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Money Plus 1

Money Plus 1 Summary:
LIC’s Money Plus-I plan no. 193 is a unit linked (ULIP) Endowment plan with regular premium paying term which offers investment cum insurance during the term of the policy. You can choose the level of cover within the limits, which will depend on the level of premium you agree to pay. Four types of investment Funds are offered in Money Plus 1. The Policyholder has the option to choose any ONE out of the following 4 funds.  Bond, Secured, Balanced and Growth.

Features:

Payment of Premiums:
You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS) intervals over the term of the policy. The minimum annual premium will be Rs.5,000/- increasing thereafter in multiples of Rs.1,000/-. The minimum monthly (ECS) premium will be Rs. 1000/- increasing thereafter in multiples of Rs. 250/-.

Partial Withdrawals:
You may encash the units partially after the third policy anniversary subject to the following conditions.

1. In case of minors, partial withdrawals shall be allowed from the policy anniversary coinciding with or next following the date on which the life assured attains majority (i.e. on or after 18th birthday).
2. Partial withdrawals may be in the form of fixed amount or in the form of fixed number of units.
3. For 2 years’ period from the date of withdrawal, the Sum Assured under the Basic plan shall be reduced to the extent of the amount of partial withdrawals made.
4. Under Regular Premium policies where less than 3 years’ premiums have been paid and further premiums are not paid, the partial withdrawals shall not be allowed.
5. Under Regular Premium policies where atleast 3 years’ premiums have been paid, partial withdrawal will be allowed subject to a minimum balance of two annualized premiums in the Policyholder’s Fund Value.

Switching of funds:
You are allowed to switch from one fund to another i.e. Bond funds to Growth fund. 4 switches will be allowed free of charge, subsequent switches in that year shall be subject to a switching charge of Rs. 100 per switch.

Discontinuance of premiums and lapse policy:
If premiums are payable either yearly, half-yearly, quarterly or monthly (ECS) and the same have not been duly paid within the days of grace under the Policy, the Policy will lapse. A lapsed policy can be revived during the period of two years from the due date of first unpaid premium.

Eligibility Conditions And Restrictions for Money Plus-1:
1. Minimum Age at entry: 0 (age last birthday)
2. Maximum Age at entry: 65 years (age nearer birthday)
3. Minimum Maturity Age: 18 years (completed)
4. Maximum Maturity Age: 75 years (age nearer birthday)
5. Minimum Policy Term: 5 years
6. Maximum Policy Term: 30 years
7. Minimum Premium: Rs.5,000 p.a.
8. Sum Assured under the Basic Plan:
a) Minimum Sum Assured :
5 times the annualized premium
b) Maximum Sum Assured :
i) 30 times of the annualized premium if age at entry is upto 45 years
ii) 20 times of the annualized premium if age at entry is 46 to 60 years
iii) 10 times of the annualized premium if age at entry is 61 years and above

Cooling off period:
If you are not satisfied with the “Terms and Conditions” of the policy, you may return the policy to LIC of India within 15 days.

How to Apply for LIC Money Plus-1 policy?
Contact your nearest Life Insurance Of India (LIC of India) Branch/ LIC Agent. Or
Fill the Application form to apply online. (Mumbai only)

Receive LIC Policy updates on your Mobile .  Click here: MyLICindia SMS Alert

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

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132 comments

  1. Sir, my policy num. 734706827 in LIC Money plus-I plan . I would likesurrender this policy. so I want know the current NAV and surrender money.
    my yearly premium is 10000. date of policy issue-11/11/2008. awaiting for ur reply through mail

  2. Dear Sir,

    I want current status on my policy no:645438243 money plus update please.

    Thanks & Regards,
    Suraj.

  3. I want to know the status / growth of LIC money plus scheme and My policy number is 718193112. Please send me through mail. Awaiting for immediate reply. Thanks U

  4. sir
    i joined money plus police in 2007 i paid 3times 5000 Rs left 5years now please tell me how much i get now

  5. SIR
    I WOULD LIKE TO KNOW THE CURRENT VALUE OF MY MONEY PLUS POLICY MY POLICY NO. 201510999 WHAT IS THE PRESENT NAV AND HOW MANY UNITS HAVE I EARNED

  6. M. Md.Musthafa Hussain

    Sir,

    I have invested in Money Plus policy(Plan 180). Pl.send me the current nav amount & status of the Policy Nos. as follows.

    Policy No. 754437481
    Policy No. 754770378

    Can i receive the nav amt. of the 2 Policies daily thorugh my E-mail ID & My mobile No.9942686667 & 9842589310 or by SMS.

    ThankU Sir,

  7. sir tell me the status and parsent value of my poliyce no.114856266 in money plus plan no.180

  8. my policy no.is 695041625 in lic’s money plus 1. i would like to know the current status of this policy. thanking you

  9. Sir,
    i am S.C. Srivatava, seeking my policy status as on date. my policy no. are 217516860 (Market Plus Plan), 215769951(Money Plus) and 234123030(Money Plus)

  10. Sandeep Jagdale

    Never invest your money in LIC of INDIA. This company is ok for repay our money but very bad in Customer Service. They just wnt to sale their product & dont want to give Service after sales. Very poor & uneducated staff. & about AGENTS they always gives FALSE STATEMENT GIVES WITH THE INTENTION OF DECEIVING.
    BE AWARE FROM THIS ‘D’ Category company. Only plus point is this is Government company & Fund returns is assured with WORST SERVICE.

  11. Sir, I want to know how to check my current market of LIC money plus scheme. My policy number is 756139903. It is going to end. Please send me through mail. Awaiting for favorable reply

  12. ThillaiNathan v.

    i like to know below the information please…
    LIC PLAN NAME (MONEY PLUS-1(T.N.193))
    COMMENCMENT DATE 29/12/2008
    FUND TYPE GROWTH
    PREMIUM RS.20,000
    SUM ASSURED RS.1,00,000
    policy term 10 (premium payment term :10)
    i like to know how much will expectation from this policy
    at the end ,and how many time (year) i should pay for this policy?
    because i have premium every year(RS.20,000)…

  13. Tell me the status and present value of policy no 438076864 in money plus plan

  14. Sir, I want to know about my money plus policy’s account balance.
    no one is responding proper if i ask.
    My policy no,:714748283

  15. minakshi chaturvedi

    Tell me the status and present value of policy no 103579133 in money plus plan

  16. I am subscribing to Money Plus plan from last 4 years and paid 3 annual premium of RS.10,000/-P.A. and i want to know current status of my plan and i want to see sum assured of my plan on my email ID gr8shail8@gmail.com
    (policy no.216431901).
    hoping for a favourable reply..

  17. Sir, I want to know the current fund value of my LIC money Plus policy no.601615770, what is the current status of My policy…..and present NAV, please reply to my mail id. thank you sir

  18. pls send the market value of my money plus policy no373911314
    dated 10.3.2007 on my email id

  19. khangembam yaiphaba

    dear sir, please update me the current status of the money plus I bearing policy no. 492470219 thru my e mail

  20. sudheesh c sukumaran

    sir,i want to know about my money plus policy(plan no .180)current status,policy no is 393723227.please reply. tank you sir.

  21. I m student i want to ask you about lic money plus 1
    how can i calculate min to max sum assured 5 times to 30 times annuali. premium and returns depend on ?

    example: – if my money pkus 1 annual premium 20000 and the policy term 10 yrs so whats my sum assured amount ? and how lic will calculate Maximum or minimum

  22. hai sir,
    good morning.
    i am honey from visakha patnam, i have money plus-1 n my fathers name, he is perapu venkata ramesh. pls send me the policy details and how much is money in that policy and policy number:695245220. kindly requesting you sir, thanking you.

  23. ch.thrimurthulu

    how to change my money plus policy fund type(growth to bond)(growth to risk)

  24. Dear Sir,
    I joined money plus policy in august 2007 ,
    2007-2008 year premium already paid
    2008-2009 year premium already paid
    Unfortunately my agent haven’t paid my premium for 2009-2010, for 2010-2011 due in august 2011, please let me know how to pay arrears and current payment from abroad( I am in Ireland).
    kindly send me a reply to above mentioned my email id (@gmail.com)

    thanks.
    Doc

  25. Sir, i silambarasan.E want to know the current fund of my LIC money Plus policy no.754853597 what is the current state of My policy….. KINDLY REPLY THE STATUS TO MY ID esilambhu@gmail.com

  26. sir my name is kamal kumar my policy no. is 176198642.date on lic took 10 oct. 2008.i want to know current status of my policy on my id.

  27. Dear Sir,
    My name is D Shaji,My lolicy name is Money plus-growth and policy no:322283490. Can you give me the present value of my policy.
    Regards
    D Shaji.

  28. DEAR SIR, I WANT TO KNOW CURRENT/SURRENDER VALUE OF MY POLICY NO. 454711473 & 454701980

  29. saneesh jith.m

    policy no.393844574
    Quaraterly payment
    12 quarter premium remitted
    total rs.30000/-
    pls say the share name and units value, units of this fund invested

    By
    saneesh jith.m

  30. saneesh jith.m

    policy no.393844574
    Quaraterly payment
    12 quarter premium remitted
    total rs.30000/-
    I want to know the share name and value, units of this fund invested

    By
    saneesh jith.m

  31. Sir, I want to know the current fund value of my LIC money Plus policy no.123622006, what is the current status of My policy…..

  32. My money plus policy #718319785.Pls check and tell me current matured status of my account.
    This is my e-mail id : djanarthanam.1986@gmail.com

  33. I pay premium for Money Plus I LIC Policy. Can I know from where i can see unit of premium paid???/

  34. Shubhangi Suryavanshi

    Dear Sir,
    I want to know the current status of lic money plus policy.

    policy no.984729406 in the name of vijayalaxmi suryavanshi @ 10,000 half yearly premium .
    we gave the money to our agent for the premium of feb-2010 (Rs.10,000) but came to know at the time of our next premium due in aug 2010 tha he didnt payed the previous instalment.
    when asked about it ,he told us that now he will pay all three installments (Feb2010,Aug2010 & Feb 2011) at the same time and will give us the recipts of the same. but no word from him yet.

    so can you please let us know the current satus of this policy?

  35. invested in moneyplus in march2007 yearly rs.25000
    how much to pay to topup facility the year 2010 due has not paid
    or
    to invest in single deposit which policy is good

  36. i want to know how to check the status of my money plus policy through internet,

  37. i want to get current status of my plan and i want to see sum assured of my plan on my email id

    Police LIC Money Plus.

    i want to withdrawal money how after years.

  38. Dharmendra Kumar Singh

    Sir, I want to know the current fund value of my LIC money Plus policy no.254515068, what is the current status of My policy….. KINDLY REPLY THE STATUS TO MY ID dsingh196622@yahoo.in

  39. policy no: 764912777 current position

  40. I want to know about LIC endowment plus RD.can u please explain me.

  41. Sir i want to know current status of my policy no-443759885
    in the name of manish kr.joshi
    please reply soon

  42. please let me know about my money plus policy and how could i get to know the units i hold and the nav rate currently

  43. Sir I have Money Plus policy of pension plan @10,000 y.pay ,i want to know that what is the current positions of my policy.

  44. MAHAROOF ANDIKATTIL

    sir my policy number 776950976 i have to know my current value thankyou

  45. My LIC Policy No: 715258938 Money Plus -I ( 193), If I surrender my policy what amount will be received by me.

    Kindly reply.

    Regards,

    S.Mahagapathy

  46. Nigamananda Sahani

    I have invested in money plus ,paid 2 premium of 20000 rupees .i want to know my growth.

  47. i want the current status of lic’s money plus as my policy no.363507960

  48. I am subscribing to Money Plus plan from last 3years and paid 3 annual premium of RS.10,000/-P.A. and i want to know current status of my plan and i want to see sum assured of my plan on my email ID (policy no.385966006).
    hoping for a favorable & quick reply..

  49. I have money plus-1 (growth) policy in my son name. Alok Sharma eight year old . we are giving Rs.1500month through Ecs. KIndly let me know . how much will be fund after fifteen year period.

  50. hi my father has did a policy in Shriram Shri Vikash – II (UIN -128L024V1) how 2 check my father policy and name and money can u help use pls

  51. I was open money plus dated 22/01/2007. then renue next tern 22/01/2008 and again renue 22/01/2009. So I would know through you how many total NAV. Again I would know what is the market rate today, and also want daily market rate in my mail box. Can I know, hold the policy or sell out this policy, what is your opinion. pls inform me through mail. I am waiting daily you reply.

  52. how to check my fund value under my policy no-384433239(rajiv kusaria)

  53. I have an money plus policy 180 and completed 4 years.Is it possible to change marketplus plan or new plans.

  54. I had invested Rs 25000 for three years at LIC Money Plus I would like to know its present NAV

  55. Sir, My Money Plus-I policy no is 764949331. I want to know the policy status and holding unit.

  56. Sir, My Money Plus-I policy no is 153142429. I want to know the policy status and holding unit.

  57. Sir, My Money Plus-I policy no is 718446472 AND 718446844. I want to know the policy status and holding unit.

  58. MY MONEY PLUS POLICY NUMBER 718446472 AND 718446844.I WISH TO SEE MY AMOUNT CURRENT STATUS IN ONLINE.

  59. How can I know the number of units alloted to the policy No.427083379 from LIC website?

  60. Hello sir,
    Can you please provide me with the number of units currently alloted to my Market Plus-I policy No.427072787, date of commencement 14/07/2008 and the current NAV value of this Growth fund. Single premium paid is Rs.30000.00.
    Thanks.

  61. Hi!

    I have an lic ulip – money plus 180 growth – that perform poorly compared to LIC’s other Ulip schemes.

    My question is, is it possible to SWITCH from moneyplus 180 growth plan to Market plus 191 growth

    Or, to Money plus 193 growth

    — Thanks

  62. Sir, My Money Plus-I policy no is 153142429. I want to know the policy status and holding unit.

  63. Hi

    I have two concerns.

    1. What are the allocation charges for moeny plus plans.
    2. I need illustration form, age 23, premium 4000per month, supposing fund: Balanced

  64. Dear Sir,
    Actually I am joined 2007 year money plus policy
    Policy No: 264274555
    2007-2008 year premium already paid
    2008-2009 year premium already paid
    2009-2010 year premium already paid
    I request to you, kindly inform how much share value (my policy) in current period
    kindly send reply to above mentioned my email id (ad02861@gmail.com)
    thanks

  65. hi,

    I hav 1542.154 number of units in account of market plus 1(191)-growth fund .Can u tell what fund value does it refer to?

  66. My LIC Money Plus Policy NO.is393856263.I want to know how many quarterly premium remitted by me and the present policy status.

  67. SIR
    I WOULD LIKE TO KNOW THE CURRENT VALUE OF MY MONEY PLUS POLICY MY POLICY NO. 714902071 WHAT IS THE PRESENT NAV AND HOW MANY UNITS HAVE I EARNED

  68. i have take money plus policy in 2006 of 3 year, 10000+10000+10000= 30000 but now my agent tell that pay this year also 10000, but my all friends didnt tell tem

  69. amit motiram jagnale

    i opend money plus policy on 29/03/2007.policy no is975570780.i invest rs90,000/- in three year.now i want to know my current fund value and current NAV .HOW much amount i should get if surrender policy .thank you……….reply

  70. Gouranga Charana Guru

    Can I see the full detais on net of all the transections done till date for the investments done in policy “Money Plus?.Number 588156733

  71. What is the best Plan to invest money in LIC?

  72. sir my Moneyplus policy no.654637124 and i want to know the policy status and how much amount i should be drawn if i close the policy.

  73. Calculate your Fund Value:

    Fund Value = No. of Units x NAV

    For NAV info, visit the weblink http://www.licindia.in/plan_navs.htm

    For No. of Units, go to your online (LIC) profile and check the Policy (Money Plus)

  74. Please let me know the status of my policy MONEY PLUS-1 NO;323211726 and send details ,howmuch I can it if I cancel this policy now?

    maheen

  75. I had tookMoney plus policy on 14/08/07
    Its no is 947460360
    I have paid yearly 5000rs. premium ( total 3 nos)
    If i will surrender what will be surrender value?
    Or if i wish not to pay premiums further, will my policy be in force?

  76. sir i had taken money plus plan in 02/07/2007 and i had paid 100000rs for this plan now i have to know what is the sum assured till date now.My policy no is783492861.
    Hoping to get reply soon.
    thanks.

  77. sandeep jagdale

    i dont understand my ploicy status,, my policy no is 905647161 money policy plan 180 & term is 15 . where LIC OF INDIA has not given any seperate TAB to search ploicy current status of invested fund value … its thirdclass service i m seeing. every invester has to get status by himself. .

  78. sir i like to invest in Market +1 (50000) r/s FOR TIME PERIOD 15 YEARS / AFTER THIS PERIOD HOW MUCH I GET

  79. ghanshyam sharma

    Sir, i GHANSHYAM SHARMA want to know the current fund of my LIC money Plus FOLIO no.195775330 what is the current state of My policy….. KINDLY REPLY THE STATUS TO MY ID

  80. ghanshyam sharma

    my folio no. is 195775330 and i want to know my current status and holding units of lic money plus (180) plan.

  81. Lata S. Multani

    I want to know my current NAV and status of my MONEY PLUS policy no.975523944, D.O.C 31-5-2007
    Please send me the details value of my investment on my above mail id

  82. RENU RONIYAR (GUPTA)

    sir i had taken money plus plan in 20/04/2007 and i had paid 10000rs per year for this plan now i have to know what is the sum assured till date now.My policy no is523656854.
    Hoping to get reply soon.
    thanks.

  83. Dear Sir,
    Actually i am joined 2007 year money plus policy
    Policy No: 842991203
    2007-2008 year permium already paid
    2008-2009 year permium already paid
    2009-2010 year permium already paid
    I request to you, kindly inform how much share value (my policy) in current period

    kindly send reply to above mentioned my email id

    thanks

  84. Dear sir,

    I want to know the status of my policy that i have surrendered on 08/04/2010 my policy No is 625152745 Till date i have not received the reimbursed amount DD or chq so i kindly request you to look into the matter and send me the DD as early as possible at the same time i want to know the surrendered value of my policy please revert this to my mail ID

    Thanking you

    Regards
    Suheel Ahmed S

    Mob no 9886624236

  85. what is the share value of market plus & money plus

  86. hello sir, i want to know about my money plus-1 policy current status n my policy no. is 523836806.so, plz reply as soon as possible…..thanx

  87. kuldip sing chaman

    i have dropped the my policy ‘s installment , policy no. 124117181 in lic cheque box and did not take payment receipt at that moment.

    kindly help me to send receipt through mail at your earliest.

    thanks/ regards,
    k.s.chaman

  88. kuldip sing chaman

    i have 2 policy . policy # 124117181 & 124117180. i would like to know the current status of policy.

    and i also need the my payment receipt for policy # 124117181 . i have dropped payment cheque in lic drop box on 20/3. please also advise that how i can take payment receipt in internet?

    also suggest that should be continue these policies or withdraw.

    need your prompt response.

    best regards,
    k.s.chaman

  89. Please call 1251

  90. dharmendra kumar

    Sir, I dharmendra kumar kanpur want to know the current fund value of my LIC money Plus policy no.254606163 & 254277127 what is the current status of My policy….. KINDLY REPLY THE STATUS TO MY ID dk.dbscollege@gmail.com

  91. Sir, I want to know the staus of my policies to the abovementioned mail id. The details of policies are as follows:
    1] Money plus: 923849579
    2] Jeevan Suraksha: 882196065
    3] Jeevan Rekha: 922111877

    Also, like to know what are the survival benefits available to these policies on my mail id.

  92. While sending the premium paid receipt to customer, why the corporation is not sending the units credited to customer’s account in case of ULIPs? Its my sincere suggestion to do the same to bring transparency in the administration in its working.

    Regards,
    Mandar Nimkar(9323806057)

  93. Sir, i SANJAY BAROT want to know the current fund of my LIC money Plus policy no.853483755 what is the current state of My policy….. KINDLY REPLY THE STATUS TO MY ID BAROTSANJAY73@GMAIL.COM

  94. I want MY pOLICY sTATUS oNlINE

  95. Sir, i roomi Yadav want to know the current fund of my LIC money Plus policy no.216423063 what is the current state of My policy….. KINDLY REPLY THE STATUS TO MY ID harsh.ctmax@rediffmail.com

  96. Smt. Lata Gusain

    I am subscribing to Money Plus plan from last 3years and paid 3 annual premium of RS.25,000/-P.A. and I want to know current status of my plan and I want to see sum assured of my plan on my email ID (policy no.271695917).

  97. i want to know my current position of my money plus policy no 331848038 dt.03/03/07 NAV/ total value as on date & send me form
    for switch fund from money plus to secured fund
    thank with regard
    anil ahuja 9873416263
    ahuja63@hotmail.com

  98. hi,
    I am paying Rs 40,000/- per annum for MoneyPlus Growth Plan.
    It will complete 3 yrs in August 2010.
    How can I calculate the amount I have in the Policy?
    Nav is 11.43 and No.of units is 9179.27
    The how much can I withdraw from it?
    The assured sum is shown as 4 lakhs. Do I need to surrender to get all the money?
    Can I continue the policy even after I withdraw all the amount?

  99. gopal krishna roy

    policy no. 285531295. i pay Rs.20000 per year on lic money plus. fund type growth. i have paid three premiums. what is the present position.

  100. i want to know about my policy details regarding the amount increased or decreased till the date?
    under “jeevan jyothi”
    pb no 10,d.no 1-6-17,
    stn road,mahabubnagar
    509001.i want to get current status of my plan and i want to see sum assured of my plan on my email id

  101. i want to know about my policy details regarding the amount increased or decreased till the date?
    under “jeevan jyothi”
    pb no 10,d.no 1-6-17,
    stn road,mahabubnagar
    509001.

  102. i am abhinav kumawat and i have invest 25,000rs per annum.

  103. Dear Sir
    I am srikant reddy. I have money plus in LIC of India I pay three years . I want to I have to pay full 20 years?????

    Regards

    Srikant Reddy

  104. pls tell me the money plus policy details.
    it is 3 yr process in every year 50k paid…..date was:26-march-2026

  105. DEAR sir i want to know my current details of my money plus policy no 602303678 NAV as on date also send to my id.thanks.

  106. Dear sir,
    i have a lic money plus policy
    i want to know my policy current status and i need details of each year how many units in my policy.

    yours faithfully,
    purushothama.

  107. Please tell me the current rate of Money Plus

  108. Kishore Kumar Goyal

    Can I see the full detais on net of all the transections done till date for the investments done in policy “Money Plus1″.Number 563506393

  109. I am subscribing to Money Plus plan from last 3years and paid 3 annual premium of RS.10,000/-P.A. and i want to know current status of my plan and i want to see sum assured of my plan on my email ID (policy no.813446346).
    hoping for a favourable reply..

  110. Your site should be more informative.

    in my case i got relocated to chennai ,from hyderabad where i took
    jeevan suraksha policy, then i sent a letter seeking address change
    but have not received any info about it.

    I tried to get details about my policy . but your search engine
    is not providing any.

    Given a policy number, the net site should provide full info
    please enrich the site. My policy number 646077143

  111. I am subscribing to Money Plus plan from last 3years and paid 3 annual premiums @ RS.20,000/-P.A. I want to know the present NAV and seek your advise whether further premiums can be stopped and refund can be sought now or after waiting for a further period as the scheme is not considered to be not running profitable and to the benefit of customers as contemplated at the time of launching.

  112. I want know the latest nav status of money plus scheme for which i am subscribing.

  113. I want to know my money plus policy nav status send my id

  114. doddabasappa dharimani

    i have invested in lic market & money plus and also one jeevan anand policy.

    request to send the updates of sum assurance for above said mail id.

    thanks and regard,
    dharimani

  115. hello sir i want current status on my policy no:639322398 money plus -1 update please.

  116. j.m.praveen shankar

    dear sir, i want to know my current details of my MONEY PLUS policy .NAV as on date also send to my id.thanks.

  117. A. Sagaya leena mary

    i want to get current status of my plan and i want to see sum assured of my plan on my email id

  118. Dear LIC,

    Please tell me how to pay the “Money Plus” policy payment through online.

  119. i want to get current status of my plan and i want to see sum assured of my plan on my email id

  120. dear si tell me abt lic some polices ….maturity period of 1,3.5 years

    details…like premiums nd all benifits

    • Insurance is a long term commitment. I would suggest to buy LIC mutual fund instead of insurance policy for short term.

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