Aadhaar Card Linking : Important Dates

Aadhaar Card Linking : Important Dates

If you are following our blog, we mentioned that linking your LIC policy with Aadhaar is now mandatory. Not only LIC, If you hold any kind of insurance policy then you must link it to your Aadhar card before 31st December 2017. Extended to 31st March 2018.

Read full details here: Linking Aadhaar with Insurance Policy

Some of our readers asked, last date of Aadhaar linking for other services.

aadhar card linking

Here is the list of important dates for linking Aadhaar with various services.

Deadline for linking Aadhaar with PAN is 31 March 2018

Whether you file IT Return or not it’s compulsory to link your PAN Number with your aadhaar card.

Also Read: How To Link PAN Card with Aadhar

Deadline for linking SIM card/Mobile Number is 31 March 2018

This is very crucial date, because everyone has mobile number and if you do not link your Mobile Number with your Aadhaar your mobile services may stop and will only resume when you submit your Aadhaar to your service provider. Can you imagine a day without mobile and internet?

Last date link Aadhaar with Bank Account is 31 March 2018

Another very important service. If you want to keep your bank account in good state then you must update your aadhar with your bank. Failure to link Aadhaar with Bank may freeze your account and you would not be able to deposit or withdraw money until you submit your Aadhaar details to your Bank. So avoid the inconvenience and update it as soon as possible if you have not yet updated it.

Post Office Deposits accounts, PPF etc Linking with Aadhar 31 March 2018

If you have Post office deposits or  PPF (Public Provident Fund), or the National Savings Certificate Scheme (NSCS) and Kisan Vikas Patra (KVP) you need to update your Aadhar with Post office too.

Also Read: Post Office Saving Scheme

Aadhaar linking with Social Security scheme 31 Mar 2018

If you avail pension from Govt or have opted for any social security scheme you need to update your aadhar before 31 Dec 2017.

Mutual fund accounts/Demat linking with Aadhar 31 Mar 2018

If you are investor in Share market or mutual fund you need to link Aadhaar with your Mutual fund and Demat accounts before 31st December 2017.

Also Read: How To Invest In Mutual Fund

In short, you need to update your Aadhaar number with all the services before 31st March 2018. Some sources are indicating that adhar linking deadline time may be extended even after 31st March but don’t wait for last minute. Get it done today.

Link Aadhaar with your Insurance Policy, It’s Compulsory.

Link Aadhaar with your Insurance Policy, It’s Compulsory.

First of all, if you still don’t have an Aadhar card, get it as soon as possible. Aadhar is very important document and you will need it in every point of life. Govt. wants to curb on Money-laundering (Maintenance of Records) and have a clean economy. Hence all the financial services needs to be linked with PAN and Aadhar.

Insurance Regulatory and Development Authority of India (IRDAI) has made it compulsory to link the unique identity number Aadhaar with all insurance policies.

IRDA has issued a circular which is as mentioned below:

Central Government vide gazette notification dated 1st June 2017 notified the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017 making Aadhar and PAN/Form 60 mandatory for availing financial services including Insurance and also for linking the existing policies with the same.
The Authority clarifies that, linkage of Aadhaar number to Insurance Policies is mandatory under the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017.
These Rules have statutory force and, as such, Life and General Insurers (Including Standalone Health Insurers) have to implement them without awaiting further instructions.

link aadhaar with insurance

How to Link LIC policy with Aadhar?


  1. If you have your policy details handy, like Date of Birth, Policy Number and mobile number as mention on your policy then you can link it here: https://www.licindia.in/Customer-Services/Help-Us-To-Serve-You-Better
  2. If you have username and password for LIC customer portal, you can login to your account and update Aadhar and PAN card directly here: https://ebiz.licindia.in/D2CPM/#Login
  3. If you have a pension policy you can link it here: https://www.licindia.in/Bottom-Links/PensionPolicyLinking

Also Read: Check Your LIC Policy Status online


Visit your servicing branch with your Aadhaar card, they will get your LIC policy linked. If your multiple policies issued in different branches, you will need to visit all the branches where your policy belongs to. Or better transfer all your policy in one branch, so it will become easier for you in future too.

Also Read: Check LIC Policy Status by SMS

Last Date:

Last date to Link your Aadhaar with your insurance policy is 31st December 2017.

What’s the Benefit?

Linking Aadhar card with your Insurance is beneficial for both. company will get less fraudulent claims and policyholders will see faster claim settlement.

What happens, if I do not link my Aadhar?

Your policy will continue provided you submit your KYC documents at the time of renewal. If you have health insurance policy then your claim might not be approved until your submit your KYC documents (Check with your health insurance company). So it’s better to link your Aadhaar with your policy as soon as possible.

What Kind of Insurance Policy needs to be linked?

All Insurance policies including Life Insurance, General Insurance, Health Insurance, Motor Insurance etc needs to linked with Aadhar.

Also Read: How To Link PAN card with Aadhar card

We have about 24 life insurance and 33 general insurance (including standalone health insurers) companies in India. Irrespective of company and type of policy, you will have to link your Aadhaar before 31st December 2017.