LIC’s Jeevan Saral will saral your life insurance
Life insurance policies should be as simple as Jeevan saral.
LIC’s Jeevan saral brings you
==> Higher cover
==> Smooth return
==> Liquidity fund
==> Considerable flexibility
Special Feaures:
Under this plan death cover will be same irrespective of age at
entry and term. The sum payable at maturity however differs for
different entry ages and terms. This plan is very appropriate for
employees seeking life cover through Salary Saving Schemes (SSS).
Benefits:
==> On Death:
- 250 times the monthly premium, plus
- return of premiums excluding extra/rider premium and first year
- premium plus
- The loyalty addition, if any.
==> On Maturity:
- Maturity sum assured, plus
- Loyalty additions, if any.
Surrender value:
The policy can be surrendered after it has been in force for at
least 3 full years. The surrender value will be greater of
Guaranteed Surrender Value or Special Surrender Value.
Options:
Jeevan Saral offers following optional riders by payment of
additional premium:
- Accidental death and disability benefit
- Term Assurance benefit.
The maximum cover for the above riders will be Rs.25 lakhs under all
policies of the Corporation taken together.
Auto Cover:
The plan offers Auto Cover of 12 months after the policy has been in
force for a period of 3 years and more.
Flexible Term:
The policyholder can choose a maximum term but can surrender at any
time without any surrender penalty or loss.
Partial Surrenders:
The plan will allow partial surrender from 4th year onwards subject
to certain conditions.
Due to existence of the flexible term and partial surrenders the
policyholder will enjoy a lot of liquidity under Jeevan saral.
Loan:
Loan is permissible under the policy.
Loyalty additions:
Only loyalty additions will be declared under the plan. The minimum
term after which a policy can earn loyalty addition will be 10 years.
However, loyalty additions will also be payable if death occurs in
the 10 year of the policy provided that the policy is in force at the
time of death. Loyalty additions will be subject to Corporations
experience, and may be paid in case of death, maturity and surrenders.
Eligibilty and conditions:
Age at entry: Minimum 12 years completed and maximum 60 years nearest birthday.
Age at maturity: Maximum 70 years.
Term: All terms from 10-35 years.
Premium: Minimum Rs.250/- per month for entry upto 49 years and
Rs.400/- per month for entry age 50 years and above. The premium
shall be in multiple of Rs.50 per month.
Mode: Yearly/ Half yearly/ Quarterly and Monthly under Salary Saving Scheme.
Please contact us, if you are interested in this policy.
Enter your email address here and we will send your more policy details.
Leave comments:
SIR, WHAT’S THE LEAST PREMIUM FOR PARTIAL SURRENDER AND IS LOYALTY BONUS IS CALCULATED.PLEASE GIVE DETAILS ABOUT TERM RIDER
I am age of 57 yrs. I want to take a best plan for single premium insurence policy. Please advice me for best
Dear Sir,
If I take jeevan saral policy for 10 years with an anual premium of 12000/-, can I get some approx. value of royality adition, that I would be getting at the time of maturity. or it can be zero value of royality adition in any case. My present age is 41 years now.
Should I go for this plan.
Thanks.
N.K.Verma
i have taken 2 policy of 500 each p.m for ten year of jeevan saral i would like to know at the end of 10,12,15,20yr how much of money i will get thanks
Dear Sir,
If I take new Janaraksha policy for 16 years with a monthly premium of 3795/-, then what can I get some approx. value of royalty addition, that I would be getting at the time of maturity? or it can be zero value of royalty addition in any case. My present age is 24 years now.
Should I go for this plan.
Thanks.
Jeevan Saral is the best policy in LIC. If anyone want to buy this policy then please reply me. (Bangalore)
Jevan saral no doubt is a better product we are having now.But what about loyalty.how much we can expect.
Dear Sir,
If I take jeevan saral policy for 11 years with an anual premium of 6000/-, can I get some approx. value of loyalty adition, that I would be getting at the time of maturity. My present age is 47 years now.
Jevan saral no doubt is a better product . I am interesting to take the policy but what about loyalty.how much we can expect.
Thanks.
V.K.Mathur
Dear Sir,
If I take the Jeevan Saral Plicy (165 plan) for 20 yrs term and deposit the premium upto 11 yrs continue and take the matuarity after 20 yrs. Kindly confirm :
a) whether my insurence coverage will continue till 20 yrs .
b) whether I shall be eligible to get the loyalty benifit upto 20 yrs.while premium deposite only 11 yrs.
c) whether I shall get the interest of MSA between 11 yrs to 20 yrs.while premium deposite only 11 yrs & maturity take in 20 yrs.
Thanks
J.Das
i want to know about the jeevan saral policy in deatils. i am interested in investment which same my income tax also and on maturity i will get the more.
R/Sir
If I deposit Rs. 500 per month. what amount will be refundable after 10 years and what will be the insurance amount.
R/sir,
I want to know about your jeevan saral policy.if i deposit Rs. 500/- per month. what will be the premium refundable and insurance amount after 10 years.
R/sir
I heard about your plan which start from minimum amount of Rs. 250/- and which gives 250 times insurance free. i want to know the full detail about this. i want to join it for 10 years.
R/sir
If I deposit Rs. 6005.00 YEARLY JEENAN SARAL. what amount will be refundable after 10 years and what will be the insurance amount & 20 YERAR TERMS WHAT IS AMOUNT
1 AFTER 10 YEARS
2 AFTER MATURITY
THANKS & REGARDS
Dinesh sharma
R/sir
we are depositad 2552 per month ecs mode in jeeva saral (165-25-25) how many amount will be maturity amount as below detailes
1 after 10 years
2 after 25 years or maturity time
Thanks & regards
Dinesh sharma
LIC Jeevan saral policy apne liye aur apne parivar ke aane wale kal ke liye sabse aachi aur sabse best policy hai es liye mai sabse kahunga ki sab jan yahi policy aapnai dhanvad.
if I take a jeevan saral policy for 20 yeary.
I deposit half yearly 3000 how .money will be maturity ammount
dear sir,
here i am ketan patel, my question is arised that i want to join in jeevan saral policy having term 30 years, and my instolment is 1021/- Rs. per month. so after 30 years how much amount will get?
pl, give me replay as soon as posible my age is 29 years old.my plan term is 165/30……
thanking you,
ketan s patel
i want to know if i deposit 500 per month what amount i found after 10 years and how much year i have to deposit.
Tabrej Reply:
December 25th, 2009 at 3:05 pm
Here is the Information:
http://www.mylicindia.com/special-plans/lic-vs-post-office-recurring-scheme/
I am an employee of electricity Dept.,APCPDCL,as a Jr.Accounts Officer at KADIRI,ANANTAPUR Dist.A.P. I am very interested to saving in LIC policies and Iam paying every month Rs.5800.00P.m.premium against my policies from my salary recovery (SSS) & also Personally paid on JEEVAN VARSHA policy Rs.2070.00 per Qtr.in the year.
Hence I advice to every citizen must need LIC for bright future to them & their family.
i want to details of jeevan saral plan .i want to take jeevansaral policy monthly Rs.1000.00 saving.for 20 years.How much amount may get after 20 years.pease be send.
Tabrej Reply:
December 25th, 2009 at 3:01 pm
Maturity return would be Rs.8,01,480/- if you invest Rs.1000 pm in Jeevan Saral Plan for 20 years term assuming your age is 30.
want to details of jeevan saral plan .i want to take jeevansaral policy monthly Rs.1000.00 saving.for 10 years.How much amount may get after 10 years.pease be send.
i have taken 1 policy of 500 each p.m for 31 year of jeevan saral i would like to know at the end of 10,12,15,20yr & after maturity how much of money i will get thanks
this policy available for children below 10 years?
i am an lic agent if any person want ay policy like jeevan saral or any ohter policy health insurance so please call [Join our Forum to view No. at http://forums.mylicindia.com/register.php ]
hi anjana you want jeevan saral policy for children for detail call [Join our Forum to view No. at http://forums.mylicindia.com/register.php ]
Can husband being proposer take Jeevan Saral policy for his unemployed wife by paying monthly premiums through ECS under SSS?
I am 33 year . If i take jeevan saral with 36000 annual premium than what shoul be the matured amt & if i continue after maturity waht should be the calculation of matured amt
I want to know full details abought money back after 10 years in jeevan saral plan
sir
i want to know about jeevan saral and jeevan anurag policy . what is annual premium about rs.200000/- sum and what is benefit of my son and wife.
thanks
binod
Dear sir
i m too a lic agent. i got to know that if we pay yearly 100000 in jeevan saral policy for 20 years then after 20 years i will get 8000000 back. thich i got to know from others and when i calculated it doesnot seem to that. They say that this amount is confirmed amount to get.
So, please tell me abt this as soon as possible through my email id
please sir,
I want a jeevan ssaral policy of 60000/- per year for 30 years , I want to know the amout which i will get at the end of 30 years.
i have taken 1 policy of 510 each p.m. for 20 years of jeevan saral i would like to know at the end of 05,10,15,20 year & after maturity how much of money i will get thanks this policy available for 20 years so, pls. tell me abt. this as soon as possible throught my mail id ( murbadekiran9@gmail.com ) kiran murbade.
Dear Sir,
If I take Jeevan saral for 10 years for yearly premium of Rs.15000/- How much I get after maturity.
I want to have a Jeevan saral policy of Rs. 3300 premium per month for 11 yrs term. please tell me how much amount i will get at maturity (after 11 yrs) and also i just to cofirm that what is loyalty addition i will get. Please inform as early as possible.
Thanks
Please send detail about Wealth plus scheme
Tabrej Reply:
February 10th, 2010 at 4:17 pm
You can read LIC Wealth Plus information here: http://www.mylicindia.com/lic-wealth-plus/ or just use Search option on top left.
Where we can find all explanations on aforsaid querries regarding the Jeevan saral saving scheme
Hello,
I have taken Jeevan Saral policy of Rs. 1000 (paid 12010 for yearly premium) per month for 16 years. I have recieved S-A of 250000 on lic slip.
Please let me know if this is correct?
Also, please let me know what would be the total maturity amount to get after 16 years?
Thanks in advance.
Ajay
Tabrej Reply:
February 11th, 2010 at 3:52 pm
Yes, that is correct amount. Your SA will be x250 of your monthly premium. You are paying Rs.1000 per month in this case.
Maturity depends on your age and term.
Hello,
I have taken Jeevan Saral policy of Rs. 1000 (paid 12010 for yearly premium) per month for 20 years.
Please let me know what would be the total maturity amount to get after 20 years?
and how calculate this amount.
Thanks in advance.
Anil
Hello,
I would like to know that if I have to invest in LIC which is the best plan where I can get an assured fixed amount at the maturity. If JEEVAN SARAL is the policy, then can you give me the details of the same if I want to invest for a minimum of 15 years.
Tabrej Reply:
February 17th, 2010 at 5:50 am
Yes, Jeevan Saral is one of the best plan. If you could give your date of birth then I would be able to give you premium and maturity information.
Hello
I want to take jeevan saral plan for my son he is 20 year, term for 35 years premium amount app. Rs 1,00,000/- per annum can i get the chart & detail information
Tabrej Reply:
February 19th, 2010 at 4:20 pm
The maturity amount will be approx 2.80 cr.
Provide your contact details for presentation.
I am 55 years old. My daughter is 33 years old. My grand daughter is 15 years old. Would you please let me know accourding to our age which policy we should get. I can spend 10,000 for a month. pL. REPLY
Tabrej Reply:
February 19th, 2010 at 5:45 am
Do you need policy for yourself? or daughter? And whats the purpose of the policy? ie. grand daughter’s education, career or just money back policy?
if i deposit Rs. 12010 per year then how much money i will received after 5 years
We are three ladies in the house. May be for my retirement or grand daughter’s education. Any how you didn’t sent me any detail would you please. With this insurance can I get health insurance also?
Tabrej Reply:
February 21st, 2010 at 3:24 pm
I think you should go for Jeevan Bharati 1, That’s money back policy specially for women. Health Insurance is available under LIC Health Plus policy.
I am banking sector employee. I have need of a new useful policy so please give us advise which policy is useful to me. In my family three member, my wife and my one son. My son is one year old. i am confused which policy select, now from this year i have fill income tax and my salary increment declare but how much hike (percent) not declare. i think it will be clear in next month. So how to i gases my future package and how much should me invest to me for save income tax.
Thanks
vijay patil
Tabrej Reply:
February 21st, 2010 at 3:31 pm
Are you looking for investment policy or insurance policy?
For investment go for Wealth Plus plan and for insurance you may choose Jeevan Anand or Jeevan Saral. If you need couple insurance then you may go for Jeevan Sathi policy that covers husband and wife in single policy.
Hello,
I have taken Jeevan Saral policy of Rs. 500 (paid 6120 for yearly premium) per month for 20 years. I have recieved S-A of 125000 on lic slip.
Please let me know if this is correct?
Also, please let me know what would be the total maturity amount to get after 20 years?
My age is 25 yrs
Please help
Thanks in advance.
Regards
Neha Sharma
Suppose i an investing jivan saral in one month 408 RS.In 20 year. That how many receive in after 20 year.please infome me.
if i ninvest 70000 pa in jevan saral what i get after 10 ,15,20 yrs respectively
I want to know the clear chart about the premium,age,maturity sum and other benefits
I take jeevan saral policy for 25 years and yearly preminum is 24000.
What should I expect[mature value] at the end of 25 years in the following cases?
1) Best condition
2) Worst condition
3) average condition
Thank you,
shankha
Tabrej Reply:
March 16th, 2010 at 11:43 am
Sum assured will be Rs. 500000 + Bonus Rs.40-50 per year per thousand sum assured
Dear Sir,
If I take jeevan saral policy for 10 years with an anual premium of 12000/-, can I get some approx. value of royality adition, that I would be getting at the time of maturity. or it can be zero value of royality adition in any case. My present age is 26 years now.
Should I go for this plan and how much of money will i get it of maturity?
Thanks.
kavita chawla
Tabrej Reply:
March 16th, 2010 at 11:41 am
Sum assured will be Rs. 2,50,000 and bonus is approx Rs.40-50 per thousand sum assured per year.
I take jeevan saral policy for 25 years and yearly preminum is 24000. What should I expect[mature value] at the end of 25 years
What Tabrej, told in your reply is
Sum assured will be Rs. 500000 + Bonus Rs.40-50 per year per thousand sum assured.
Then what is the Value of the Total bonus amount after 25 years if I took Bonus is Rs.40 per year per thousand sum assured?
Thank you,
shankha
Tabrej Reply:
March 19th, 2010 at 10:10 pm
I am not sure about your age, but if you are 25 years old and paying 24000 premium yearly for 25 years then your maturity amount would be Rs.27,48,062/- approx.
HI,
I want to know, if this policy is available all over India. Because, I stay in Hyderabad and my cousins want to purchase the Jeeven Saral Policy who stays in Bhopal.
Please reply on my EMail address.
Thank you.
Dharmender. P
Agents of the lic are circulating pamphlets about jeevan saral with maturity amount for example Rs6000/p.m premium holder will get Rs 2666381/ after 15 years.is it possible? the LIC officers also promises to customers. but in the bond there no shown maturity amount. only maturity benefit available in the bond,how can they say to maturity amount in lakhs?shall we approach consumers court.? number of normal people suffering from this bad propaganda of Agents. if you will get above amount please certify that issue. .thanking you sir…
Tabrej Reply:
March 24th, 2010 at 6:00 pm
Yes, that is possible. Maturity amount also includes the bonus. Bonus is not fixed that’s why it wont come on your bond papers.
if I Invest Rs.2000/- p.m in jeevan saral-165 plan Then-
1. How Much i will get after 25 years ( let me know fixed amt.)
2. I will get loyalty bonus from starting of policy ?
3. If death by accident then how much i will get.
4. The rate of int. @ 10% shown is guaranted ? if not then how much guaranteed.
5. If we will get loyalty bonus after 10 years then how it can be beneficial for us. In other policies we get bonus starting from policy. and also govt given relief for this scheme then also lic is not giving loyalty bonus in first 10 years. Lic have to give more loyalty bonus for this instead of this lic not giving loyalty for 10years. I cant understand if we will not get loyalty bonus in 10 years how it will be beneficial to us. if you will not get bonus then off course maturity amt. will be low. compared to any other policy.
can i go for jeevan plan. I cannot take final decision for this due to non-receipt of bonus in first 10 years. give me suggestion.
Thanks
(Dipesh)
Tabrej Reply:
March 27th, 2010 at 2:11 pm
Your age: 35
SA: 5 lakh
Death Risk Rs.30,96,362 and Maturity amount would be Rs. 26,96,842/-
Agents of the lic are circulating pamphlets about jeevan saral with maturity amount for example Rs2000/p.m premium holder will get Rs 2730202/- after 25 years.is it possible? if not then how much Guaranteed amt. I will get. Firstly lic is not giving loyalty bonus upto 10 years. so balance of 15 years remaining in this short time lic giving amt in lacs how it can be possible. you says at maturity we get sum 500000+ Rs.40-50 per 1000 sum ass. per yr. the maturity amr comes rs.10 lacs. and lic agent chart shows 2730202/- so much gap why ? i cnt understand what is right maturity amt.
I have opted for 2 plan jeevan saral and jeevan anand which is best one. let me know as i want to take policiy this march’10.
Awaiting reply.
Thanks (Dipesh)
I have started Jeevan Saral policy in the year 2009 for a half yearly premium of Rs. 9097/-. But due to some unforseen reasons, from 2010 onward I will not be able to continue this policy with the same amount of premium. If I continue this policy with a decreased amount of premium of Rs. 6000/- per year, what will be the sum assured and how much will be the maturity amount after 10, 15 and 20 years ? Please note that my date of birth is 20.01.69 and I have started this policy in the year 2009. I also want to know how much money will be deducted from my policy account ?
I am eagerly waiting for your valuable suggestion.
Thanks.
Malabika Basu
Tabrej Reply:
April 2nd, 2010 at 11:33 am
Pay alteast 3 years premium and then you can surrender your policy.,
Sir,
I have taken a jevan saral with profit policy.6005 rs per yr premium term 15 but maturity sum assured is just 97000..could you please suggest shall I continue or stop this and invest ppf instead?
Tabrej Reply:
April 20th, 2010 at 12:35 pm
Maturity amount would be approx Rs.2.22 lakh
continue the policy…
HI,
I want to know about ULIP plan named wealth plus.20,000 per yr,3 yr and 8 yr maturity term.How much i can expect after maturity can any agent tell truely as I don’t believe the pamphlets. and is this policy is safe regarding SEBI and IRDA controversy.Please advise.
thanks..
I want to take jeevan saral plan but I have two doubts
1. my age is 31 years old
2. I am not salaried person. I am taking tuitions at home.
what to do?
should I go for monthly Rs. 2000 plan for 20 years or my daughter’s future?
plz. suggest.
Tabrej Reply:
April 25th, 2010 at 10:38 pm
1. You’re eligible for Jeevan Saral.
2. If you have regular monthly income then you should go for monthly or yearly plan would be better.
My date of Birth is 08.05.1978. I take jeevan saral policy for 20 years along with accidental benefit and quarterly preminum is Rs.6125/- . What should I expect[mature value] at the end of 20 years. What is the assured amount in case of accidental death? Please reply on my email address.
I want to take jeevan saral policy for 21 years term with yearly premium of Rs.18015/-
I am 31 years old.
My agent guarantee me maturity value of Rs. 1341876/- after 21 years.
But he does not show me any details of plan or terms and conditions of plan which assures me this maturity value.
he just show me pamphlets. now plz tell me how we can trust on those pamphlets. even he says that maturity value will not be there on final policy aggreeemnet papars.
I am very confused. If LIC refuses us to pay such big amount after 20 years, then where we will go for it? we have no written proof.
plz help me in deciding what to do?
whether go for this policy or not?
Plz. give me details of this jeevan saral policy. means how they calculated this maturity value?
My e mail id is rca_chd@yahoo.com
Regards………..
I WANT TO TAKE THE JEEVAN SARAL POLICY THIS MONTHS ENDS.NOW I AM 24. I TAKE THIS POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMINUM IS Rs.6000/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
dear sir,
i have 4 policies of jeevan saral of Rs. 1000 each. so i m investing 4000 Rs per month. now i want to finish my one policy. i have invested for 3 years so total paid amount is 36000 Rs. I just want to know that how much amount i wil get if i surrender this one policy after 3 years. is any thing will deduct from the total amount i have paid or i will get some extra benifits as well.
Please give me solution, i m really not getting proper answer for this problem.
thanks in anticipation.
Regards, Prashant Rathore
if i invest 2000/- pm for 35 yrs wht amt will i get after 20, 25, 30, 35 yrs. if i think of surrender the policy in between after 20, 25 or 30 yrs can i get the same benifits like the policies taken for only 20, 25 or 30 yrs?
Tabrej Reply:
May 12th, 2010 at 2:12 pm
If you invest Rs.2000 pm
Maturity amount for the given term for age 30
20 yrs –> Rs.16,02,960
25 yrs –> Rs.27,30,202
30 yrs –> Rs.45,13,022
35 yrs –> Rs.73,42,203
Let me know, if you need the form 300
sir i can invest yearly premium of Rs.120000 meanse 10000 per manth for the 10 year .
could u inform me how much i will get at the end .
also inform me if any new scheme is available .
and suggest me a LIC agent.
Regards
ravi gour
Tabrej Reply:
May 14th, 2010 at 3:33 pm
You can apply online here: http://mylicindia.com/apply
approx 22 lakh.
if you increase the term 15 years then you will get approx 45 lakh on 15th year
sir.
i have taken jeevan chaaya policy (103) last year and i submited Rs. 20670 premium every year. my policy S.A is Rs. 500000 and policy term is 25 year. so could u please tell me that how much amount will be return till end of 25 year.
please.
My date of Birth is 27.09.1981. I want to take jeevan saral policy for 30 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 30 years. What is the assured amount in case of accidental death? Please reply on my email address.
Dear sir,
i had policy of jeevan saral. I am paying Rs. 6000/per month and one time premium of 72060/ year for 15 yrs. I recd policy no 735630605 yesterday. I am paying in total for 15 yrs is 10,80,000 /- But the sum assured mentioned in the policy is 8,83,500/-
why it is lower than my payment.Also the accidential risk cover mentioned as 15,00,000/ lakhs(250 times) instead of 30,00,000lakhs(500 times). What will be loyalty addition at the end of 15 years. will u please explain
Tabrej Reply:
June 13th, 2010 at 2:44 pm
Would be great if you could ask these question in our forum so others can also benefit. Join the forum here: http://forums.mylicindia.com/
Hello,
I have taken Jeevan Saral policy of Rs. 766 (paid Rs9192/-for yearly premium) per month for 25 years.
Please let me know what would be the total maturity amount to get after 20 years or 10 years
and how calculate this amount.
Thanks in advance.
Sukanti
policy no:-578740436
R/sir
I have taken jeevan saral policy of Rs. 6005.00 YEARLY . what amount will be refundable after 10 years
THANKS & REGARDS
MUNMUN BANDYOPADHYAY
I AM 25 Year Old . I TAKE jeevan saral POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMIUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
Thanx
My date of Birth is 03.03.1985. I want to take jeevan saral policy for 20 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 20 years. What is the assured amount in case of accidental death? Please reply on my email address
WANT TO TAKE THE JEEVAN SARAL POLICY THIS MONTHS ENDS.NOW I AM 25 old. I TAKE THIS POLICY FOR 20 YEARS ALONG WITH ACCIDENTAL BENEFIT AND YEARLY PREMINUM IS Rs.6065/-. HOW MUCH MONEY CAN I GET AFTER 20 YEARS.PLEASE REPLY ON MY EMAIL ADDRESS. ( PLEASE FAST SEND)
Hello Sir,
I have taken Jeevan saral policy for 35years and investing 4800/- pm. What amount will i get after 20, 25, 30, 35 yrs..Also plz tell the rate of Interest taken for Loyalty addition (app.).
My current age is 24yrs.
Thanks and Regards
Ankit Mehrotra
Tabrej,
I have taken Jeevan Saral policy, I am 31 years old. I will be paying Rs.2,500/- per month for this policy. I want to know the exact amount I will get after 10 years. I have calculated a lot and put money in this policy. I need to know the exact amount after 10 years. We were so impressed with this policy that me and my husband have both invested in this, Will you please get back to me at the earliest.
I paid Rs. 750/- per quaterly for lic policy product T-165(jeevan saral). can you tell me that what is the some total money that i received after 15 year when my policy is completed. what is the rate of interest and what is the amount of bonos.
Thanks
Dinesh Sharma
I have taken three Jeevan Saral policy, I am 38 years old. I am be paying Rs.1,500/-, Rs. 1,000/- and Rs. 500/- per month for this policy. I want to know the exact amount that I will get after 5 -10 -15 -20 years for above policies.
I am interested in jeevan saral policy with S.A. one lack and 20yr. span. Please give me detail.
My age is now 42yr. I am interested in jeevan saral L.I.C.I. Policy with 1 lac. S.A. for 20yr. Please let me know what will be the yearly premium with/without other benifit and maturity value.
Sir/Madam,
Is there any plan/policy through which I can reimburse the hospital expenses related to child birth.
Regards
Ajay babu
sir,
i want to invest rs.500 p.m. in lic jeevan saral scheme. how much amount i can deduct from tax? how much total amount i will receive at the end of 10 years?
pls reply….
sir i want to know more about LIC policies and want to get best beifits of it.I have gone through the details of jeevan saral,how much i should invest to get the best.kindly help me or suggest the best.
regards
ankur sharma
my saral policy-165/35 premium yearly-24000 rs.
started-12/8/2008
my age at starting of policy-26 yrs.
please tell me-
1)what amount after completing 10 year i get?
2)after 3 year if i surrender full policy what value return i get?any deduction on 3 yr premium. 3)if i partial surrender 14000 rs. premium after 3 yr then how much amount will i get return or any penalty or deduction from that receivable amoount? please tell & help me. also will that affect my loyalty after partial surrender or death benefit or disability benefit .
IF IN JEEVAN SARAL POLICY MY MONTHLY PREMIUM IS RS.250/- WHAT IS THE RETURNS AFTER 10 YRS
my age 24 years to pay yearly 25000/= which policy is the best to get best returns only
I need a few information on this policy :
My date of birth is 21st March 1973.
I am looking for a monthly premium of maximum Rs. 8000 – Rs. 10000, which means a sum assured of Rs. 20 Lakh – Rs. 50 Lakh.
I would like know the following :
1. What all medical tests will be required for my age and sum assured ?
2. As per the information above, accidental death and disability benefit rider is available in this policy. What is the coverage available and what is the additional premium for that ?
3. Does this policy has a premium waiver in this rider ?
4. What is there in the term assurance benefit rider ? What is the additional premium to be paid ?
5. Is there a critical illness rider in this policy ? What is the coverage and additional premium ?
6. People say that there is assured return of 8% in this policy. Is it true ? On what basis this is said ?
My date of Birth is 13.02.1990. I want to invest 12000 yearly in Jeevan Saral policy for 25 years along with accidental benefit rider and please give me details about this. What will be the maturity value at the end of 25 years. What is the assured amount in case of accidental death? Please reply on my email address
My date of Birth is 03.03.1998. I want to take jeevan saral policy for 20 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 20/25/30/35 years. What is the assured amount in case of accidental death? Please reply on my email address.
sir im lookin forward to invest rs 20000 pm, lock in period of upto 25 years, my age 23, lookin for a good plan with better returns so plz suggest…….
Dear Sir,
My age is now 24yrs. If I pay 5000 /month in Jeevan Saral Policy for three years after that what the ammount I will get. Please concern me as soon as posible.
And it will be very fruitful if you send the calculation procedure on my mail. Please reply me soon.
Regards,
Sekhar
Hi,
This is Rajendra here .
I am investing 36000/- Rs per year for 27 years in Jeevan Saral.
I started it last year at the age of 25 through an agent.
Can you please let me know the approx amount that I will get after completing my maturity of 27 years ?
also I want to know whether I can break this policy in between or not , If I am breaking then what charges will be applicable?
Thanks & Regards
Rajendra
IF IN JEEVAN SARAL POLICY MY MONTHLY PREMIUM IS RS.250/- WHAT IS THE RETURNS AFTER 10 YRS
Please give all details
i am 39 yr old. i want to take 1000per month planof jeevan saral. what i get after 10,15.20yrs.
lic agent shows different different amt
which is correct?
Hello Sir
I am 26 yrs. and i want to need this policy so can u send me broacher of jeevan saral? after checking broacher then i will decide what amount i want to go. so please send me details for 1000, 2000, 3000, 4000, 5000 per month and upto 35 yrs.
Thanks & Regards,
Paresh
Dear Sir,
I recd. a massage on my mobile about LIC ATM PLAN, telling me to invest Rs. 2042/- pm for 11yrs to get back Rs. 5,00,000/- after 11yrs. with life cover of Rs 500000/- I searched this plan but c’ld not find it on Internet, so please help me and let me know if such plan exists & if the returns are (Rs. 5,00,000/-) is assured. I’m 30 yrs. old. Please, help.
Thanks,
AK ARORA
I want to take insurance policy for my child age 8yrs & my age is 30yrs under table 102 i want this policy for rs.100000 for a period of 20yrs how much amount would be the maturity value of my policy?
thanking you….
Dear Sir/Mam
Actually I want to invest sum of Rs 20,000 in the name of my Husband for three years in Jeevan Saral Policy.What would be the returns after three years.Let me know!
i am investing rs.12000 per annum in jeevan saral policy and my age is 30 years and policy term is 20 yrs.can i encrease my policy term
IF IN JEEVAN SARAL POLICY MY MONTHLY PREMIUM IS RS.500/- WHAT IS THE RETURNS AFTER 15 YRS
Please give all details
My date of Birth is 12-10-1975. I want to take jeevan saral policy for 16 years along with accidental benefit and please give detail about? What should I expect[mature value] at the end of 25/30/35 years. What is the assured amount in case of accidental death? Please reply on my email address.
hi
sir
my name is shabnam shaikh
my policy no is 165 jeevan saral policy
my question is my policy term are 20 years
my monthly instalment in 1021/pm so after 20 years how much amount will get?
Hello Sir,
My Age is 26 years old. I have Jeevan-Saral policy for plan 165-25-25.
I have half-yearly premium mode of Rs-10000/. So per Annum I pay 20000/-. It’s 10 years policy.
Can you please tell me what is the total I will get after 10 years of completion? What is the Sum Assured for the same?
Thanks,
Sameer
Sir
I have taken Jeevan saral plan with yearly investment Rs.6005 . What is the maturity amount at 10 years & 20 years.
if i paid yearly 24000 rs in jeevan saral now return 10 years after.
sir my age is 26yearssir i have taken j.s.plan half yearly mode 36390/-so tell me about my maturity amount after 10 years and 20 years .
let me know abt some best pliocies in LIC for yearly 5000/- premium
if paid 2500 / month for 20 yrs(age-37),then tell me the maturity amount after 20 yrs.
DEAR SIR,
If I deposit Rs. 6005.00 YEARLY JEENAN SARAL. what amount will be refundable after 20 years(term) and what will be the insurance amount ?
1 AFTER 20 YEARS
2 AFTER MATURITY
THANKS & REGARDS,
SHRIKANT V. PATIL
K. Dayanand KumarJune 27th, Nov 2010
Hello Sir,
I want to take Jeevan saral policy for 35years and investing 250/- pm. What amount will i get after 20, 25, 30, 35 yrs..Also plz tell the rate of Interest taken for Loyalty addition (app.).
My current age is 29yrs.
Thanks and Regards,
K.Dayanand Kumar
K.Dayanand Kumar Nov 27th, 2010
Hello Sir,
I want to take Jeevan saral policy for 35years and investing 250/- pm. What amount will i get after 20, 25, 30, 35 yrs..
Also plz tell the rate of Interest taken for Loyalty addition (app.).
My current age is 29yrs.
Thanks and Regards
K. Dayanand Kumar
Hello Sir
My name is Mayank. I have taken LIC Jeevan Saral policy for 15 years
My age is 27 and I am paying an annual premnium of Rs 57648
Please let me know the lump sum amount I can expect after 15 years on maturity
Thanks
Dear Sir,
If I take jeevan saral policy for 16 years with an anual premium of 10000/-,( for my child ) can I get some approx. value of loyalty adition, that I would be getting at the time of maturity. My chaild present age is 17 years now.
Jevan saral no doubt is a better product . I am interesting to take the policy but what about loyalty.how much we can expect.
Thanks.
D.C.Rathore
Dear Sir,
If I take jeevan saral policy for 16 years with an anual premium of 10000/-,can I get some approx. value of loyalty adition, that I would be getting at the time of maturity. My present age is 17 years now.
Jevan saral no doubt is a better product . I am interesting to take the policy but what about loyalty.how much we can expect.
Thanks.
V.K.Mathur
It was a pleasant surprise for me to see this site and subsequent questions and answers which is so enlightening. Thanks a lot for this yeoman service in public domain. I have just one questions – time and again you have mentioned that maturity benefit is Jeevan Saral is linked to age at entry. I did not find its reference anywhere, can you please elaborate or illustrate ?
My age lbd is 47. What will be the maturity value (approx) for 5000PM investment for 15 Yrs in my name? If I take the same policy in the name of my Son/ daughter aged 14Y/12Y what will be the maturity amount?
Dear Sir,
I’d like to avail myself of your Jeevan Saral Policy. I am 42(+). May be for a period of 20 years. I’m not sure and convinced about the returns. What are Rider-Option & Loyalty additions ? When and how to subscribe them ? Is it open to other LIC Policies as well ? Please let me know.
Good wishes .
Bimalendu Nath
I want a maturity value of Rs.30 Lakhs in 15 years. The age of the women is 42 years and what should be the premium per annum and what policy.
Thanks
Dear Sir,
My age is 37years.I am interested in taking Jeevan saral policy.Please let me know the lump sum amount I can expect after 15 years on maturity as investing 2000rs per month.
sir, i had taken jeevan saral policy for my father .now he is at 49yrs and iam paying 12000rs as a premium for annum term 20yrs.please clarify me about guarented return at time of maturity.
I am paying Rs.250/- and Rs.1000/- per month for two Jeevan Saral policies. What will be the maximum maturity Amount after 15 years for Rs.250 and Rs.1000/- ?. And also mail us the period , premium and maturity amount Index of Jeevan Saral policy. Thanks.
I am paying for two policies in Jeevan saral Rs.250/- and Rs.1000/- per month .What will be the maximum maturity amount after 15 years? my age is 42 as on 01/01/2011. Please send me period,premium and maturity amount index of the jeevan saral ( ATM ) policy.
I would like to invest in Jeevan Saral policy but due to the non availability of the complete brochure I am finding it difficult to access all the details & information. Please send me the complete brochure & the details regarding the PLAN – 165 so as to enable me the necessary proceedings.
My age is 36years.I am interested in taking Jeevan saral policy.Please let me know the lump sum amount I can expect after 15 years on maturity as investing 2000/pm
1.i have taken jeevan saral,one year back,my current age is 26.premium 60k/year what will my maturity amount after 20 years.
2.i have taken jeevan saathi,two year back,SA=10Lacs,qtly premium=13412/- what will be mine maturity amount after 20years
Hi,
My age is 33years.I am interested in taking Jeevan saral policy.Please let me know the lump sum amount I can expect after 10 and 15 years on maturity as investing 1500/pm
Thanks
Sir i have taken a 20yrs jeevan saral policy recently
i am paying quaterly amount
i need to know after 3yr and 5yr how much will i get
please send the details
sir
i am 53years old
if i take jeevan saral for 17years
what is maturity vale
Sir,
I am 57 year old,working at Federal bank and have 3 more year to retair.I am health but with some pressure and sugar which are controllable.Now i want to take a Jeevan Saral Policy and i suppose to pay a monthly premium of Rs.5000.am i eligible for this?will i get the policy amount if i die on my 75 age old this is because the maturity period is 70 ,so can cover my death cover after 70′s.
Pls answer for this.This is an urgent thing and see this quat as genuine.
Regards
Jayesh from Mumbai
Hello sir,
My age is 28. I want to buy jeevan saral for 20 years . premium amount 48000. I want to know the approx maturity amount?
Warm Regards.,
I am 32, plan to invest 45000/- p.a, need to cover life, future requirements, guide me to disburse the above amount in way to cover – life with 50 lacs in case of death and on maturity around 1 cr. waiting for reply.
i am 43 yrs hav taken a jeevan saral plan for 25 years & am paying a total installment premium of 36030 Rs(cheque) yearly for the passed 4 yrs, i got it done through an agent but he didnt give me any LIC recipt till now + we hav to keep on calling him to come & collect the cheque every time, is there a problem Pls let me know
i take lic jeevan saral policy 3 years before. when did i am liable to retrun the policy.
i am 25 yrs old and hv policy LIC jeevan saral of premium 36000 per year for 20 years. how much i will get after 20 years from it ?
I have taken Jeevan saral policy for 4000 per month. What will be my maturity and loyality benifit after 5, 10 15 years.
I have Jeevan saral policy of 4000 per month. What will be my maturity and loyality benefit after 5, 10 years.
hi
i want to invest jeevan saral policy can you please tell me my following questions
my age is 24 whats minimum periods i have to invest
Dear Sir-
I Am 54 Years Old ,
I Want Life Insurance Policy And I Suppose To Pay A Monthly Premium Of Rs.5000 Per For 6 Years.
I Want To Know The Amout Which Get My Sons When I Dead.
Tell Me.
Shyamal From-Kalna,Burdwan
Dear Sir-
I Am 46 Years Old ,
I Want Life Insurance Policy And I Suppose To Pay A Monthly Premium Of Rs.5000 Per For 9 Years.
I Want To Know The Amout Which Get My Sons When I Dead.
Tell Me.
ALL ULIP POLICES NOW A DAYS LOOSING MONEY.
INVESTORS ARE LOOSING THEIR INVESTMENT AMT.
BUT INSURANCE COS. EARNING HUGE FIX INCOME BY IMPOSING VARIOUS CHARGES.
L I C ULIP POLICIES ARE NOT PROTECTED BY GOVT.
L I C BONUS RATES GOING DOWN, WHILE BANK INTEREST RATES ARE GOING UP.ASK YOUR AGENT ABOUT
BONUS RATE CHART. IN MARKET SOME AGENTS SAYING OLD HIGH BONUS RATES.
FEAR OF DEATH= DON’T INVEST IN INSURANCE POLICIES,
GO FOR TERM INSURANCE.
Sir,
I have taken a Jivan Salral Policy of LIC at the age of 36 yrs. My yearly premium is Rs.36,030/-. The said policy is for period of 20 yrs. I do not want to surrender the said policy untill its maturity and also does not want any partial withdrawal and I will pay all the installments untill its maturity. How much, I will get on its maturity ?
hi, i wud like to invest 8000 pm in lic jevan sarral… but i wanted to ask that wat wud be the sum assured after 25 yrs… i am 26 yrs old…its urgent as i wanna invest . also i wanted to know weather accidental death is 500 times the the premium as natural death is 250 times… pls guide
Hi,
I had taken jeevan saral policy for 32 years and yearly preminum is 24000. What should I expect[mature value] at the end of 32 years.
I had taken the policy when i am 26 yrs old. Please reply as i am planning to surrender my policy because other agaents told me that u won’t be having the money after that much age and I will recieve the money in terms of monthly/quarterly cheque. I am confused whether i should continue it or not….
Thank you,
Hi ,
I have one query here
One agent told me about jeevan saral policy
the policy is for 20 years – 10 lakhs i can withdraw after 10 years.for example for 10 years my payment will be 5 lakhs if i withdraw he committing like i will get 9 lakhs and moreover if i withdraw after 20 years i will get 30 lakhs.
I just want to know is i will get this amount that what is he comitting.
Needs details like what is my yearly premium for the above said policy
i have taken 1 policy of 500 each p.m for 31 year of jeevan saral i would like to know at the end of 10,12,15,20yr & after maturity how much of money i will get thanks
I have taken a policy at the age of 25 yrs.
my monthly premium is 3062 rs
my Sum Assured is 7,50,000.
Policy term: 25 years
never defaulted on my policy premium.
so at maturity what will be the loyalty bonus apart from SA.
where can i get any such chart or info on loyalty bonus.
please help
thanks.
dear sir,
I am investing Rs48000 as an annual premium in LIC’s Jeevan Saral policy from the age of 30. Would you please let me know,if possible the maturity amount+loyalty addition if i continue the same premium for 12 years? or the maturity amount only.
thanks
kuldeep rawat
sir i wann ask i wann spend 9600 yearly primius in jivan saral .what is the maturity i got after 10yrs and 15 yrs mail me sir i wann buy a policy as soon as possiable
I have taken Jeevan saral Policy Plan 165 2 dys back for a term of 20 years. I just want to Know as to how much i Will receive at the end of 20 years for a premium of 1000.My age is 26 DOB:08-10-1984. Problem is that the agents are showing the pamplets which shows after 20 years i would receive an amount of 804976.Is this correct Please revert me on my email id in full as to how much i will receive.
Thanks in advance.
i am 25 yrs old and hv policy LIC jeevan saral of premium 72000 per year for 15 years.
how much i will get after 15 years from it ?
i have a policy of lic jeevan saral of 30 years and i deposit annually 12000/- after completing the period
sir , main jeevan saral policy lena chahta hu ,meri age 26 hai, main 6005 RS 20 year de sakta hu . mujhe 20 year tak kitna milega . thanks
you said user is 25 years old and paying 24000 premium yearly for 25 years then his maturity amount would be Rs.27,48,062/- approx.
by this calculation
Sum assured will be Rs. 500000 + Bonus Rs.40-50 per year per thousand sum assured
it means bonus is 40*25*500 = 500000
so total maturity amount would be 5lakh + 5 lakh = 1000000 then how wouold you come to Rs. 27,48,062/- value??
in jivansaral policy when age5yrs 12000rs yearly depositeafter 20yrs what will be return?
My Wife is 26 yrs old. She has taken LIC jeevan saral plan for 25 years at montly permium of Rs 3062/- . Can you please tell me approx what amount we will get at the time of maturity.
Thanks..!!
Gaurav Gupta
arvind kumar pant ji,
Agar aap jeevan saral policy lena chahta hu ,aur apka age 26 hai, Rs 6005 yly premium – Term20 year . after 20 yrs u ‘ll get
Maturity SA — 138655
+Loyalty Addition — 138655 (Assumed Approx)
Your Surrender Value would be 277310
Normal coverage: 377750 at 20th year
Accidental coverage: 502750 at 20th year
Death SA which will be return on the bond : 250000
Regards
Kolkata LIC Agent
i wanted to take the LIC JEEVAN SARAL 36000 per year what will be the amount i will get after 10,15,20 years plz reply soon.is JEEVAN SARAL IS GOOD OR JEEVAN GOLD OR JEEVAN ANAND PLZ REPLY
i have taken a jeevan saral policy of 1000/month. the maturity s.a is not matching with the amount given in the brochure and in the lic website & the amount given in the policy paper.can some body explain why it is not matching and how much i will get after 15 years???????
I am already taken one Jeevan saral ( with profits) policy. Qtrly premium is 4500.25 + 93.75 = 4594. This policy duration is 25 years. Now I am in 42 years old. Please advice me to any rider policy to attaching provision in this policy. What is the benefit of this policy. Approximate maturity value ? In case death happen after 10 years what is the benefit of my family ?
Dear Sir,
I take Jeevan saral(with profits) policy with a annually premium of 6005/-, if I want to surrendered 11 months past.How much I can get sir?
I am 39. Is jeevan saral suitable for me? what is be the interest if my premium is 2000 per month?
sir , main apne child k liye jeevan chaya policy lena chahta hu 21 year tak k liye meri age 26 hai or main 12000 yearly de sakta hu . mujhe 21 year baad kitne milega . please reply karna . thanks
sir,i want to surrender my jeevan anand lic policy which i started in march 2008 of 1 lakh with a quarterly payment of 1415rs for 20yrs. Can i know the exact amount i will get for surrendering this policy ? policy no:70287538
I want to know what is the difference between Bonus and loyalty additions as the plan Jeevan Saral of LIC has only loyalty additions and no bonus. If I take this plan with Rs 1000 per month, what will be the maturity value and what will be the loyalty additions?
Hello
I have take Jeevan Saral plan 165 in Jan 2011 for a term of 20 years for a yearly premium of 19216. My dob is 04-09-1977.Could you tell me how much amount I would recieve after 20 years ? Please revert me on my email as soon as possible.
I want to know what is the difference between Bonus and loyalty additions as the plan Jeevan Saral ofLIC has only loyalty additions and no bonus. If I take this plan with Rs 1000 per month, what will be the maturity value
1- what will be the loyality addition on jeevan saral and jeevan ankur policies of lic of india after term of 10 years, 15 years, 20 years ?
Subscribes
Join Us
- We need LIC Agents, Partners and Insurance, investment Writers. Contact us at info at mylicindia.com
Search
Subscribe via Email
SMS Update
Advertise with us
Life Insurance Corporation of India (LIC of India) is the largest insurance company in India. LIC of India was founded in 1956 with the merger of 200 insurance companies. Currently, LIC has Rs.9.31 trillion worth of assets. Its fully owned by Govt. of India and LIC funds about 1/4th of government expenses.
LIC of India is no doubt the most trusted insurance company in India. LIC India has various insurance plans to suit your needs from child insurance to pension plan.
Top Insurance Plans
Jeevan Anand | Jeevan Saral | Market Plus 1 | LIC Wealth Plus
Note: This is NOT an Official LIC Website. We are authorized LIC Agents. This website is meant for General information only. For any Dispute, please contact info at mylicinda.com You are requested to read our disclaimer and Privacy policy.
lic india, india insurance, insurance india, india, lic, lic india, lic of india, india lic, life insurance, life insurance india, lic policy.
THE PLAN SEEMS TO BE V GOOD.
Reply
Tabrej Reply:
November 22nd, 2008 at 10:09 pm
Yes, this is the simplest and hot selling policy.
You get 250x times cover of your monthly premium.
Reply