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Life Insurance of India has new Aastha “Jeevan Aastha”

Life Insurance of India (LIC) has introduced a new single premium plan called “Jeevan Aastha” today.  This plan is open only for 45 days. I would suggest this plan for those who prefer Bank Deposit (FD).  Jeevan Aastha is as good as Bank deposit plus Insurance. You need to pay only ONE time premium.
Jeevan Aastha ( Plan No. 195)

Features and details:

1. Availability: 08-12-2008 to 21-01-2009
2. One time payment plan
3. Guaranteed Returns + Loyalty Additions.
4. High Risk Cover
5. convenient Terms (5 Yrs and 10 Yrs)
6. Tax Rebate and Tax Free maturity

Maturity Benefits:
Maturity Sum Assured along with Guaranteed Addition and Loyalty Addition, if any, Shall be payable. ( Maturity Sum Assured shall be 1/6th of Basic Sum Assured)

Death Benefit:
During the first policy year: Basic Sum Assured with Guaranteed Addition
After 1st policy year excluding last policy year: 1/3rd of Basic Sum Assured with Guaranteed Addition
During last policy year: 1/3rd of the S.A. Guaranteed Addition and Loyalty Addition, if any.

Guaranteed Addition:
Rs. 100 per thousand of Maturity Sum Assured per year for a policy of 10 years term.
Rs. 90 per thousand of Maturity Sum Assured per year for a policy of 5 years term.

Eligibility Conditions and Restrictions:
a:) Minimum Entry Age: 13 Years completed
b:) Maximum Entry Age: 60 Years ( Nearest birthday)
c:) Minimum Basic Sum Assured: Rs. 1,50,000/-
d:) Maximum Basic Sum Assured: No Limit
j:) Large Sum Assured Rebate: Available
e:) Policy Term: 5 or 10 years
f:) Mode of premium payment: Single Premium
g:) Loans: Available after 1 year
h:) Back dating interest: Allowed @ rate of 10% (for dating back in excess of one month)

Large Sum Assured Rebate: Calculated on per thousand basis.

Basic Sum Assured Rebate

Term – 5 years

Term – 10 years

Below Rs.3,00,000

Nil

Nil

Rs.3,00,000 to Rs.5,99,999

Rs. 2.00

Rs. 3.00

Rs.6,00,000 to Rs.11,99,999

Rs. 2.50

Rs. 3.50

Rs 12,00,000 and above

Rs. 3.00

Rs.4.00

Again, this policy is good for 45 days only. Make your decision fast. For more details visit your nearest LIC branch or call your LIC adviser or email at info@mylicindia(dot)com.

Last Date to Apply for Jeevan Aastha is 21st January 2009.

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138 comments

  1. sir
    i would like to know that my policy of jeevan aastha for 5 yrs at the amount of rs 26000 lum sum is going to be matured in the mnth of of january 2014

    i want to konw that how much lum sum amount may i get on matured date

  2. I was taken jeevan astha policy for Rs 36,600/- in 2009, it will complete its 5 years in 2014 but i want to withdraw my whole amount till feb’2013, how much i will get in hand. please suggess

  3. i had invested Rs.26235 in jeevan aastha for 5year can you please know how much return i will get maturity (if i withdraw the plan now)

  4. Dear Sir

    i had invested Rs. 52650.00 in jeevan aastha for 10 yrs.
    can you please let me know how much return i will get at maturity.age of the life assured:52 years

  5. Dear Sir,
    is tax benefit under Jeevan Astha?

  6. Dear Sir

    i had invested Rs. 51870 & Rs. 26212 in jeeven ashtha for 5 yrs.
    can you please let me know how much return i will get at maturity.

    vikas

  7. I have invested Rs. 50,000/- single premium on dated 16 Dec 2008. against (Table & Term 195) Now this will matured 16 Dec 2013. How Much Amount I will get at the time of maturity.

    An early reply is requested

    Thanks

    PV Bidwaikar

  8. IF i invest 25000 per month for 5 years 1500000 lakhs how much returns will come after 5 years any lic policy is there

  9. it is three years gone i took the policy of jeevan aastha. i paid almost 26000 that time. now i need the money. should i withdraw the policy or should i take the loan from this policy. i took policy for five years. if i withdraw immidiately how much ammount i will get.

  10. I have invested 1,00,000/- as a FD and how much amount (total) I will recieve at the end of 5year. And how much will I get as of today (plan start date 2009), if i withdraw the plan now

  11. Hi, My son age is 3 yrs we want to invest 25000/- as a sinlge premium and we want the expected returns after 15 years, please advise any plan with detailed return values?

  12. Let me know wther LIC has one time investment plan now

  13. Jagdish Singh Bishnoi

    Respected Sir,

    Please tell me about only lic policies.

    Q. 1. If i am invest Rs. 3 lakhs on my mother name for next 5 years, then tell me which plan in best that we can get more amount refund with safety our 3 lakhs rupees. (my mother age is 52 years)

    Q. 2. If i am invest Rs. 50000/- for my little three years daughter names then how much amount i can get after 15 years.

    Q. 3. If i am investment regular Rs. 5000/- P.A. then how much amount is refundable after 10 or 15 years me.

    So, please reply answer about these all question on my mail id as soon as possible.

    Thanks!

    Jagdish Bishnoi

  14. i bought jeevan aastha for 50000 rs on 28-12-2008 i want to know is this policy good or i have invested my money in wrong policy and minimum how much money i will get after 5 years

  15. I have taken jeevan Aastha policy no 394122500.How can I see the details of this policy or what is the status

  16. Hi,
    Can you tell me if Jeevan Aastha plan is still available? I checked in licindia.com but is not showing the details or the policy.

    And can you tell me any policy or investment plan for 2 Lacs? (I am looking for some Single investment plan) and am planning to invest this for my daughter who is 5.5 yrs old.

    Thanks in advance.

    Regards,
    Jonah.

  17. RAJ KUMAR JARYAL

    what are the maturity benefits to me of policy MONEY PLUS-180(10) ;DATE OF COMMENCEMENT-17/03/2007,DATE OF MATURITY-17/03/2017,SUM ASSURED-50,000?

  18. I am refering to Sec 80C as maturity benefit will come only after the end of 3 years or when i close the policy.

  19. But as per the policy, if i am correct, we can claim tax benefit for 3 years though the amount decreases for each year 26205, 15000…,12000. However, this clause is nowhere mentioned in the bond.

    • Which clause are you referring to?

      There is two tax benefit and these are:
      1. Tax benefit under Sec 80C on initial premium.
      2. Maturity benefit is non taxable under Sec 10 (10D).

  20. I think my question was not clear. I will try to explain again
    Last year i purchased jeevan aastha for 25000 (amount paid-26205) and i claimed tax benefit for 2008-09 for the amount paid(26205). My doubt is, can i claim tax benefit this year also (if not for full amount atleast for part amount say 15000). For what amount can i claim tax benefit ? 15000? 12000?. Sorry for the inconvinence.

    • For onetime Premiums, you can not claim tax benefit every year. However, you can claim tax benefit every year, if you are paying premium every year in any insurance policy.

  21. I have taken this policy last year. If i remember correctly then LIC had assured tax benefit for some amount (suppose if i had taken the policy for 25000 last year then for this year i.e., 2009-10 i can claim tax benefit for say 15000/12000???) is this correct
    Please let me know.
    Regards,
    Prashanth P N

  22. Dear Sir,
    I need the infomation for jeevan astha.I need to know how much to be paid minimum,and what you get at maturity.
    Thanks
    Sameera

  23. Dear Sir,
    I have taken New jeevan shree lic in 2003 for 500000 for 5 years.I correctly paid all the amonut.It is getting matured on2018 can you just tellme how much will i gei at maturity.
    Thanks
    Sameera

  24. I want to invest 30K in Jeevan Astha Policy for 5 years for Tax Saving Purpose. My DOB is 24/06/1977. What will be the total amount i will get after maturity ? Please let me know in amount.

    And How can i take this policy online ? Because I dont have too much time , I have to invest immediately and need to show investment paper in my Company in next 2-3 days. Is it possible if i take this policy through online ? Please tell me asap. I am in Bangalore.

  25. Dear Sir,
    I have Money plus (No 180). Is it Good plicy? Kindly give me details.
    Thanks and regards
    Nazar Kodungallur

  26. You are right

  27. Hi ,

    I have taken the LIC Bima Gold policy of 10,00,000 fo 16 yrs and I am paying an premium of around Rs.47700 per annum. I know that I will get 1.5lakhs at the end of 4th ,8th and 12th years. Also I would like to understand how much amount(approximately) would i recieve at the end of 16 yrs. Also I would like to understand what is sum assured and basic sum assured? Also the amount i receive 1.5 laks at the end of 4,8,12 yrs is non taxable…am i right or wrong ?

  28. shaikh sahazahan

    Hi
    my age 34 i wants to do jeevan varsha for 9 yr plan,s.a is rs 50.000/- how much i pay for yearly premium and how much i got money back of after 3 yr.plz conform me.
    with regards

    • @shaikh sahazahan,

      Your yearly premium would be Rs.7955 for SA Rs.50,000/-

      Money back is as follows:
      3rd year 15% of Sum Assured
      6th year 25% of Sum Assured
      9th year 60% of S.A +G.A + L.A

  29. bima gold details send

  30. I am not clear. Even though i have invested Rs.56991 my matured sum is Rs. 55000 and all calculations is made on matured some only.
    If my matured sum is same as what i have invested that is 56991 on maturity i will receive 9% + LA ie it works out to 82636.95 + LA
    But since as per LIC my matured sum is Rs. 55000 only i will receive only 79750.00 + LA

    Why the matured sum is less than what i have invested ?

    • @Sowmya,

      That depends on your age. whats your age?
      i.e. If your Basic Sum assured is 3 lakh then you would receive 3 lakh/6 = 50,000 + 9% pa + LA

  31. Hi,

    I have invested in Jeevan Aastha for Rs.56991 for a period of 5 years…as per the policy my matured sum is only Rs.55000 and all guaranteed additions is based on only 55000. I dont even get the full amount which i have invested in the policy..Kindly clarify me and what will be the amount i will receive after 5 years

  32. Just want to know regarding Aastha Policy. If i invest 25000/- initially anf my term is 5 years, that means i invested 125000 in 5 years. So will the maturity amount is apart from this 125000. In all, how much amount i will recieve after years. Please Elaborate with an example.

    • @amit joshi,

      I think you misunderstood this plan. This is ONE time premium. you will need to pay once and no other payment in next 5 yrs.

      i.e If you invest 1 lakh initially, there will be NO recurring premium. Your risk cover would be 6 times of your premium in first year and then risk cover would be one-third.

      Return on maturity: 1 lakh + 9% return per year + LA. =Approx 12% return over and above your premium.

  33. i would like to know about the medical required i am 50 years old and sum i want to invest is 10 lakhs10 years can u give me table of medicals requirement

    • @karan,

      Yes, you will need to submit your medical report and you will need special report. Contact your LIC advisor or nearest LIC Branch for help.

  34. still my question is pending.

  35. Does one requires to have medical fitness test before applying Jeevan Aastha?

  36. Tabrej

    My date of birth is 09/06/1976, I want to deposite 25000/50000/75000 resp. Then what will be my single premium for 5 yr and 10 Year. and what amount I will receive in hand after maturity.

    Please reply urgently
    [Edited- admin] gurgaon

  37. hello,

    Tabrej

    My date of birth is 09/06/1976, I want to deposite 25000/50000/75000 resp. Then what will be my single premium for 5 yr and 10 Year. and what amount I will receive in hand after maturity.

    Please reply urgently
    ganesh221@rediffmail.com
    Contact- gurgaon

    • @ganesh,

      Your one time premium are mentioned below

      26,235/- for 5 yrs term and 24,870 for 10 yrs term

      For 50k you will need to invest 51,870 for 5 yrs term and 48,840 for 10 yrs term.

      for 75k it would be 77,805 for 5 yrs and 73,260 for 10 yrs term.

      Return on maturity would be 9% or 10% per year as per term and + LA.

      Total return appox 12% for 5 yrs and 14% for 10 yrs term over and above your investment.

  38. I am a NRI (from USA) and would like to invest some amount in jeevan aastha.. Am i eligible ? if yes, how can i apply as NRI. It is possible, at the time of maturity (after 10 yrs) i will be living in india and will not have NRI status. thanks .

    • @manoja143,

      Yes, NRIs are eligible for Jeevan Aastha. NRIs can take any LIC policy through Mail Order Business and it takes approx 30 days to complete the procedure. Since it takes a long time and Jeevan Aastha is closing on 21st Jan 2009, it wont be possible to start the procedure.

  39. I am 27 yrs old. I want to invest 30000/- into this policy. can you please tell me how much will be the exact return after 5 yrs and 10 yrs

    thanks
    Kamal

    • @Kamal Maheshwari,

      Return would be 9% pa for 5 yrs term and 10% pa for 10 years term + loyalty addition.

      5 yrs term Rs. 43500 Guaranteed + loyalty addition
      and Rs.60,000/- guaranteed + LA. appox 4%

      Total approx 12% return on 5 yrs and 14% return on 10 yrs term.

  40. Thanks for your reply to my question.

    But the answer given by you is incomplete because I asked about the total maturity amount after expiry of 5 years and 10 years respectively but you have not given me the reply.

    Please tell me what will be the total return after five years and total Risk cover during the policy, if I invest Rs.41,928 for 5 years and Rs.39,684 for 10 years respectively. Pl. explain.

    As I have already told you that my DOB is 01.07.1980.

    Thanking you,

    • @SURAJ,

      The return would be Rs.60,795/- Guaranteed +LA for 5 yrs term and

      Rs. 79,368/- guaranteed + LA approx 4%

      Risk cover 6 times of your premium in first year and then double of your premium.

  41. What is the premium payable for my age (41+ years) for sum assured of 25 lacs & 50 lacs respectively.

    What is the premium payable for my wife’s age (36+ years) for sum assured of 25 lacs & 50 lacs respectively.

    What is the incentive being paid by you.

    • @SJ,

      One time Premium for SJ:
      Age: 41 yrs
      Term: 10 yrs
      Risk cover: 25 lakh
      Premium: 4,11,125/- and for 50 lakh cover Premium Rs. 8,22,250/-

      For your wife:
      Age: 36
      Term 10 yrs
      Risk cover Rs.25 lakh
      Premium: Rs.4,06,250/- and for 50 lakh cover Rs. 8,12,500/- one time premium

      All premiums are after rebate.

  42. I shall be highly grateful, If anybody can give me the illustration of LIC’s Jeewan Aastha Policy in respect of my particulars. My particulars are as under:-

    I can invest from 25000 to 40000. What will be the one time premium according to my age.

    My DOB is 01.07.1980.

    I want to know the total maturity amount after expiry of 5 years and 10 years respectively.

    • @SURAJ,

      According to your age, your one time premium would be Rs. 41,928/- for 5 years term and Rs.39,684/- for 10 yrs term. Risk cover Rs.2.40 lakh.

  43. hello ,my age is 35,if i invest rs 25000 for 5 years, how i get after 5 years and if i died in accident after 1 year then how many get my son.

    • @swapan chakravorty,

      As per your age, your Minimum one Time investment would be Rs. 26,265/- for 5 years term and Rs.24,937/- for 10 years term.

      Return would be approx 12% for 5 years term and 14% for 10 years term. return is calculated on Guaranteed + Loyalty addition.

  44. The loyalty amount is 3 % for 5 Yrs plan and 4 % for 10 yrs plan and it is also calculated on Actual investment, all these are clear to me but please let me know that is the loyalty amount is 3 % Per annum?

  45. I understand that 6 times of initial investment is the insurance cover available only for the first year. Thereafter insurance cover
    drops to one third of this or twice the initial amount.This fact is not highlighted. Am I right? How much will I get at the end of the tenure for 1 lac and 50,000/= invested for 10 yrs.? Is there any ready reference table available with you? If so why not put it on the the site.

    • @rekha ranpura,

      You are right.
      This is an Investment plan and I only recommend this plan if you are looking for investment.

      Return after 10 year would be Double of your investment + Loyalty addition ( Approx 4% of your investment)

      i.e if you invest 1 lakh then 2 lakh in Guaranteed + Loyalty addition.

      I do not have ready reference table but you are free to ask me if you have any question.

      If you need Life Cover then we have 40+ other insurance product.

  46. Good evening!!!!!!

    Could you please tell the link to download Jeevan Aastha Policy Proposal forms ???

    Is it OK if we send the scanned copies of signed application form (in PDF format) to the LIC branch by mail, in case we are not able to send the original application forms?

    Thanks

    Sunitha

  47. I am a house wife, 59 yrs old. I want to invest Rs. 1,00,000 in Jeevan Aastha policy for 10 yrs period. Can you tell me what is the exact amount I should write on my Cheque? And how much
    I will get on the survival at the end of policy period?
    Thanx

    rekha

    • @rekha ranpura,

      Your one time premium would be Rs. 1,12,830 for 6 lakhs cover. Rs. 1,07,473.5 for 5.70 lakh cover
      or Rs. 96,160.5 for 5.10 lakh cover.

      Let me know, if you have any question.

  48. Hi,

    If my age is 29 yrs. What is exact min. investment I have to do in jeevan astha. I mean it is 25000 or 26000 or whatever. I want exact figure depending on my age.

  49. Hi,

    I want to know if i go for min. investment 25000/- for 5 yrs. will i get tax rebate?

    • @bhavana,

      Of course, you will get Tax rebate on minimum investment Rs.25000/-

      Let me know, if you have any other question.

  50. what is the refundable amount after 10yrs and after 5yrs for 1,50,000rs for jeevan aashta policy?

    • @SATISH GUPTA,

      If you invest Rs.1,50,000/- for 10 years in Jeevan Aastha the maturity amount would be Rs.1,50,000 + Guaranteed addition @10% pa Rs.1,50,000/- + Loyalty addition approx 4-5% Rs.75,000/- =Total Amount would be Approx Rs.3,75,000/- ( Loyalty addition is not fixed and it depends on LICs future performance.)

  51. Thank you for great service. Getting jeevan aastha policy was very easy with you. I would recommend my friends too.

  52. Is it possible for me to receive the guaranteed addition on yearly basis ?
    What are the tax liabilities if I liquidate the policy after , say, 2 years?
    Regards
    Swami

    • @Swami,

      No, you will get maturity amount at the end of the policy year 5 yrs or 10 yrs.

      If you’re thinking to liquidate the policy before the term then I wont recommend this policy for you.
      However, you can surrendered your LIC jeevan aastha policy after the policy has run for at least one year. The minimum Guaranteed Surrendered Value allowable is equal to 90%.

  53. Thankx for the quick response. I have courier my documents pls knowledge.

  54. Can i get link for form?

  55. December 31st, 2008 @5:58 am hi lic team,
    congrates for your efforts to launch this new policy.
    i would like to know more about ‘jeevan astha’
    give details in a ready made tabular form it will be easy to understad and decide
    Shabi Abbas

  56. Can I apply Jeevan Aastha through online/website?

    • @shobythomas,

      No, online application is not available.
      However, you can take a print out of form no.300 and send it to our branch duly signed along with a cheque in favor of “LIC of India” and your age proof.

  57. WHAT IS THE BENEFIT OF JEEVAN AASTHA COMPARISINGLY WITH FD IN ANY BANK

  58. i want deep detail about jeevan aastha

  59. wht r d factors of loyalty addition ????????????

  60. Hello,

    Can I apply forJeevan Aastha through online? if so pls, intimate me.

    Thanks
    Shoby

  61. IF I INVEST RS 50000.00 IN JEEVAN ASTHA PLAN FOR 5 YEARS WHAT WOULD BE MY FINAL AMOUNT ON MATURITY DATE.

    • @Anil gatane,

      If you invest Rs.50,000/- for 10 yrs Return would be approx. Rs. 1,20,000/- (Tax free maturity)
      and return in 5 yrs will be Rs.72,500 + Loyalty addition approx 3% (loyalty addition is not fixed and it depends on various factors but from the past results its expected 3% for 5 yrs plan and 4% for 10 yrs plan)

  62. Return for investment of Rs.60,000/- for 5 yrs under this lic policy would be Rs. Rs.87,000/- + approx 3% loyalty addition. (loyalty addition is not fixed and it depends on various factors but from the past results its expected 3% for 5 yrs plan and 4% for 10 yrs plan)

    This is case on what is this loyalty addition % calculated on?? Is it 3% on 87000??

  63. I am 35 year old.I want to Invest in LIC Jeevan Astha Plan for 5 or 10 years ( Amount 50000/-) Sum Insurance 300000/-

    Pl send us Total Amount will come in my hand after 5years & 10 years. Yearly ADM & insurance will be deductedable or not. is this policy is NAV base or not.

    Suppose I am not interested for Life Assured then what amount will recd. if any change of above or not.

    thanks

    Ashok.bhandari

    • @Ashok Bhandari,

      Jeevan Aastha is NOT an NAV based policy.
      If you invest Rs.50,000/- for 10 yrs Return would be approx. Rs. 1,20,000/- (Tax free maturity)
      and return in 5 yrs will be Rs.72,500 + Loyalty addition approx 3% (loyalty addition is not fixed and it depends on various factors but from the past results its expected 3% for 5 yrs plan and 4% for 10 yrs plan)

      You have 15 days Cooling-off period, after buying this policy if you think this is not the one you were looking for, you may return the policy to us within 15 days.

  64. Hi,

    Kinldy let me know If i invest 60000 for 5 years wht will be my value on maturity under jeevan aastha plan

    • @Sowmya,

      Return for investment of Rs.60,000/- for 5 yrs under this lic policy would be Rs. Rs.87,000/- + approx 3% loyalty addition. (loyalty addition is not fixed and it depends on various factors but from the past results its expected 3% for 5 yrs plan and 4% for 10 yrs plan)

  65. Hi
    This is Tasmia

    I would like to benefits of pension plans and the returns that one may get after its maturity.

    It would be of great help if my query can be solved at an earliest.

    • @tasmia Shaikh,

      Jeevan Aastha is not a pension plan.

      If you need a plan which has the benefit then email me your date of birth I will get in touch with you with the details.
      You may email me at: info@mylicindia.com

      Thanks.

      -Tabrej

  66. Hi Team of LIC,

    I have gone through the Jeevan Aastha Scheme and found it attractive. Can any one give me the link so that I can download the Application Form for Jeevan Aastha.

    Thanks & Regards
    Bradley

  67. Hi,

    My wife’s age is 27. We would like to invest for 10 yrs. What will be the one time premium amount and what will the return on our investment. Could you also tell us the scope of risk covered under Aastha.
    Regards,

    Lalit

    • @Lalit Kewalramani,

      The minimum investment is 25000 under jeevan aastha.
      How much would you like to invest in this plan?

      Lets say if you invest Rs.33,333/-
      Basic Sum assured amount would be Rs.2,00,000/-
      1st years risk cover 2 lacs + Guaranteed addition @10%
      2-9 yr Risk would be Rs.66,666 + GA @10%
      10th yrs Risk: Rs.66,666 + GA@10% + Loyalty addition.

      Total maturity amount would be Rs.66,666/- + LA
      Approx Rs.83,000 tax free return.

      Let me know, if you have any question.

      Thanks.

      -Tabrej

  68. can you tell me the exact sum i’ll get after the maturity period of 5yrs and 10yrs ( both) if I wish to invest Rs 75000/- ?

    I also want to know the maturity sum if I invest Rs 50,000 for 5 yrs and 10 years?

    Please mention the break up in both cases . Also what will be the approx loyalty addition for 50k and 75k ? how is it calculated ?

    Thanks in advance

    • @Meg,

      If you invest 75k for 10 years return would be 1.5 lacs + Loyalty addition ( approx 4%).

      Same goes with 50k investment for 10 yrs
      Return would be 1lac + LA ( approx 4%)

  69. Your thing for a intaraksan lic insranps

  70. what is loyalty addition ????????????

  71. send ur agent. i live near by karolbagh. my no. is 9x7xx3x1xx (Mobile No. edited to protect users privacy- Admin)

    • @mahesh malhotra, Sorry we do not have network in Delhi. But we will have soon.

      You may contact your Nearest LIC Branch

      LIC OF INDIA,DELHI 108
      B O UNIT NO 108
      2212 GURUDWARA RD KAROL BAGH.
      NEW DELHI
      City: KAROL BAGH
      State:
      Pin Code: 110005

  72. please notif via e mail

  73. i would like to invest 1000000 please let me know how much amount i will get after 5 year and 10 years i need the exact amout because i dont want to calculate the yearly benifits even i dont know how to to calculate please reply me as soon as possible your quick reply is highly appreciate

    many thanks
    m haneef kuwait

    • @m haneef,

      If you invest 10 lacs the maturity amount after 5 years would be 14.5 lacs plus loyalty bonus about 3% approx return would be 16lacs after 5 years.

      For 10 yrs term maturity amount would be 20lacs + loyalty bonus. Appox amount would be 25lacs.

      Let me know, if you have any question.

  74. Hi,

    How much Loyalty addition is given. Is this a guaranteed money?

    • Hello Amit,

      The loyalty addition depends on LIC’s performance thats why its approx. amount. (Approx 4%)

      Do let me know, if you have any other question.

      Thanks.

  75. Dear sir.

    kindly send the detials of jeevan astha policy and example of table format we will under stand easily.

    Thanks and regards
    D.Rama chandra Reddy

    • Dear sir,

      kindly you will send the detials of jeeva astha give on example to put investment.

      • Hello Rama,

        The minimum investment in Jeevan Aastha is Rs.25000/-
        the Insurance cover would be Rs. 1,50,000/-

        Return on maturity would be approx 12 and 14% for 5 and 10 years plan respectively.

        i.e. If you invest Rs. 25000/-
        On maturity you will receive your 25k back plus 10% return per year + loyalty additions if any.

        Please contact me, if you have any doubt: You can email me at info@mylicindia.com

    • Hello Rama,

      Sorry for the inconvenience.

      The tabular format is not yet ready.

  76. Jagannath. S. Methre

    hi lic team,
    congrates for your efforts to launch this new policy.
    i would like to know more about ‘jeevan astha’
    give details in a ready made tabular form it will be easy to understad and decide
    jagannath

    • Hello Jagannath,

      Thank you for your suggestion.

      The minimum investment under Jeevan Aastha is Rs.25000/-

      When the sum is matured you will get =
      Maturity Sum Assured + Guaranteed Addition ( 9% or 10% per year 5 or 10 year plan respectively) + and Loyalty Addition, if any.

  77. hi
    i would like to know the min investment in this plan and what amount i will get after the sum is matured after 5yrs or 10yrs

    • Hello Varsha,

      The minimum investment under Jeevan Aastha is Rs.25000/-

      When the sum is matured you will get =
      Maturity Sum Assured + Guaranteed Addition ( 9% or 10% per year 5 or 10 year plan respectively) + and Loyalty Addition, if any.

      • hello

        i’m still not convinced with your reply i want to know the exact sum i’ll get after the maturiy period of 5yrs or 10yrs for a min balance of 25,000/-and also do write to me about what is this loyalty addition all about

        regards
        varsha

        • Hello Varsha,

          Sorry for the inconvenience.

          If you invest Rs.25,000/- for 10 years
          You will receive Basic Sum Assured 1,50000/6= 25,000/- (Your investment)+ Guaranteed addition 10% every year Rs.2500 + Loyalty addition approx Rs.12,000
          In short your maturity amount would be Approx Rs.62,000/-

          The loyalty addition depends on LIC’s performance thats why its approx. amount.

          Do let me know, if you have any other question.

          Thanks.

  78. Hi LIC Team,
    It would be better if you could publish the details of minimum investment amount, online application form link, portfolio of investments, Estimated return in LICINDIA.in website.

    • Hello Saravanan,

      Thank you for your suggestion.
      This is not the LIC’s official site.
      You can submit your feedback at licinda.in

      However, the Minimum investment under this plan is Rs.25000/- (One time premium)

      Estimated returns are:
      Maturity Sum Assured + Guaranteed Addition ( 9% or 10% per year 5 or 10 year plan respectively) + and Loyalty Addition, if any.

      If you are in Mumbai then drop an email of your requirement at info@mylicindia.com we will arrange someone to pickup your document and form.

      Thanks.

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