thanks in advance.
Regards
Neha Sharma
Suppose i an investing jivan saral in one month 408 RS.In 20 year. That how many receive in after 20 year.please infome me.
I m 42 yrs, how many maturity in jeevan saral 10 yrs term Rs 1021/pm?
if i ninvest 70000 pa in jevan saral what i get after 10 ,15,20 yrs respectively
I want to know the clear chart about the premium,age,maturity sum and other benefits
I take jeevan saral policy for 25 years and yearly preminum is 24000.
What should I expect[mature value] at the end of 25 years in the following cases?
1) Best condition
2) Worst condition
3) average condition
Thank you,
shankha
Tabrej Reply:
March 16th, 2010 at 11:43 am
Sum assured will be Rs. 500000 + Bonus Rs.40-50 per year per thousand sum assured
Dear Sir,
If I take jeevan saral policy for 10 years with an anual premium of 12000/-, can I get some approx. value of royality adition, that I would be getting at the time of maturity. or it can be zero value of royality adition in any case. My present age is 26 years now.
Should I go for this plan and how much of money will i get it of maturity?
Thanks.
kavita chawla
Tabrej Reply:
March 16th, 2010 at 11:41 am
Sum assured will be Rs. 2,50,000 and bonus is approx Rs.40-50 per thousand sum assured per year.
I take jeevan saral policy for 25 years and yearly preminum is 24000. What should I expect[mature value] at the end of 25 years
What Tabrej, told in your reply is
Sum assured will be Rs. 500000 + Bonus Rs.40-50 per year per thousand sum assured.
Then what is the Value of the Total bonus amount after 25 years if I took Bonus is Rs.40 per year per thousand sum assured?
Thank you,
shankha
Tabrej Reply:
March 19th, 2010 at 10:10 pm
I am not sure about your age, but if you are 25 years old and paying 24000 premium yearly for 25 years then your maturity amount would be Rs.27,48,062/- approx.
HI,
I want to know, if this policy is available all over India. Because, I stay in Hyderabad and my cousins want to purchase the Jeeven Saral Policy who stays in Bhopal.
Please reply on my EMail address.
Thank you.
Dharmender. P
Agents of the lic are circulating pamphlets about jeevan saral with maturity amount for example Rs6000/p.m premium holder will get Rs 2666381/ after 15 years.is it possible? the LIC officers also promises to customers. but in the bond there no shown maturity amount. only maturity benefit available in the bond,how can they say to maturity amount in lakhs?shall we approach consumers court.? number of normal people suffering from this bad propaganda of Agents. if you will get above amount please certify that issue. .thanking you sir…
Tabrej Reply:
March 24th, 2010 at 6:00 pm
Yes, that is possible. Maturity amount also includes the bonus. Bonus is not fixed that’s why it wont come on your bond papers.
if I Invest Rs.2000/- p.m in jeevan saral-165 plan Then-
1. How Much i will get after 25 years ( let me know fixed amt.)
2. I will get loyalty bonus from starting of policy ?
3. If death by accident then how much i will get.
4. The rate of int. @ 10% shown is guaranted ? if not then how much guaranteed.
5. If we will get loyalty bonus after 10 years then how it can be beneficial for us. In other policies we get bonus starting from policy. and also govt given relief for this scheme then also lic is not giving loyalty bonus in first 10 years. Lic have to give more loyalty bonus for this instead of this lic not giving loyalty for 10years. I cant understand if we will not get loyalty bonus in 10 years how it will be beneficial to us. if you will not get bonus then off course maturity amt. will be low. compared to any other policy.
can i go for jeevan plan. I cannot take final decision for this due to non-receipt of bonus in first 10 years. give me suggestion.
Thanks
(Dipesh)
Tabrej Reply:
March 27th, 2010 at 2:11 pm
Your age: 35
SA: 5 lakh
Death Risk Rs.30,96,362 and Maturity amount would be Rs. 26,96,842/-
Agents of the lic are circulating pamphlets about jeevan saral with maturity amount for example Rs2000/p.m premium holder will get Rs 2730202/- after 25 years.is it possible? if not then how much Guaranteed amt. I will get. Firstly lic is not giving loyalty bonus upto 10 years. so balance of 15 years remaining in this short time lic giving amt in lacs how it can be possible. you says at maturity we get sum 500000+ Rs.40-50 per 1000 sum ass. per yr. the maturity amr comes rs.10 lacs. and lic agent chart shows 2730202/- so much gap why ? i cnt understand what is right maturity amt.
I have opted for 2 plan jeevan saral and jeevan anand which is best one. let me know as i want to take policiy this march’10.
Awaiting reply.
Thanks (Dipesh)
I have started Jeevan Saral policy in the year 2009 for a half yearly premium of Rs. 9097/-. But due to some unforseen reasons, from 2010 onward I will not be able to continue this policy with the same amount of premium. If I continue this policy with a decreased amount of premium of Rs. 6000/- per year, what will be the sum assured and how much will be the maturity amount after 10, 15 and 20 years ? Please note that my date of birth is 20.01.69 and I have started this policy in the year 2009. I also want to know how much money will be deducted from my policy account ?
I am eagerly waiting for your valuable suggestion.
Thanks.
Malabika Basu
Tabrej Reply:
April 2nd, 2010 at 11:33 am
Pay alteast 3 years premium and then you can surrender your policy.,
Sir,
I have taken a jevan saral with profit policy.6005 rs per yr premium term 15 but maturity sum assured is just 97000..could you please suggest shall I continue or stop this and invest ppf instead?
Tabrej Reply:
April 20th, 2010 at 12:35 pm
Maturity amount would be approx Rs.2.22 lakh
continue the policy…
HI,
I want to know about ULIP plan named wealth plus.20,000 per yr,3 yr and 8 yr maturity term.How much i can expect after maturity can any agent tell truely as I don’t believe the pamphlets. and is this policy is safe regarding SEBI and IRDA controversy.Please advise.
thanks..
I want to take jeevan saral plan but I have two doubts
1. my age is 31 years old
2. I am not salaried person. I am taking tuitions at home.
what to do?
should I go for monthly Rs. 2000 plan for 20 years or my daughter’s future?
plz. suggest.
Tabrej Reply:
April 25th, 2010 at 10:38 pm
1. You’re eligible for Jeevan Saral.
2. If you have regular monthly income then you should go for monthly or yearly plan would be better.
My date of Birth is 08.05.1978. I take jeevan saral policy for 20 years along with accidental benefit and quarterly preminum is Rs.6125/- . What should I expect[mature value] at the end of 20 years. What is the assured amount in case of accidental death? Please reply on my email address.
I want to take jeevan saral policy for 21 years term with yearly premium of Rs.18015/-
I am 31 years old.
My agent guarantee me maturity value of Rs. 1341876/- after 21 years.
But he does not show me any details of plan or terms and conditions of plan which assures me this maturity value.
he just show me pamphlets. now plz tell me how we can trust on those pamphlets. even he says that maturity value will not be there on final policy aggreeemnet papars.
I am very confused. If LIC refuses us to pay such big amount after 20 years, then where we will go for it? we have no written proof.
plz help me in deciding what to do?
whether go for this policy or not?
Plz. give me details of this jeevan saral policy. means how they calculated this maturity value?
My e mail id is rca_chd@yahoo.com
Regards………..
I WANT TO TAKE THE JEEVAN SARAL POLICY THIS MONTHS ENDS.NOW I AM 24. I TAKE THIS POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMINUM IS Rs.6000/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
dear sir,
i have 4 policies of jeevan saral of Rs. 1000 each. so i m investing 4000 Rs per month. now i want to finish my one policy. i have invested for 3 years so total paid amount is 36000 Rs. I just want to know that how much amount i wil get if i surrender this one policy after 3 years. is any thing will deduct from the total amount i have paid or i will get some extra benifits as well.
Please give me solution, i m really not getting proper answer for this problem.
thanks in anticipation.
Regards, Prashant Rathore
if i invest 2000/- pm for 35 yrs wht amt will i get after 20, 25, 30, 35 yrs. if i think of surrender the policy in between after 20, 25 or 30 yrs can i get the same benifits like the policies taken for only 20, 25 or 30 yrs?
Tabrej Reply:
May 12th, 2010 at 2:12 pm
If you invest Rs.2000 pm
Maturity amount for the given term for age 30
20 yrs –> Rs.16,02,960
25 yrs –> Rs.27,30,202
30 yrs –> Rs.45,13,022
35 yrs –> Rs.73,42,203
Let me know, if you need the form 300
sir i can invest yearly premium of Rs.120000 meanse 10000 per manth for the 10 year .
could u inform me how much i will get at the end .
also inform me if any new scheme is available .
and suggest me a LIC agent.
Regards
ravi gour
Tabrej Reply:
May 14th, 2010 at 3:33 pm
You can apply online here: http://mylicindia.com/apply
approx 22 lakh.
if you increase the term 15 years then you will get approx 45 lakh on 15th year
sir.
i have taken jeevan chaaya policy (103) last year and i submited Rs. 20670 premium every year. my policy S.A is Rs. 500000 and policy term is 25 year. so could u please tell me that how much amount will be return till end of 25 year.
please.
My date of Birth is 27.09.1981. I want to take jeevan saral policy for 30 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 30 years. What is the assured amount in case of accidental death? Please reply on my email address.
Dear sir,
i had policy of jeevan saral. I am paying Rs. 6000/per month and one time premium of 72060/ year for 15 yrs. I recd policy no 735630605 yesterday. I am paying in total for 15 yrs is 10,80,000 /- But the sum assured mentioned in the policy is 8,83,500/-
why it is lower than my payment.Also the accidential risk cover mentioned as 15,00,000/ lakhs(250 times) instead of 30,00,000lakhs(500 times). What will be loyalty addition at the end of 15 years. will u please explain
Tabrej Reply:
June 13th, 2010 at 2:44 pm
Would be great if you could ask these question in our forum so others can also benefit. Join the forum here: http://forums.mylicindia.com/
Hello,
I have taken Jeevan Saral policy of Rs. 766 (paid Rs9192/-for yearly premium) per month for 25 years.
Please let me know what would be the total maturity amount to get after 20 years or 10 years
and how calculate this amount.
Thanks in advance.
Sukanti
policy no:-578740436
R/sir
I have taken jeevan saral policy of Rs. 6005.00 YEARLY . what amount will be refundable after 10 years
THANKS & REGARDS
MUNMUN BANDYOPADHYAY
I AM 25 Year Old . I TAKE jeevan saral POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMIUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
Thanx
My date of Birth is 03.03.1985. I want to take jeevan saral policy for 20 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 20 years. What is the assured amount in case of accidental death? Please reply on my email address
WANT TO TAKE THE JEEVAN SARAL POLICY THIS MONTHS ENDS.NOW I AM 25 old. I TAKE THIS POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMINUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
Hello Sir,
I have taken Jeevan saral policy for 35years and investing 4800/- pm. What amount will i get after 20, 25, 30, 35 yrs..Also plz tell the rate of Interest taken for Loyalty addition (app.).
My current age is 24yrs.
Thanks and Regards
Ankit Mehrotra
Tabrej,
I have taken Jeevan Saral policy, I am 31 years old. I will be paying Rs.2,500/- per month for this policy. I want to know the exact amount I will get after 10 years. I have calculated a lot and put money in this policy. I need to know the exact amount after 10 years. We were so impressed with this policy that me and my husband have both invested in this, Will you please get back to me at the earliest.
I paid Rs. 750/- per quaterly for lic policy product T-165(jeevan saral). can you tell me that what is the some total money that i received after 15 year when my policy is completed. what is the rate of interest and what is the amount of bonos.
Thanks
Dinesh Sharma
I have taken three Jeevan Saral policy, I am 38 years old. I am be paying Rs.1,500/-, Rs. 1,000/- and Rs. 500/- per month for this policy. I want to know the exact amount that I will get after 5 -10 -15 -20 years for above policies.
I am interested in jeevan saral policy with S.A. one lack and 20yr. span. Please give me detail.
My age is now 42yr. I am interested in jeevan saral L.I.C.I. Policy with 1 lac. S.A. for 20yr. Please let me know what will be the yearly premium with/without other benifit and maturity value.
Sir/Madam,
Is there any plan/policy through which I can reimburse the hospital expenses related to child birth.
Regards
Ajay babu
sir,
i want to invest rs.500 p.m. in lic jeevan saral scheme. how much amount i can deduct from tax? how much total amount i will receive at the end of 10 years?
pls reply….
sir i want to know more about LIC policies and want to get best beifits of it.I have gone through the details of jeevan saral,how much i should invest to get the best.kindly help me or suggest the best.
regards
ankur sharma
my saral policy-165/35 premium yearly-24000 rs.
started-12/8/2008
my age at starting of policy-26 yrs.
please tell me-
1)what amount after completing 10 year i get?
2)after 3 year if i surrender full policy what value return i get?any deduction on 3 yr premium. 3)if i partial surrender 14000 rs. premium after 3 yr then how much amount will i get return or any penalty or deduction from that receivable amoount? please tell & help me. also will that affect my loyalty after partial surrender or death benefit or disability benefit .
IF IN JEEVAN SARAL POLICY MY MONTHLY PREMIUM IS RS.250/- WHAT IS THE RETURNS AFTER 10 YRS
my age 24 years to pay yearly 25000/= which policy is the best to get best returns only








THE PLAN SEEMS TO BE V GOOD.
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Tabrej Reply:
November 22nd, 2008 at 10:09 pm
Yes, this is the simplest and hot selling policy.
You get 250x times cover of your monthly premium.
Reply